ldticp V Halifax PLC

[ldticp]

Hi,

 

A friend of mine made me aware of the whole claiming back of money situation so today I called the Halifax and requested a statement detailing any and all charges fully itemised from 1st January 2000.

 

The agent on the phone was very helpful and advised me thats no problem he`s arranged it and I should receive within 7-10 working days, he never mentioned any £10 charge.

 

Have I screwed up right at the start here by not following the DPA procedure mentioned in the site?

[hagenuk]

Not necessarily, if Halifax send them to you all well and good. If they do not then you may end up having to send the letter anyway. You will have lost some time but little else.

 

While you are waiting however, read the FAQ's and the other posts about Halifax so you know what to expect.

[ldticp]

Hi everyone,

 

Just received my statements this morning so about to embark on sorting out the charges and sending a claim to the bank. Will keep this updated and let you know how it goes.

 

Incidently I requested bank statements over the phone, I recieved a letter asking me to confirm the £5 charge called them back and confirmed and have now received my statements 6 days later.

[Bookworm]

Please keep all your updates and queries on the one thread, it will make things easier for you and us to keep track.

 

Well done, time to get busy with that highlighter!

[khalid302]

Good Luck!

[ldticp]

Have today posted the initial request for repayment letter with a schedule of charges to Halifax head office. Total of £997.

[ldticp]

Been so busy haven`t even had time to update this :o

 

The halifax came back to me with an offer of £340 a couple of weeks back now so I replied with the thanks for the £340 I'll await the rest and if I don`t hear file a court claim as per the notes.

 

Anyway filed the court claim yesterday online all seemed fine double checked everything ect.

 

Check it today, however, and massive problem the section addresses claimant has the halifax details in instead of mine. Does anyone know if this has totally screwed up the claim?

[ldticp]

Well Halifax have ack the claim so I guess i wait 28 days?

[bearo]

yes, now you also need to get reading on the next stage i.e them submitting a defence, you also will receive an allocation questionaire from the court one they do so get reading on that, all the help you need is in the library section, also read the longer threads to give you an idea of what to expect.

[ldticp]

Aha got a letter today from Halifax stating that they`re not in the wrong but that it is cheaper for them to pay up. They are paying £1283.22 into my account within 5 working days.

 

So hooray I'm a winner!

[SarahPearson]

Thats excellent WELL DONE!