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UK PAO - cease and desist/DCA


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Hi all,

 

long running saga with Mark Clay's firm, got ticket, not paid as unenforceable and now passed to DCA. Fortunately I have mail forwarding and got the letter, the fear is now they will try and sneak through a CCJ by default, how am I best stop this? Loathe as I am to write to them I may send something recorded delivery (all my details with DVLA up to date) as precaution and as possible grounds to have any judgement set aside in worst case scenario.

Also having read through other threads (PPI mis-selling/CCA) is there any way to get them to stop processing my data due to "account in dispute" or is this more Consumer Credit Act based and a private parking ticket a civil dispute? I don't want this loitering for 6 years (or more as I've acknowledged them BUT NOT that I owe it).

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Sorry, a bit of back story would probably help! I have moved a few times since the original "offence" approx 18 months ago. I have a Royal Mail re-direct. The only way it would go undefended would be if I never received any notice stamped and served. Which is a slight possibility as have moved addresses a couple of times, hence my (reluctant) wish to update them. I will probably move again (habitual renter at moment) thus my cage-iness about the 6 year limit for making claims (and the fact I've corresponded with them but not acknowledged any debt - does this extend the 6 years?)

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its an invoice not a penalty charge notice

 

ignore them totally

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ignore then you have nothing to dispute.

 

do some reading in this forum you might get the idea

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks DX, I have been doing and thought was free, going to tell DCA in dispute but am sorely tempted to make a without prejudice £20 full and final settlement to be free of the little soul-less,scumbags.

 

If you give them any money, they'll hound you for months for more because they know you're a mug who pays.

 

Just ignore them. If you were to get a CCJ without your knowledge, you can deal with it then.

 

Few people stay in the same place for 6 years - don't fret about it.

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