PastDue Credit Solutions

[FISHBUS]

Hi! I've been reading this thread with interest as I am in a similar position.

 

Last year, I received some letters from PastDue Credit Solutions informing me that I owed over £500 to British Gas dated back to 2005.

 

During that period, I was renting my flat and had old coin meters for both gas and electricity, which was emptied by the then landlords.

 

3 years ago, I purchased the flat I have been living in. The freeholder refurbished the block and installed new meters and I opened an account with BG and EDF. Since then, I have paid all bills on time and in full and BG have never contacted me about this supposed debt.

 

Today, I have received a letter titled 'Pre-Visit Notice' from Philips Specialist Bailiff and Debt Recovery Agents, telling me to pay the full amount "Regarding outstanding arrears on behalf of PastDue credit Solutions".

 

Please can you advise me on the best course of action? Should I ignore this as I did with the PastDue letters or ask them to provide some sort of proof of debt?

 

Any help would be greatly appreciated.

Edited March 22, 2010 by FISHBUS
typo

[dx100uk]

i would ignore

there is nothing they can do to you.

 

phishing list me thinks.

 

if the OC wanted their money, they would of contacted you direct.

 

also do not be intimidated by Philips Specialist Bailiff and Debt Recovery Agents

they cannot use their bailiff powers to recover this debt

 

bit out of order to use such a co. title anyhow me thinks...

 

you also need to start your own threads.

 

jumping on the end of someone elses old thread might not get you question seen

 

dx

[FISHBUS]

Hmmm, I thought that tagging it on the end of a still active and relevant thread would be the way to go...sorry about that.

 

Anyway, thanks for the reassurances. Do I take it then that they cannot 'pay me a visit' and have no rights to attempt entry to my home?

 

Is it also correct that this can only be done if it has gone through the courts?

 

What options are open to them if I continue to ignore their letters?

 

Thanks again

[dx100uk]

the debt will be passed around on the phishing list to the next leecher to try their arm at fleecing a mug that now knows better.

 

the bit about 'entry' is what i was pointing too,

you are correct that it would have to go to court etc etc.

but they are operating under their DCA role here and a DCA has NO LEGAL POWERS

they are not bailiffs assigned by a court etc etc.

 

all you have is a letter to try and con you into paying by inicating they might visit you, if they ever did, you tell them to go away.

 

i'd ignore them totally

 

dx

 

i'd ignore them.

[FISHBUS]

Thanks dx, I shall do just that.

 

Should there be further developments, I shall heed your advice and start a new thread.

 

Thanks for taking the trouble of replying.

[dx100uk]

i'll get this turned into a thread then you will have ref to return to when you get the next phishing letter!

 

dx

[cerberusalert]

Thread created

[FISHBUS]

Thank you both for your assistance and I'm sure I shall be receiving more junk mail in the not to distant future!