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    • Is the letter headed Letter of Claim/before Claim or similar? If not, it sounds like more of the threatogram chain. If you're not sure, post up an anonymised copy of the letter and we'll check. HB
    • So guess what, we have received a final demand letter for £100. It states if payment is not made by 11/06 they will have no option but to forward the case to their litigation dept with a view to commence County Court Proceedings. So just wondering if anyone has any advice. Do we ignore this? or do we need to take action? Thanks 
    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took photos (3 separate photos as its 3 separate deliveries) of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else, other than a small piece of the pavement and a little weed, which doubly confirms it was outside my door as I can see the same plant), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? I have quite a lot of deliveries handled by Evri (not out of choice) - They used to have a fantastic chap and I rarely had any issues.  He has been replaced by a new guy and I believe the route is handled by this same guy who I believe has taken my packages.  Naturally, I fear this is going to happen again in the future if no investigation occurs. Appreciate any assistance - Thanks for reading. Al.  
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dano10 vs Barclays


dano10
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OK (deep breath) - I'm off!

 

S.A.R - (Subject Access Request) sent to Barclays today. Bricking it to be honest, as I'm one of these people who is rubbish at keeping tabs of his money, and so have always been terrified of the bank. Here's hoping I can reverse these roles!

 

Have applied for parachute bank account elsewhere today, as I have an overdraft on there and I'm aware Barclays may demand it back, get nasty down the line, etc.

 

Wish me luck!

 

 

22/08/06 - sent SAR to Barclays

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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Good for you, good luck :oops:

:pNikki:p

22/8/06 Subject Access Request sent to Barclays

21/9/06 Statements here.

22/9/06 Sent request for repayment of charges. £2,380 :-o

19/10/06 LBA sent

19/10/06 Barclays send offer, Nikki sends thanks but no thanks letter

 

FAQs :::::::::::::::::::::::::- PLEASE READ THESE FIRST!!! -::::::::::::::::::: Read these, they really do help!

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thank you, and to you! ;)

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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I've just realised I sent my letter to the One Churchill Place address, in London, but others have been sending direct to Peter Townsend in Leicester.

Have I slipped up already??

 

22/08/06 - sent S.A.R - (Subject Access Request) to Barclay

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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Not at all....I've been sending all my letters to Customer Services Department at Barclays Registered address which is One Churchill Place & with no problems at all...Good Luck

AS I SAID.....

"ENOUGH'S ENOUGH".....

I THINK IT'S ABOUT TIME I FOUGHT BACK.....

DON'T YOU....

:D

"First they ignore you, then they laugh at you, then they fight you, then you WIN" Mahatma Gandhi

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thanks!

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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Good Luck...I've just sent my LBA off yesterday as by the looks of things my claims going the same as everyone elses in the fact that I've received all the standard replys that everyone else....so its a case of so far so good....Keep us all posted

AS I SAID.....

"ENOUGH'S ENOUGH".....

I THINK IT'S ABOUT TIME I FOUGHT BACK.....

DON'T YOU....

:D

"First they ignore you, then they laugh at you, then they fight you, then you WIN" Mahatma Gandhi

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OK, just awaiting statements now. Got usual letter from Barclays pretending they don't know what's coming, plus they returned my £ 10 cheque.

 

All revved up with my marker pen......

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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You're on the right road to recovery as they say....

 

They usually leave it until the last day is up...mine came on the 40th so they'll certainly drag things out....

 

When your statments do turn up go through them at least three times as I'd missed off about £100 which I only picked up after the 3rd & my eyes were burning....

 

Look for any unpaid outs, Paid Referals & Unauthorised O/D fee....

 

Put them all in the spreadsheet template which is in the bank templates BUT make sure you delete the interest part as this can ONLY be added WHEN it goes as far as court action....

 

Good luck.....

AS I SAID.....

"ENOUGH'S ENOUGH".....

I THINK IT'S ABOUT TIME I FOUGHT BACK.....

DON'T YOU....

:D

"First they ignore you, then they laugh at you, then they fight you, then you WIN" Mahatma Gandhi

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OK, cheers for that! Good luck with yours...

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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  • 2 months later...

Hi all. Have been inactive for a month on this front, mainly due to a family bereavement, but potential job loss isn't helping either!

 

So, as you can imagine, I'm not in the best mental state to take on a shifty bunch like Barclays. But sod it, I've downloaded the template and will be checking my calculations tomorrow.

 

Anyone who feels like cheering me up with encouraging words, feel free, cheers...

22/08/06 - sent S.A.R - (Subject Access Request) to Barclays

28/08/06 - letter received from Peter Townsend, usual fob-off. Await statements!

21/09/06 - statements received, £ 2100 to claim!

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Im sorry to hear about your loss & hope your starting to find your feet again...

They do say that when a door closes then a window opens...

 

Glad to see you've not given up as YOU WILL GET YOUR MONEY BACK...

 

 

Now then where do I start with the cheering up.....Here goes...

 

Claimitall v Bank of Scotland ***SETTLED IN FULL***

 

ruthieanne v HBOS *SETTLED IN FULL*

 

Meteor 58 v Nat West ***SETTLED IN FULL***

 

aardvark the lecturer v Halifax ***SETTLED IN FULL***

 

Michellemc (personal) v A&L ***SETTLED IN FULL***.........

 

Theres hundreds more people getting their cash back....

 

So far well over £3.5 MILLION of our hard earned money has been paid back to us without setting foot in a court room...

 

All done by following step by step guides backed up by the help & support of EVERY member of this brilliant community.....

 

Now for some more cheering up...Its long but well worth reading

 

How to Tell When You Need a New Car.

 

* You lose the stop-light challenge to a 14-year old on a moped.

* 15 minute Jiffy Lube needs to keep your car for 3 days.

* When you gas up, the attendant asks, "Can I re-duct tape that windshield for you?"

* While waiting at a stop-light, people run up to your car asking if anyone was hurt.

* For the last five years, you've had to settle for making "vroom-vroom" noises while sitting in the driveway.

* You keep losing dates on left turns.

* Traffic reporters are starting to refer to you by name when discussing morning tie-ups.

* Your tires are balding faster than Michael Bolton.

* The engine burns more oil than gas.

* You wouldn't mind if you were car-jacked.

* You judge suitable parking spaces by the degree of downhill slope.

* You have the local tow company on speed-dial.

* The engine catches fire and you don't notice anything wrong until the firetruck pulls you over.

* You can leave your car parked, unlocked, with the keys in the ignition, and not worry about it being stolen.

* Public transportation starts to look good.

* Your entire car isn't worth the minimum insurance deductable.

* The city sends you a notice requesting that you remove the "abandoned vehicle" from your driveway.

* Even homeless people look derisively at your car.

* Every time you start your car, the local smog index jumps a whole point.

* The local mechanic says that doing a tune-up is just "throwing good money after bad."

* You double the value of your car everytime you fill the tank.

* The 8-track tape deck finnally eats your last tape.

* When you try to sell it, The Old Car Trader won't accept your ad because they, "have a reputation to protect."

 

Hope that worked....

AS I SAID.....

"ENOUGH'S ENOUGH".....

I THINK IT'S ABOUT TIME I FOUGHT BACK.....

DON'T YOU....

:D

"First they ignore you, then they laugh at you, then they fight you, then you WIN" Mahatma Gandhi

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