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Debt Collecter Rang me


m1k3st3r
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well first i recieved a letter which was my own saying they couldnt provide what i asked for and sent my money back i then sent the second letter and hurd no more about it but then i signed into experian and the company which it was has a red mark on my name and when i was on the phone to experian i said what had happned and they said the company needs to remove it but i need to go through the stages my self ? ?

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  • 5 months later...

actually unless the debt is not yours or it is now paid up there is very little you can do....they are entitled to register a default even if they cannot provide the paperwork and enforce the debt, which i assume is what has happened.....the default will eventually drop off your record but it takes bout 6 years to do so....

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