frank galler - kubic investments ltd

[natasha123]

Success letters being posted will not really achieve anything-least of all remove the anger from victims here.

Whether there was success or not in some cases does nothing to explain why so many handed over money for a service they did not recieve.

 

 

 

By the way, I dont know if you already have that information, he did not hold a ICO licence.

[natasha123]

I as said am not legally trained but have learnt on the unenfor or enforcebility of cca from this site. I didnt need to do anymore than ask a question and advice followed. You will find we all on this site can find out the difference and dont need a law degree to do that. I personaly dont judge a person by how much success they have had in the past, but by their most recent actions. You will on balance have had some success, but surely not more than anyone could get from looking on here. I dont need you to know my situation, I am an unbiased person observing and only judge on what you type yourself.

 

I find it concerning that you still clearly think you are able to give advice on such matters, after all you said you specialise in family law, is that right. I am entitled as a cagger to from reading your posts have a concern that you are still giving consumer advice to those who phone, after all you resigned, what comeback does anyone have if any advice is wrong.

 

 

Yes that is true, people could do this by looking in this forum, but not everybody is in your position and does know what to look for, of course I agree on that. Me I would never use a service like that, because I always do research myself, in any aspect of life. I do not give consumer advise I am simply giving out telephone numbers, and updates of their cases, they then take the cases to no win no fee solicitors, or in some cases people just want to start paying again, but lower monthly installments, which they do themselves.

[natasha123]

What I am saying is this, I cannot just disappear, allthough sometimes I just want to. But that would not be fair!!

Because, there are an awful lot of people out there who dont use the internet, they dont know any better.

 

I as said am not legally trained but have learnt on the unenfor or enforcebility of cca from this site. I didnt need to do anymore than ask a question and advice followed. You will find we all on this site can find out the difference and dont need a law degree to do that or those who do have knowledge do it for free. I personaly dont judge a person by how much success they have had in the past, but by their most recent actions. You will on balance have had some success, but surely not more than anyone could get from looking on here. I dont need you to know my situation, I am an unbiased person observing and only judge on what you type yourself.

 

I find it concerning that you still clearly think you are able to give advice on such matters, after all you said you specialise in family law, is that right. I am entitled as a cagger to from reading your posts have a concern that you are still giving consumer advice to those who phone, after all you resigned, what comeback does anyone have if any advice is wrong.

[MARTIN3030]

Thank you for clarifying that.

It appeared to be pretty clear since all the checks I have done have revealed nothing at all.

[natasha123]

Yes you are entitled to ask anything, and I am willing to answer!!

All what I am asking people is to ask, and not to blame without knowing.

 

I as said am not legally trained but have learnt on the unenfor or enforcebility of cca from this site. I didnt need to do anymore than ask a question and advice followed. You will find we all on this site can find out the difference and dont need a law degree to do that or those who do have knowledge do it for free. I personaly dont judge a person by how much success they have had in the past, but by their most recent actions. You will on balance have had some success, but surely not more than anyone could get from looking on here. I dont need you to know my situation, I am an unbiased person observing and only judge on what you type yourself.

 

I find it concerning that you still clearly think you are able to give advice on such matters, after all you said you specialise in family law, is that right. I am entitled as a cagger to from reading your posts have a concern that you are still giving consumer advice to those who phone, after all you resigned, what comeback does anyone have if any advice is wrong.

[loopinlouie]

Yes that is true, people could do this by looking in this forum, but not everybody is in your position and does know what to look for, of course I agree on that. Me I would never use a service like that, because I always do research myself, in any aspect of life. I do not give consumer advise I am simply giving out telephone numbers, and updates of their cases, they then take the cases to no win no fee solicitors, or in some cases people just want to start paying again, but lower monthly installments, which they do themselves.

 

Again as this company was in my opinion obviously not acting in the best interest of vulnerable clients, then you should desist. You now know this site can help them, why refer people to no win no fee when you can easily refer them here.

 

Have you told the police you are still refering people needing help? I would have hoped the police whatever stage they are with you, would have to protect you from futher involvement have said distance yourself.

 

Incidently we all at some time were vulnerable and in some cases lucky to find this site by accident or referal. I personally think any company charging 600.00 per card stinks like ****

 

When you first came on here my concerns were raised not by you stating what happened, but by you saying you would try to help but it was hard as you had no money. I hope I am wrong but was concerned on the basis that I would not want anyone desperate and vulnerable feeling the need to offer you any. Vulnerable people might do so, so I say again refer them here and say free advice.

[Oreogal]

You havent helped me natasha, all you have said is if i were to pay another £200 youd be able to help negotiate.

[Caroline2009]

Yes that is true, people could do this by looking in this forum, but not everybody is in your position and does know what to look for, of course I agree on that. Me I would never use a service like that, because I always do research myself, in any aspect of life. I do not give consumer advise I am simply giving out telephone numbers, and updates of their cases, they then take the cases to no win no fee solicitors, or in some cases people just want to start paying again, but lower monthly installments, which they do themselves.

 

For everyone out there, I have evidence that Natasha was actioning the whole Bills Of Exchnage Act and later CCA route herself. When I moved my clients from her I told her she was not qualified to do this work and it should be done by a solicitor. The banks respond to qualified solicitors better.

 

Tell the truth on these forums or you will be exposed.

[Caroline2009]

You havent helped me natasha, all you have said is if i were to pay another £200 youd be able to help negotiate.

 

And was this negotiation going to be under the name Finance Angels, my company, Kubic, Frank's company or the name National Finance?

 

Who owns National Finance?

[Oreogal]

In fact when i did speak to you about all of this when you had resigned you said to me you would help me and would see my case through to the end....a week later there was just an answer phone stating you no longer had any dealings with this. Thanks for that.

[natasha123]

I dont sent everybody off to solicitors dont worry about that, I have told people about this forum, but like I said some are elderly and dont know. They are telling me that CAB is to busy to even answer calls.

I have to do something, changing my number is no option, I could have done a FG, but I decided I take it!!

Yes the Police knows about people calling me, it is their choice.

 

Again as this company was in my opinion obviously not acting in the best interest of vulnerable clients, then you should desist. You now know this site can help them, why refer people to no win no fee when you can easily refer them here.

 

Have you told the police you are still refering people needing help? I would have hoped the police whatever stage they are with you, would have to protect you from futher involvement have said distance yourself.

 

Incidently we all at some time were vulnerable and in some cases lucky to find this site by accident or referal. I personally think any company charging 600.00 per card stinks like ****

 

When you first came on here my concerns were raised not by you stating what happened, but by you saying you would try to help but it was hard as you had no money. I hope I am wrong but was concerned on the basis that I would not want anyone desperate and vulnerable feeling the need to offer you any. Vulnerable people might do so, so I say again refer them here and say free advice.

[Oreogal]

When i spoke with Natasha she hadn't said who she was working for at that point, i do though have letters from Natasha using your company Finance Angels.

[natasha123]

In fact when i did speak to you about all of this when you had resigned you said to me you would help me and would see my case through to the end....a week later there was just an answer phone stating you no longer had any dealings with this. Thanks for that.

 

 

Very true, and thats because I had to make clear to people that I do not work for Kubic anymore!! because at that stage it was clear that I couldnt even work under Franks licence anymore, without a lience no joy.

[Oreogal]

But my case was started back in the summer so surely you would of been paid for my case by FG

[natasha123]

When i spoke with Natasha she hadn't said who she was working for at that point, i do though have letters from Natasha using your company Finance Angels.

 

 

Again very true, and if you want me too I send you an email, with an attachment from the company, to show you that I did not use the name unlawfully.

[Oreogal]

Well of course you did. You don't work for Finance Angels, did you ever work for them?

[natasha123]

But my case was started back in the summer so surely you would of been paid for my case by FG

 

Money with FG was on a basis of cashflow, he said back in november that he will put me on his spanish payroll, but he never did. because believe me, the monies he did pay, didnt even cover all the expences involved.

I stated that before he paid as little as £16 per card, that would maybe cover 3 letters in postage and postal orders, never mind the work, the office, the phones etc.

[Oreogal]

I also have letters from National Finance so if you are working for them why has my case not been seen through to the supposed end????

[Oreogal]

On the phone you told me you got paid £200 per case??? you were annoyed he had taken £600 per case and you only saw that much, now it's as little as that you received????

[Caroline2009]

Again very true, and if you want me too I send you an email, with an attachment from the company, to show you that I did not use the name unlawfully.

 

Please send that to me as it is my company. Do it now so I can see it.

 

I understand that a solicitor wrote to you last year warning you not to use my company name.

There is only one person authorising you to use that company name and that is myself.

 

I would not be surprised if you have concocted something. The letterhead you drew up using my name was concocted and totally illegal.

 

Just for the record everyone, she had no right to use my name.

 

There are matters still unanswered:

 

National Finance

Bianca Klinkmuller

[Caroline2009]

On the phone you told me you got paid £200 per case??? you were annoyed he had taken £600 per case and you only saw that much, now it's as little as that you received????

 

Oh but I thought it was £16 per card - see earlier posts

[loopinlouie]

Again natasha, even the elderly could be advised to persist with the cab or maybe an odd one has a computer, its amazing how techy even the elderly are. In any case you are not fit to be involved due to you prevous relationship with the company in my opinion, anyone here who disagrees could post so;)

 

No one has to pay for debt advice and companies in this profession are bottom feeders in my view of course, no better than the dcas.

 

I suggest to anyone who has dealings with the police regarding this company to raise a concern in that ex employee is still advising people regarding these debts. Warning flag.

 

Natasha,

When refering peole to no win no fee, do you get a commission?

Why is it in your interest to be involved, you are resigned?

Do you intend to work in this area again?

 

Surely you as a single mother could do with some advice from the benefits forums on what you could be entitled to as you now do not have a job.

[natasha123]

Well of course you did. You don't work for Finance Angels, did you ever work for them?

 

 

 

Unlawful means I had no permission, but I have a email with the permission.

[natasha123]

No Comission at all, and my future is uncertain, but I sort myself out.

 

Again natasha, even the elderly could be advised to persist with the cab or maybe an odd one has a computer, its amazing how techy even the elderly are. In any case you are not fit to be involved due to you prevous relationship with the company in my opinion, anyone here who disagrees could post so;)

 

No one has to pay for debt advice and companies in this profession are bottom feeders in my view of course, no better than the dcas.

 

I suggest to anyone who has dealings with the police regarding this company to raise a concern in that ex employee is still advising people regarding these debts. Warning flag.

 

Natasha,

When refering peole to no win no fee, do you get a commission?

Why is it in your interest to be involved, you are resigned?

Do you intend to work in this area again?

 

Surely you as a single mother could do with some advice from the benefits forums on what you could be entitled to as you now do not have a job.

[natasha123]

The problem is not everybody is reading this forum, I had two people yesterday who told me that they are disgusted by this public arena thing, What do you want me to do?? I cant force people on the internet! I recommend CAB, No win No fee Solicitors, I cant see anything wrong with this , wrong would be to just walk away.

If I wasnt in this forum people would say to me look she has something to hide. It will be always wrong!!

Again natasha, even the elderly could be advised to persist with the cab or maybe an odd one has a computer, its amazing how techy even the elderly are. In any case you are not fit to be involved due to you prevous relationship with the company in my opinion, anyone here who disagrees could post so;)

 

No one has to pay for debt advice and companies in this profession are bottom feeders in my view of course, no better than the dcas.

 

I suggest to anyone who has dealings with the police regarding this company to raise a concern in that ex employee is still advising people regarding these debts. Warning flag.

 

Natasha,

When refering peole to no win no fee, do you get a commission?

Why is it in your interest to be involved, you are resigned?

Do you intend to work in this area again?

 

Surely you as a single mother could do with some advice from the benefits forums on what you could be entitled to as you now do not have a job.