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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Alfy
      Iva with Hanover now been passed to credit expert

      By Alfy · Posted

      As one of you mentioned above I've been in a mess for nearly 20 years now and I'm ready to sort my credit report out now - the main reason I got into second round of debt is my kids being unwell and the state considering them not unwell enough for extra help so despite my son being in hospital for 3 months in one year we got extra zero help and I eventually lost my job and got into debt to just so I can be تا my sons hospital bed at his time of need - my life basically fell apart and all these debts got me again 
    • Alfy
      Iva with Hanover now been passed to credit expert

      By Alfy · Posted

      Gosh mate I've woke up this morning with half the worry I had last night when going to sleep!.  I can't believe how much this forum has helped me over the years and I don't  have the words to explain the gratitude I feel towards you guys -  Now that I've slept on it I feel ready to reject this company and my plan is to make them an offer to accept payments to date as full and final settlement - I will I think write them a letter once my review is completed or maybe just send it now whilst they are reviewing explaining my kids are unwell for which reason I'm struggling to survive and if I can politely request for them to accept payment to date as a full and final - I'll mention I don't have any cash or anyone to borrow from to offer a full or even part amount of the remaining balance of the iva and therfore am unable to make a offer of payment.   If they agree to at least even put my offer to the creditors then I feel it's better I hang in there and that way I won't have to deal with any possibilities of more defaults and ccjs    Right now the only adverse effects on my credit report are the iva that is now 3 years old and 2 Ccj one coming of this July and one thus October.    But I am worried new action will begin and new defaults and Ccj may start to appear because I've paying into an agreement im under the impression the 6 year rules starts again so yes I have lost of mixed feelings about this but I'm not going to lie you guys have put some life back into my breath this week as for the last 3 years I've felt caged like an animal and this morning I feel freer I can't explain how much but certainly my soul feel lighter today thanks to yin because I'm now viewing this review totally different to I do yesterday thanks to you guys 
    • Alfy
      Iva with Hanover now been passed to credit expert

      By Alfy · Posted

      Court name UNKNOWN Case number ********** Amount N/A Confirmed by Insolvency Service Date issued May 2021 Type Voluntary Arrangement Notes If you have questions about voluntary arrangements you should speak to the Insolvency Service.     I started this in 2021. So it's been about 3 years I've been paying. 
    • iamgnome
      One Parking Solutions Windscreen PCN - private flat bays, share of freehold . - Durrington, West Sussex.

      By iamgnome · Posted

      Thanks @lookinforinfo@Nicky Boyi sent across the agreement earlier in this thread. No mention of financial reward to the MA. But, I wouldn't be surprised if it was done on the sly. As I said earlier, the owner of OPS is a convicted criminal, with a very shady reputation around these parts.
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      The average high street easy-access account pays 1.7% interest - but savers could earn 5% if they moved their money elsewhere. We look at which banks have the top rates.View the full article

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Boots RLP Civil recovery Very aggressive

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HeilSieg

HeilSieg

Posted
Posted

I was recently caught removing the plastic wrapping on a bottle of aftershave in boots, with a friend who took the aftershave out of the store without paying, along with a second bottle which I did not touch.

 

As soon as we left the store, 4 security guards grabbed us, we were taking into a back room, the police were called but they said because of our clean records they would let us off, yet after they had left the security staff made us fill out a civil recovery form, and told us we must write a letter of apology to the store.

I sent the letter the next day to them.

 

About a week later I received a first letter from RLP. Explaining the costs of the aftershave (28 GBPounds per bottle), and they expected us both to pay for both the bottles each, despite stating that the store had recovered the battles.

 

About 2 weeks after that they sent a second letter arrived, they now said because of other costs I must pay them 137.50 GBPounds, or about 100 GBpounds if I could pay in the next 31 days.

 

I did not make a payment, as I'm an A-level student without an income, not even EMA.

 

After the 31 days, I received a letter saying I had 14 days to pay 137.50.

 

After the 14 days had passed they are now saying my credit will be ruined, and I owe them 137.50 but it will increase by 5% annually.

 

I havn't heard anymore , but it's been about 14 days now.

 

 

I'm worried about data protection, I want the security recording and I want them to stop sending letters.

 

Any ideas?

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Snefclarb

Snefclarb

Posted
Posted
the police were called but they said because of our clean records they would let us off, yet after they had left the security staff made us fill out a civil recovery form, and told us we must write a letter of apology to the store.

I sent the letter the next day to them.

Any ideas?

 

Just out of interest, because I'm unfamiliar with the RLP area, how were you actually made to sign something?

 

Did the police turn up and say you'd be let off? Or was it the Boots folks saying you'd be let off?

 

Also, you say you're an A-level student, I assume that means you're probably under 18? Can anyone comment on the validity of contracts signed by a minor?

The adverts that this forum puts around my username and message are not endorsed by me.

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Guest Old_andrew2018

Guest Old_andrew2018

Posted
Posted

Hi

Please send a PM to JonCris, please remember to include a link to your thread, he will advise.

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The Chez

The Chez

Posted
Posted (edited)

First off, if this were me, I would not have signed a thing. They cannot do anything with no details. After that I would have quoted that being kept inside the store was false imprisonment, and if the police wanted to arrest me, then I would go willingly, they still wouldn't get so much as my first name.

 

It's also a grey area as to the powers security guards have. My partner says if they lay a finger on you, that is classed as an assault. They do not have the power of arrest, that is reserved only for the police & agencies working with the police such as FBI, CIA etc, regualted government authorities, not private security. Private contractors & store guards do not have these powers, and are as liable for their actions as any tom, dick or harry.

 

Do not make a payment, as soon as you start paying, the 'costs' will go up and up. It is a [problem], and should be treated as such. The letters you are getting are computer generated and designed to frighten you into paying. I doubt a human being even knows who you are.

 

You could find out if you could make a freedom of infomation request to boots for the security footage, although your likely to be fobbed off by 'it's been erased' etc.

 

Also, why did your friend walk out of the store without paying for the item?

Edited by The Chez
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The Chez

The Chez

Posted
Posted
Since when did the FBI and CIA have the power of arrest in the UK?

 

I was just mentioning some of the agencies that have this power, not what country they operate in.

 

Have you come here to be petty or to help the OP? Also, these agencies do work with our police from time to time to apprehend/help remove globaly wanted criminals & terrorists.

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My Real Name

My Real Name

Posted
Posted
Security guards CAN arrest a person, but they must have good grounds to suspect a crime has taken place AND that the perpetrator intends to flee the scene
They must have more than suspicion - The power to arrest on suspicion alone is a power that only a police constable has (and various other officers of the law, such as HMRC etc).
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JonCris

JonCris

Posted
Posted
They must have more than suspicion - The power to arrest on suspicion alone is a power that only a police constable has (and various other officers of the law, such as HMRC etc).

 

Incorrect A security guard can arrest a person based on the suspicion that he HAS committed whereas a police officer can arrest if he thinks an offence is about to be committed

 

The security guard acts reactively whereas the police officer can act proactivley

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The Chez

The Chez

Posted
Posted

That aside, some people posting in this forum, talking about RLP, did actualy steal, or hang around with theives, what do they expect to happen? The OP still hasn't explained why their 'friend' took the aftershave out of boots without paying for it.

 

At the end of the day, we do have rights yes, but stores also have rights to protect. Nobody has the right to steal anything from anyone, big company or a garden gnome from the old lady down the road. RLP isn't the best way to deal with theives, personally I think people caught stealing should face criminal charges levied only by the police, not by credit companies.

 

If you don't agree, thats fine, and for the record I am very, very against RLP and the stores that use it. Boots should be ashamed at how they treat customrs as criminals before they've done a thing wrong, what on Earth would Jessie Boot think?

 

Boots also STILL test their products on animals, when a lot of other companies have abandoned this.

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JonCris

JonCris

Posted
Posted
They must have more than suspicion - The power to arrest on suspicion alone is a power that only a police constable has (and various other officers of the law, such as HMRC etc).

 

Incorrect

 

They do arrest on suspicion which is why 'suspects' are known as suspects

 

They have to have reasonable grounds to suspect a crime has already been committed whereas a police officer can arrest if he has reasonable grounds to suspect a crime is about to be committed

 

Reasonable grounds would be either what he witnessed or based on what he was told by other persons

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The Chez

The Chez

Posted
Posted
Incorrect

 

They do arrest on suspicion which is why 'suspects' are known as suspects

 

They have to have reasonable grounds to suspect a crime has already been committed whereas a police officer can arrest if he has reasonable grounds to suspect a crime is about to be committed

 

Reasonable grounds would be either what he witnessed or based on what he was told by other persons

 

How do you know all this?

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JonCris

JonCris

Posted
Posted
That aside, some people posting in this forum, talking about RLP, did actualy steal, or hang around with theives, what do they expect to happen? The OP still hasn't explained why their 'friend' took the aftershave out of boots without paying for it.

 

At the end of the day, we do have rights yes, but stores also have rights to protect. Nobody has the right to steal anything from anyone, big company or a garden gnome from the old lady down the road. RLP isn't the best way to deal with theives, personally I think people caught stealing should face criminal charges levied only by the police, not by credit companies.

 

If you don't agree, thats fine, and for the record I am very, very against RLP and the stores that use it. Boots should be ashamed at how they treat customrs as criminals before they've done a thing wrong, what on Earth would Jessie Boot think?

 

Boots also STILL test their products on animals, when a lot of other companies have abandoned this.

 

I agree & that's why we have a police force & a criminal justice system

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The Chez

The Chez

Posted
Posted
Cos I does;)

 

Sorry I couldn't resist

 

 

Just wondered thats all lol, nothing bad meant.

 

I do feel though that some people posting on this section need to rethink who they hang around with though. If I was hanging around with a theif, and they did it while I was with them, they'd never be coming within 1000 foot of a shop with me around again.

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JonCris

JonCris

Posted
Posted

Chez the problem is that even when some admit to theft it's found on questioning there was no such thing they have just been made to think they have committed a crime when they haven't In many cases there is no intention to steal it's often just a mistake either way there has to have been an intention to steal before it meets the burden of proof

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My Real Name

My Real Name

Posted
Posted
Incorrect

 

They do arrest on suspicion which is why 'suspects' are known as suspects

 

They have to have reasonable grounds to suspect a crime has already been committed whereas a police officer can arrest if he has reasonable grounds to suspect a crime is about to be committed

 

Reasonable grounds would be either what he witnessed or based on what he was told by other persons

I stand corrected.

 

Section 100 of SOCPA adds Section 24A (1) (b) "anyone whom he has reasonable grounds for suspecting to be committing an indictable offence".

 

The test would be as to what constitutes reasonable grounds.

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JonCris

JonCris

Posted
Posted

Correct

 

Let me give a you a scenario Chap buys cassette remains in store whilst his friend completes her shopping. Leaves store followed by store detective who assumes on seeing the cassette in the chaps hand it's been stolen. Calls police who acting on the information of the store detective & despite his protestations of innocence arrest him in a nearby cafe & take him to the nick. 2 hours later he's released when the assistant who sold the cassette phones to confirm it had been paid for

 

Also I should mention that by the time the police arrived he had thrown the receipt away

 

What do you think happened next?

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