Jump to content


welcome finance loan ppi


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5329 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi,

I have just started looking into claiming back my ppi from welcome finance, I took out the loan on 20th sept 2007. for £2000. since looking on some other threads i have sent out my sar letter this morning by registered post. I presume that i now have to just wait for 40 days to get a reply from them. i will probably need help then, as i am unsure what the next step would be. I am also unsure as to wether or not i can claim anything, but i thought i would give it a try, as they are a nightmare to deal with anyway, so even if i just annoy them into more work it will be a bonus for me! but to be able to get money from them would be fantastic. Has anyone actually successfully claimed from welcome finance yet?

thanks

Link to post
Share on other sites

morning wasp

 

first thing is to give these people a call

http://www.directgroup.co.uk/

they are welcomes partner in crime on the insurance racket

ask them to send details on all insurance they have on you

plenty of people have settlement from welcome ref ppi etc, its just they went through the fos

bit slower but allways pays out

there is the court route

been there and done that

even though i won its not for the faint hearted

have you sent the sar or do you still have it

Link to post
Share on other sites

No unfortunately i did not see yours, i used a different one. I wish i had known there was a specific one for welcome finance. I take it they dont normally respond to a SAR letter then? do i have to wait 40 days or 40 working days ie mon-fri, before continuing to the next step?

thanks

Link to post
Share on other sites

  • 2 weeks later...

hi,

I have just recieved my details in reply to my sar request, but it all looks like double dutch to me. I dont know what i am looking for, and i especially do not know what my next step is, regarding claiming my money back. Please can anyone help me, i really am lost.

thank you

Link to post
Share on other sites

Hi again,

i have been looking through the paperwork they have sent me through again, and the credit agreement shows that i have insurance added on for £738.31, being made up from 1st customer lifecare 24 of £195, plus ppi of £543. 31. can i claim all of the money back from them or just the ppi payment. I have also noticed that these were already filled in on the form when they sent it to me to sign and return, i did not have a choice in having them.

I have been looking on some other threads for welcome finance, but i have not seen what my next step is, can someone help me please i would like to see if i can get this done in time for xmas.

thank you

Link to post
Share on other sites

sorry to put so many posts without any reply from anyone, but can anyone explain to me what capitalisation charges are for, as i have had a charge every month before my payment ranging from £10 upto £108.27. can i reclaim these charges aswell, because i do not know what these are for?

thanks again

Link to post
Share on other sites

Capitalisation is Welcomes fancy term for Interest, so no, you wont be able to claim that back. Do you have any other penalty fees on there though? ("settlement penalty interest", "ad hoc fee", "fee assessment", "telephone charge" etc etc etc)

 

Have a read of this too, itll give you a kick start for your PPI claim which definitely sounds mis-sold if you had no choice whether you had it or not:

 

PPI Reclaiming Guide: £1,000s for missold loan insurance...

Link to post
Share on other sites

hi,

thanks for your reply, if it is interest then why does it vary so much, and come more than once a month sometimes? is that legal? plus yes i do have other charges aswell, such as adhoc fee? etc.... can i claim these back at the same time? I will have a look at your link to look for the next step.

thanks

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...