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    • Please will you upload the defence in a PDF format document
    • Afternoon All - after 3 weeks of silence, this morning I received an email from HMCTS advising that P2G have rejected my claim. Decide whether to proceed Parcel2Go.com has rejected your claim. You need to decide whether to proceed with the claim. You need to respond before 4pm on 25 June 2024. Your claim won’t continue if you don’t respond by then. This is their ‘defence’ Their defence Why they disagree with the claim When choosing a service on the Defendants website, the Claimant chose to book their order with Evri and selected to take out £20 parcel protection which comes with the service. On the first page of the booking process, the Claimant entered the value of £265 for the contents and was offered parcel protection for loss or damages against their goods for £13.99 + VAT. The Claimant selected no, which then produced a pop up which explained 'We strongly recommend that you protect the full value of your item(s).' however, the Claimant still did not take this protection out and instead continued with the booking process. At the end of the booking process, the Claimant was offered this again which was refused and the Claimant continued with the booking by accepting the terms and conditions which re-iterates the information provided in the booking process. The parcel was sent, however, seems to be delayed in transit. The parcel finally started to track again, however, when delivered the parcel was empty with no contents. As such, the claim was re-opened and attempted to be settled for the £20 protection taken out in the booking process. This was refused by the Claimant as they felt they should be paid the full amount of the value entered when booking. Unfortunately, due to the refusal of the parcel protection in the booking process the Defendant is not liable to settle the claim to the value and only to the parcel protection taken out. The Defendant shall rely on the Terms and Conditions of carriage in particular section 9. The Defendant understands that the contents have not be handled with due care and attention, which is not being disputed, however, they are disputing the amount they are liable to. They have requested mediation, I’m sure not least to drag the case out even longer, but I can see no benefit to me in this and so shall reject it. As ever, I’d welcome your thoughts guys. g59   
    • I doubt HMCTS holds any data on whether arrests by AEAs required police assistance.  They couldn't or wouldn't provide data on how many of warrants issued were successfully executed - just the number issued!  In my experience, arrest warrants whether with or without bail are [surprisingly] carried out with little or no fuss.  I think it's about how you treat people - a little respect and courtesy goes a long way. If you treat people badly they will react the same way. Occasions when police are called to assist are not common and, having undertaken or managed many thousands of these over the years, I can only recall a handful of occasions when police assistance was necessary. On one occasion, many years ago, I arrested and transported a man from Hampshire to Bristol prison on a committal warrant. It was just me and he was no problem. I didn't know the Bristol area (pre Sat Nav) and he was kind enough to provide directions - seems he knew the prison.  One young chap on another committal warrant jumped out of his back window and I had to chase him across several garden fences.  When he gave up (we were both knackered) I agreed to drive by his girlfriend's house to say farewell for a while.  I gave them a few moments and he was fine. The most difficult are breach warrants but mainly in locating the defendant as they don't want to go back to prison - can't blame them.  These were always dealt with by the police until the Access to Justice Act transferred responsibility from them to the magistrates' courts. The fact was the police did not actively pursue them and generally only executed them when they arrested someone for something else and found they had a breach warrant outstanding.  Hence the transfer of responsibility.
    • thats down to mcol making that option available for you to select, you cant force it. typically if there are known processing delays at northants bulk it will be atleast 14 days later if not more.
    • Thanks   Noting the day to apply for default judgement if necessary
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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the zebra -v- Citi Cards Platinum account


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hi everyone,

1 st post so sorry if this should be somewhere else but you guys seem pretty flexible so ... here goes

 

have a dispute with citi card (platinum) since the summer. they've now served default notice although they've been writing to an old address for months. They have finally changed it to the new one. They never sent the original contract which I asked for. Do they have to start from scratch with me because they communicated to an incorrect address and since I am alledgedly owing six thousand pounds does this still belong to small claims?

I can only come up with 25 canada square and vikram pandit as the ceo - is this still correct.

Many thanks, the zebra.

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Welcome to the site.

I will move your thread into its own area here.

5k is the ceiling for small claims track-although the Court can allow a little more using its discretion.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thank you Martin,

since citi didn't alter my address when I informed them and continued sending correspondence to the previous address, despite it being returned to them unopened and I still haven't had an answer to my sars request or a certified true copy of the original 'contract' can they do all they threaten by dec 28th. which is commence proceedings in the county court. terminate the agreement (which I don't mind) register defaults on my credit file and sell on my 'account' also the one letter I did get is from Mike Green, head of collections. Shall I write to Vikram pandit ceo at canary wharf or mike green at a po box? btw the notice I ( haven't got - because I went to the old address and found it - is dated 3rd dec and served under 87(1) of the cca 1974.)

Many thanks - should I be worried??? I'm new to this but determined.

 

the zebra

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Did you keep proof of notifications that you sent them informing of change of address ?

Did you send payment with your SAR ? and has that payment been cashed ?

Which address did you make the SAR from - your old one or new one ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hello,

the date by recorded del on which I sent the sar, my change of address, my request for true copy of my "contract" and proof of lawful behaviour on their part, was 16th july 2009.

I included a postal order for ten pounds for which I had a chit (i think) .... no clue where it is or if it was cashed. I do have the chit for the recorded delivery and a copy of the notice I sent, which also included the fact that i had been in hospital if that's of any relevance.

the zebra

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Was the requested for a copy of the "executed agreement" made specifically using a s78(1) Consumer Credit Act request?

 

If so then Citi shouldn't be enforcing the account i.e. attempting collection, or updating your credit file, that said Citi being Citi still will regardless of s78(6) CCA legally barring them from doing so.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Will do you good and fill you in to read some threads in this forum Zebra you will see theres many here who have been through the same and are still finding resolution-one things for sure -theres not much we havent seen with these.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I would mention the word cowboys but maybe thats being too generous.

 

Certainly if you are trying to claim back charges Citi litigate in a very underhand manner, and if you want a copy of your "executed agreement" which is a legal request under fair access laws - as enshrined in their code of conduct - well you won't get it. And if you have a genuine dispute, they're not meant to report data against you to the CRAs under the banking code, but hey that gets ignored as well.

 

So just a little detail to let you know what your up against, an obstructive and unfriendly institution where you are just a revenue stream.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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thanks guys,

okay I didn't ask under the cca1974 , I just asked because then they could have sent me any old copy and I want the original .....

I'm going to ask for it again under the cpr rules I found on this site - but- I'm having huge problems reading any of your library info, I just get bounced out and I did make a donation , so I'm confused... is there something else i have to do..?

is vickram pandit ceo at 25 canada square the person to aim my requests at, he might be personally accountable for the actions of the company he directs .. :-)

the zebra

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Access to the library has nothing to do with donations-registration on the site auto allows that.

Try clearing your internet cache and clear cookies then log in again you should get it from front page.If you still have problems after,then hit the red triangle for a team member to help.

Yes Canary wharf address is current so you can send there.

I am not sure who is current CEO ...to be honest

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks - cleared all as suggested and it works now! Thanks, by the way to who ever posted, I have experto credite based in reading! after me, with mbna still writing threatening letters about everything under the sun - has anyone actually spoken to gail powell ?

the zebra

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