Jump to content


  • Tweets

  • Posts

    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
    • Come and engage with homelessness   Museum of Homelessness MUSEUMOFHOMELESSNESS.ORG The award-winning Museum of Homelessness (MoH) was founded in 2015 and is run by people with direct experience of homelessness. A very different approach. If you're in London you should go and see them
    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

LINK FINANCIAL - Advice Please.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4654 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

If you take it as starting a month from when you last made a payment, you won't go far wrong - unless you have acknowledged the debt in writing in the meantime.

 

Yes just to add some moral support, I usually take it that one month from last payment usually account is defaulted.

Although I believe it will be in black and white on the T&C's.

 

Boo:wink:

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

  • 2 weeks later...
  • Replies 76
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

  • 3 weeks later...

Hi everyone,

 

According to the Post Office track and trace system my CCA was delivered to LINK on 15th February.

 

I`ve had nothing back from them at all, and no response to the letter I sent them on the 8th February either!

 

In light of this can anyone tell me what I should now do, or expect LINK to do ?

 

Cheers.

Link to post
Share on other sites

BTW, Link will ignore anything you send to them, they did it with me. Until I got heavy with them, then they decided to reply or make reference to my previous letters.

Its just how they work. Waste of space, all of them.

I hope your'e not losing sleep because of them, dont be worrying.

jed

Link to post
Share on other sites

Hi Jed,

 

They have now had 19 days to get the cca to me. Time expired !

 

I have read the "account in dispute" letter - Which makes interesting reading! So I will get one off in the post on Monday.

 

I will post anything that they might send me on this thread.

 

Like you say , they are a waste of space.I`m not worrying , I just want to do this properly, `cos LINK have been a pain about the whole thing from day one.

 

Cheers

 

Andy :)

Link to post
Share on other sites

Im just about to send of a letter to LINK telling them that the account is now in dispute. I have copied the letter which I found on this site.

 

However I was wondering if the below paragraph reads ok. Where it says "signed by your company" should this not read MNBA the company which I originally had the credit agreement with???

 

The para reads:

 

The document that you are obliged to send me is a true copy of the executed agreement that contained all of the prescribed terms, all other required terms and statutory notices and was signed by both your company and myself as defined in section 61(1) of CCA 74 and subsequent Statutory Instruments. If the executed agreement contained any reference to any other document, you are also obliged to send me a copy of that document. In addition a full statement of this account should have been sent to me detailing all debits and credits to the account.

Link to post
Share on other sites

  • 1 month later...

Hi All,

 

I posted the "Account in Dispute" letter to LINK on 15th March 2010.

 

According to the "trace and trace" on the Post Office website it wasn`t signed for until 7th April 2010 ! :eek: (What a service !)

 

Anyway I `ve now recieved a photocopied A4 sheet of my "Priority Application Form" with the "Terms and Conditions of Use" on the reverse. I sent the CCA request on 11th February and until today have had nothing from them!

 

The last paragraph of the accompanying letter from LINK dated 4th May 2010 states.....

 

"Where this request was made under section 77 or 78 of the Consumer Credit Act 2006 this document fulfils our obligations".

 

 

 

Can anyone advise me on what I should do now?

 

Thanks.

 

Andy

Link to post
Share on other sites

Hi AC,

 

I`m not sure if these images will be big enough! I`m not too sure what I`m doing with the scanner etc ! :???:

 

They did not send a Statement of Account !

 

Hope alls well in your world !

 

LINKMNBACCASCAN1732-1-1.jpg

 

LINKMNBACCASCAN2734-1-1.jpg

 

 

 

 

Link to post
Share on other sites

Statement of account they have to send out to you, have you tried using Image hosting, free photo sharing & video sharing at Photobucket?

 

Scan your docs and save them onto your desktop so you can find them.

Then register with PB, Log in and click on the green bar which says, 'upload images and videos' this will open another box, you need to tell it to look on your desktop, then click on the scans you have saved, and it will upload the images, then copy the 'email & IM code' and paste that into your post.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Hello again. Thanks for the advice re the images.

 

Ive followed the intructions given and these are the best I can do !! Sorry.

 

 

CCALARGE1740.jpg picture by jonesyboyo - Photobucket

 

http://s160.photobucket.com/albums/t197/jonesyboyo/?action=view&current=CCALARGE2741.jpg

Edited by doodlesack
Link to post
Share on other sites

Unfortunately I still can't really make it put enough to give clearer advice on it, except that it clearly states it is an application form, is there a 'Right to cancel' box on there?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...