I am out of my wits! Please help

[Gallahad]

subbing

[debtregret]

Hi. I am up for eviction on Monday (in two days) at 10.45am but yesterday secured an 11th hour emergency hearing for 10am. I want to know if I stand any chance with stopping a 2nd eviction within 4 months? I am self employed as a painter/decorator and have arrears of £15,000 plus £5,000 charges from MTR who took over my account from DB Mortgages. I got a suspended repossession order last year that included an extra £130 taking my monthly payment to £1,022!!! I paid it continuously for 6 months then got let down by a builder who disappeared owing me £4,000! I was in court again in July and the judge understood my situation as I had evidence of an upturn in work and showed him screen shots of my advertising on the net etc. He suspended the eviction on condition I continued my payment from the end of July. He also stressed to me that if he saw me again he wouldn't be in a position to help! So, I paid July, then August then......another builder let me down on a payment of £2,600 in late August. This prevented me paying September and October - Ouch!!! My lender rang me and I explained that I was chasing this payment. He kept telling me he would have it next Friday again and again by which time I got a visit from a chap doing a pre eviction report! He assured me that if I went back to court there was a strong chance I would get another reprieve if I stated my case correctly. He referred to a woman from Liverpool having 5 evictions stopped in the same year! Anyway, he made his report and told them I would have the money the following week which was two weeks ago. Next day I get a solicitors letter stating that they have applied for eviction, two days later I get an eviction for this Monday! Last Monday my builder turned up with my £2,500 so I rang my lender on Tuesday and they said they wanted me to fax an income/expenditure list for me and my partner, 3 months bank statements and proof of work I have booked in plus a covering letter in which I apologised and asked nicely if I could pay the two outstanding amounts then my November one on the 30th. I did all this Wednesday and was told it would take a few hours to appear on their online fax system, then a few hours to review my case! I rang Thursday for an update and was asked for a further bank statement which I faxed from the library and got a reciept saying it had gone at 4.14pm. I rang to ensure they had it and was told that the lady handling my account was going home but a note would be left for her to deal with it 1st thing Friday (yesterday). I waited nervously for a call and decided to ring them at 11am to be told that the fax hadn't arrived! And I would have to resend it and again, it could take a few hours to appear on their system. I was really thinking they were stalling me so that I couldn't get a hearing booked - am I possibly correct? The county court closes at 3.30pm and at 2.35 my lender rang me to say they had reviewed my proposal but were unable to accept it and that the eviction would go ahead! So I got to court and booked the hearing. SCARED TO DEATH NOW OF THE OUTCOME!!!

[middenmess]

Can't offer any advice other than to re-post this in the legal section of the forum as a new thread where it will soon be replied to--here it is buried and will not so easily be read by those who can help.

 

Good luck to you for Monday.

[debtregret]

Thanks! Where is the new thread button?

[middenmess]

Legal section is here...

 

Legal Issues - The Consumer Forums

 

and new thread button is a few inches down on left next to advert for 'Wills'

[jansus]

or just stay in possessions and press new thread