Yorkshire Bank Claimform - old Card dEbt

[gaz2006]

Received summons over 10k for Yorkie credit card over a year ago asked for copy of cca agreement etc received application form with no credit limit no minimum payment no interest rate etc and no terms and conditions etc debt also has around £600 in charges that i havent claimed what shall I do regards Gaz

[Guest Old_andrew2018]

Hi Gaz,

Could you up-load the agreement, remove all personal details first, it is important that you respond to the court claim ASAP.

 

Regards

Andy

[gaz2006]

heres copy there is no interest rate , minimum repayment or limit not suer about others but no terms and conditions either Regards Gaz

[Guest Old_andrew2018]

Hi Gaz

Could you try using photobucket as the image is too small in its present form

[Guest Old_andrew2018]

Hi again Gaz,

Just a thought, when do you have to respond to your summons, as I feel you might be better preparing a request for information under Part 18 of CPR.

Andy

[gaz2006]

Hi Andy I sent them a letter asking for info etc they didnt reply ...as for photobucket havent a clue how to put photo on have to learn ha ha

http://i257.photobucket.com/albums/hh212/gaz2954/ykbkagreement059-1.jpg?t=1217968271

try this

ps court ask me for n244 application specifying what orders I want to ask court to make regards G

[Guest Old_andrew2018]

any news

[gaz2006]

no just asked for credit agreement and all other things they should have sent n first place waiting to hear

[gaz2006]

Hillesdown chasing me for debt of £10 k however I am already claiming £5k from Yorkshire Bank which is stayed ie bank charges , to top this I have default o my credit file in 2006 form Hillsdown from the £10k so they may have bought the debt .

What do I do

Ask proof that Hillsdown now has debt ?

I dont remember any default notice from Yorkshire and definitely not Hillsdwon so can I sue Hillsdwon for removal of default ?

DO i send them an s10 or anything else ?

Advice please

regards G

[dx100uk]

that they may have.

you should of received notification of such if so.

 

the only real ans is to sar your bank and get all the paperwork.

 

dx

[gaz2006]

Ive kept all my statements so know the amount of charges etc is the SAR to get copies of default notices or termination etc or is it for anything else ? Regards Gary

[dx100uk]

yea

you're like me i keep 'em all

but it will reveal what else they have, like p'haps the notice of assignment default notice etc.

seems a waste for £10 though.

how about CCa'ing hillsdown.

that could be interesting .

i'd do that.

could end it all for you....

how old is this a/c, so hill have been pestering you since before 2006?

 

dx

[gaz2006]

As its bank account rather than credit card with agreement etc how would that help

apologies if Im not thinking logically long day

[caro]

Can you please email your POC, the defence and the application to me at caro@consumeractiongro up.co.uk (no gap).

 

Please also provide a phone number (mobile and landline if possible).

[gaz2006]

in court on other matter tomorrow will do asap regards Gaz

im working late too by application think you mean Yorkshires the court or yorkshire havent sent anything to me ive asked the court to sned me copy the court just sent the judges order regards Gaz

[caro]

Anything you've got either now or when you get it. I've seen a copy of their application and would guess they'll be similar if not the same.

 

All courts don't appear to be dealing with this in the same way.

[gaz2006]

sent you lots regards Gaz

[caro]

Thanks. As you know, it's being dealt with.

[yourbank]

Edited January 21, 2010 by yourbank