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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Not previously posted as far as I am aware

 

If you happen to bank with Barclays and are in dispute over this issue, be aware:

 

If BPF go as far as issuing a Default Notice in respect of the issue you you have with them, they can in fact legally clear out you bank account in settlement. (It's called 'Setting off')

 

I would suggest that if you bank with Barclays, you open an account with another bank and close any Barclay connection.

 

When they ask you why, simply tell them you are disgusted with the BPF reaction to your complaint regarding their actions.

 

David

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Not previously posted as far as I am aware

 

If you happen to bank with Barclays and are in dispute over this issue, be aware:

 

If BPF go as far as issuing a Default Notice in respect of the issue you you have with them, they can in fact legally clear out you bank account in settlement. (It's called 'Setting off')

 

I would suggest that if you bank with Barclays, you open an account with another bank and close any Barclay connection.

 

When they ask you why, simply tell them you are disgusted with the BPF reaction to your complaint regarding their actions.

 

David

 

Good to know.. I will start looking for a new bank and will have to sell my shares.. not that they pay much after the bosses have all given themselves millions in bonus payment

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I just opened a online bank account with another bank.. its online.. but I still have to wait 3 working days for them to process the paperwork.. what is it with banks and three days?.. cheques or bank transfers take 3 days to clear.. but if they want to take money out of your account its done in seconds.. like I said before no other business that we use takes us to the cleaners everytime we use them... banks

They screwed us all over the past two years and even now they just sit there smug with their hand out..

Look at all of the other companies that went to the wall because of them.. and we had our money given to them.. any other business would have gone just like with Rover and Woolworths no help from the government.

And the thing about it all.. there is nothing to stop the banks doing exactly the same thing next week.. thing is there is not enough money around to bail em out this time.. they will take us all with them next time

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Hi all,I am new to this site. Am also an Advent student, joined last year in August-stopped my payments as soon as I got the E-mail from Advent.Rang the F.O and they have written a letter of complaint,since then I have received letters from Mercers Debt Collections to pay and got a letter yesterday to pay the full amount in 7 days!! So can the CAG team help me or someone give me advice. I come from East Anglia.

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Yes, I would like to join,am new to this site.Joined Advent last year. I have to give you my real name, but surely not on this site.

 

No email Fuzzbut your name and he will act on our behalf go back a couple of posts and find his email address hope this helps.

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What are Legal seagulls doing to help bank charge claims in the courts ? - Legal seagulls Consumer Forum

 

For those who are having problems with bank charges over this Barclay/Advent mess, this may be of interest.

I've put a thread up advertising our BPF lawsuit appeal.

 

the link takes you to some strange site.. disneyland the alternate version??

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thnks fuzzbutt for getting a lawyer organised!! im so relieved!! how many people have emailed you now?

do you know where we stand with paymetns... bpf have not requested paymetns from me yet but i know some people have had those letters.

did the lawyers mention anything or will they clarify this in your meeting?

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Hello everyone, this is my first post although I have been reading the entries in this forum for the last month or so. I am or was and Advent Student from approx June 2008, for whch I deferred the payment for 12months knowing that I was due a redundancy payout. At the end of the 12months just before the cut-off date I paid the amount in full as to not incur any interest charges. At no stage was I told either that there was a 3 year time limit on my studies and if I exceeded this date I would have to pay to continue to study. Computeach have recieved my records now and are basically saying that when June 2010 arrives + 3 months of administration time reward. After this I will have to start paying them again?? As far as I am concerned I have paid for the full course content for an MCSE, why am I not within my rights to just demand all the remaining material and transcender disks from them, or even better still an equivalent sum of money for my remaing 6 modules out of the 11. I like everyone else here chose Advent over Computeach because they had a better reputation. So because Barclays decides to pull the plug on their finances and invest in another provider, which I consider to be inferior, we now have to lose out. Who are these people who think they can continually rip people off of hard-earned cash. Does any have any advice for me as I am due to send an e-mail back to Computeach in response to recent e-mails received from them.

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Thanks, I have managed to send the E-mail

 

Sorry if I haven't replied, but I've had about 90 emails this morning (mostly Facebook members so thanks all of you who have promoted this on there) and have been saving everyone's name and email onto a contact mailing list, sending a standard 'thanks' acknowledgement so everyone knows for sure they're on the action group.

 

So much for a restful Sunday!!! I've been at it since 10am this morning and Hotmail have now stopped me as I'm at my limit for sending mails until 24 hours has passed! Fuzz needs a bloody drink!! :lol:

 

I'll reply to others tomorrow when Hotmail lets me again. I've been keeping a record of people's various questions and will send out a bulletin mail once I've spoken to the law firm again and they've advised.

Phew....BEER!!:-)

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thnks fuzzbutt for getting a lawyer organised!! im so relieved!! how many people have emailed you now?

do you know where we stand with paymetns... bpf have not requested paymetns from me yet but i know some people have had those letters.

did the lawyers mention anything or will they clarify this in your meeting?

 

Hi Yasmin - I think there's about 200 people signed up now.

 

I'll get back to everyone with a fuller picture once I've spoken to the law firm representing us.

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Hi, J4ckB4u3R,

It's not on what they're trying to get away with here. Join the legal action being taken Computeach are totally unsuitable and your experience is verifying that.

Do they think we're all stupid after having been screwed over by Advent that we would willingly allow it to continue.

My advice would be click Fuzzbutt's email and join in Add your name to the list. and read the legal Notice that is advising us to not communicate anymore with Computeach or Barclays Partner Finance as they will do it for us. other than to say you are awaiting legal advice.

We can take back some of the power that's been taken from us.

as far as I'm concerned this is now in the hands of a Lawyer.

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