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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Poppy007 v LPA receivers


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hi Poppy007,

 

Have you looked at this post, I think it sounds similiar to yours, mountains of infromation on there. It may help.

 

http://www.consumeractiongroup.co.uk/forum/mortgages-secured-loans/230253-mortgage-express-appoint-lpa-29.html#post2961370

 

Please try not to worry too much it is just a case of contiuing to work until the situation is right. If I was you I would go and change the locks again and get them repaired and disregard what they are doing until they have responded to you.

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Hi Chillinlong, thanks for the link to the post. I have been following the post for a while and can't see any light at the end of the tunnel. I am totally confused as to how these lenders are being allowed to treat people this way! My BTL lender will not take into consideration the 5 years of never missing a payment. They refused to take payment from me on two occasions - a deliberate act I think to get their grubby little hands on my house! It was difficult, but on the date of the LPA receivers appointment I was not in arrears. I have spent a considerable amount of money on renovations to improve the standard of the house but due to financial problems these have yet to be finished. Now they have changed the locks and refuse to allow me to maintain the house or continue with the renovations! My little BTL house is in our village, fronting onto the road so the whole issue of notices on the front door is causing me extreme distress. To read of windows being covered in metal sheets completely freaks me out! I have considered changing the locks and moving in the house myself but I don't think my nerves could stand it. I am a law abiding person and so I can't believe that the law can't help me. I had to instruct a solicitor as I was getting nowhere with the lender and fees were (and still are) being added onto my account at an alarming rate and they just ignored her! Now she's talking of instructing a barrister! There has to be another way. Has anyone got the lender to instruct the LPA to stand down?

P

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Hi Poppy, just a suggestion, but dont know how it would work in practice.

 

Given all the circumstances, and the fact that you are not in arrears, maybe you can ask your solicitor to make an application asking the court to order that your property be handed back to you.

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You can make applications to court for all manner of things, cant see any reason why you cant DIY, but I'm not really sure of the wording you would need to use.

Perhaps someone else on this site (with some legal know how) can assist in drafting an application for you.

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Contact your MP Poppy. You can look them up on line and should be able to email them. You could also ask for an appointment to see them.

 

How do you feel about contacting the press?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Caro, there is no way I could talk to my MP or the Press about the mess I find myself in. I can't even manage to discuss things with my friends and neighbours. I find it difficult to drive past the house - which I do twice a day, every day - The whole situation is very distressing. I'm just not strong enough. Thanks for your input. Regards, P

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Hi Caro, there is no way I could talk to my MP or the Press about the mess I find myself in. I can't even manage to discuss things with my friends and neighbours. I find it difficult to drive past the house - which I do twice a day, every day - The whole situation is very distressing. I'm just not strong enough. Thanks for your input. Regards, P

 

I do understand how when you are involved in a difficult situation it's incredibly difficult to deal with. I can also understand you not wanting to talk to people you know about this, although you have done nothing to be ashamed of.

 

Fair enough about the press and also about speaking to your MP. Please remember though that MPs are put there by us voters to work for us. I would urge you at least to email or write to yours. If you find it hard to explain, send them a link to this thread to explain it.

 

They have just been put in power by us, so make them work for us. They are ordinary people who are privileged to work for US. I definitely think that is worth a try.

 

Please think about it.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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