SD received from Lowells on 'dodgy' sold welcome finance loan[s]

[Miky-J]

hii

i sent my application to have this set aside on the 26th april.

 

today i have received a letter from BW Legal saying they have contacted the courts

and i have made no such application.

 

Also they claim that there client has no pending dispute on file.

 

they state that if in 7 days i donot make satisfactory offer to pay they will contact the courts to petition of bankruptcy

 

Thanks

 

Miky-j

[postggj]

Has the court sent you confirmation of your set aside application

if they have, these muppet's are in trouble

[grpro]

Could someone please give me the correct address for sar for welcome . I have an address in nottingham but not sure if its correct sorry for jumping in on this thread.

[postggj]

mere way

ruddington fields

nottingham

[grpro]

thankyou

[Miky-J]

Hi i have spoken with the courts today my self and

 

they say they have not yet received it and advised me that i should resend it with a note attached

with reference to the phone call i had with them.

 

i find it weird how the loan was secured against my property but welcome seem to have lifted the bond to my property.

 

i also find it very weird how not once has my wife been mentioned in amy of the correspondence from bw legal.

 

when it was a joint application for the loan i have quoted the section 3.7 of the oft guide lines part f

but they seem to be ignoring me.

 

but i have not mentioned any of this information to them as i may be ale to use it against them

[42man]

If it was me in your position then I would be taking the forms 6.4 and 6.5 down to the courts myself....how did you send them in ? recorded delivery ? normal post ?

[Miky-J]

Just a quick update.

 

BW sent me a letter saying i was to provide them wit documentation of the account being in dispute

and that they had contacted the courts to see if i had made an application to have this set aside.

 

Also they claim that i have not made any application.

 

But*i have taken the papers personally,

 

I am not surprised that they threatened me wit a bankruptcy petition

if i did not provide them with the documentation the required with in 14 days.

 

back in april and i have heard nothing else from them when i responded again by saying the account was in dispute

[dx100uk]

ok coming on-board here

 

have you got that SAR back yet.

 

let me just give you mythoughts on what has happeed.

 

I bet the org loan which was secured has been closed and a new agreement taken out in your name and signed by

welcome finance staff

 

very common thing for them to do

looks like 90% of the debt will be PENALTY charges & PPI

[yes I bet they didn't refund everything correctly!!]

 

welcome have sold this debt for a reason

the SAR will be VERY revealing.

 

so to this point in time

you've NOT got ALL the statements for ALL the loans ever had

and

you've NOT got copies of the agreements?

 

if you have aNY paperwork like the above

 

then please scan them up.

 

please use the instructions below

and NOT an external hosting site:

 

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all monetary figures and dates.

*********************************************************

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

try www.pdfescape.com TO BLANK STUFF,

*************************************************************

or

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

 

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice dd-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

.

i'l do you some spreadsheets once I have all the info

 

dx

[Miky-J]

Just a quick update as been off the net for some time after sending a letter to the solicitors regarding the SD they pass the account back and I've not heard anything since

[dx100uk]

well done

 

 

dx

[Miky-J]

HI guys update time again. Received a letter from BW Legal again few days ago. Stating they have spoken with there client and decided to with draw the statutory demand and now proceed through the county court.

 

I had the stat demand set aside back in 2013 so not sure what the mean by with drawing it. Also i think there pushing not to try and get a CCJ due to it becoming status barred in little under four months time,

 

Any Thoughts

 

Miky-J