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Yes Car Credit & Go Debt Help Please


Leon27uk
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Hi Everyone,

 

Wow this threads been busy :)

 

Things have been real quite here; So quite infact I decided to call the courts as I still haven't heard nothing. They informed me that they were in the process of mailing me the court date which is the 6th April @ 14:00. So hopefully it'll be pay day soon. :D

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I got my letter from the courts yesterday and indeed my hearing is to be held on 6th Apr @ 14:00.

I haven't yet disclosed my costs to them yet...

 

So do I need to make sure I have the cost's sent to the courts and to Go Debt at least 24hrs before the hearing???

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I Just received a letter well more like a mega pack door stop from Hollis Briggs.

 

96 pages altogther :eek:

 

It's everything they hold on me and it's what there taking to court as their defence to the set aside...

 

It's quite a worrying sight actually and now seems it may no longer be in the bag!!!

 

Could I appeal to the hearing if the courts go in favour of them and grant the bankruptcy order????

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i seriously wouldnt worry the agreement they hold is absolutely garbage and has been defeated so far in every court in the land....l know its easy for me to say but you have to go to the court..the chances of them even turning up is doubtful to say the least..they are trying to frighten you and judging from your post it is working...seriously though dont worry it really is no contest

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They included a copy of there costs; being just over £600.00. Claiming £125.00 per hour... :eek: Cheeky Beggers!!

 

Seriously they sent a list showing every letter sent, every call/text made and all contact noted except my last call which they left off...

 

Anyway see what happens on Tuesday. :D

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yeah they would put your costs in as well...you will win tues no worries...also remember even if in the extreme unlikely event...and i mean unlikely it would cost them an extra 1500 quid to even make you bankrupt..can you honestly see them spending that?? cos i cant..anyway so far remember they have LOST every sd they have issued against posters on this site and dont see why you should be any different

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Hi wondered if you could help me please, me and my husband have recieved a statutory demand this morning and dont know what to do????? He is currently unemployed and i am at university, we have two teeneage children co are really worried about this. I have noticed from the other threads yo may need some more information... here goes.

 

They contact me over 12 months ago sending me up to 4 letters a week and ringing everyday at least twice. I emailed them saying that i was being harrassed, so the sent letters and emails and rang me. I wrote to them and asked for a copy of the agreement which i now have. I sent a full financial statement saying that i would pay 10 pw but the refused this, althought they did cash the cheque i sent them. today i have recieved the statory demand. On the original agreement i cannot work out when we took the finance out with yes car credit. does anyone have any advice what to do next???

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right first thing we need to do is to get the stat demand set aside and also win you a couple of hundred quid in costs against them....the yes car agreement that you have, can you confirm for me if is says on the top right hand side of agreement that they have taken any deposit and used it against the insurances?

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when you come on line leon can you let us know why you lost? cos its unbelievable...what did the judge actually say? as this is the first time we have lost a ycc and i find it really strange that the arguments we have used successfully lots of time have for some reason been unsuccessful

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Ultimately the judge ruled from what he could see and heard I owe the money. (Full Stop) :mad:

 

He asked me to explain why I thought I didn't owe the money and the Stat Demand be set aside;

I said PPI was mis-sold to me, my deposit was used on the insurance and not the intended purpose being the car which is a completely different agreement. I couldn't speak to the person who was on the stat dec & They didn't provide information when requested.

 

He said rule 6.2 of the insolvency act 1986 does not require me to speak to that person named on stat dec.

 

He also said "I can't advise you in any way but I feel if you decide to proceed with solicitors things will get Very expensive as you are not eligable for Legal Help and things can quite easily go from £6K to in the region of 12K and if you lost which I think is very likely; you will have a debt doubled in months".

 

He then granted the stat dec to be dismissed and costs of 1365.94 to be paid...

 

In my favour he told their solicitor that the costs be added to the total which she tried to say i had to pay in 14days which he then had a little go at her and said "you didn't listen to me or Mr (me) The funds will be added to the total costs"...

 

Basicly I said I offered payment a while back which they just threw back in my face and I am in no better position now... £20.00 a month is my limit.

 

After the hearing their Solicitor said she can't accept any offers and I would benefit by calling their company (Gelldards or something) to speak with a Bill Gill to arrange a payment programme. She also said that Go Debt proberly think I have Equity in the House (which i told her and the judge it don't) that's why their persueing it.

 

I think I may have to bite the bullet with this one... Roll over and pay up!! (only £20.00 per month NOT budging on that one)

 

SUCKS BIG TIME

 

:-|

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sorry to here that leon hope mine goes a little better but i still going to get it set aside then see how it goes these people are parasites and bullies if it goes pearshaped for me so be it but least i go down fighting hope you can sort a payment plan with them good luck and again reley sorry about today

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