Jump to content


Help with HSBC


Molokoo
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4551 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I requested a copy of my CCA for a credit card i opened in 2000 with HSBC,the card is still being used.

 

There reply was :

 

 

I refer to your request for a copy of your signed account.

Due to the time elapsed since your account was opened in 2000,we are unable to provide a copy of the signed agreement.Therefore is enclosed a copy of the terms and conditions at the time of your credit card application.

 

 

As the account is still being used do they need to provide a copy ?

 

Thanks for any help

Link to post
Share on other sites

Hi Moloko, It is my understanding that whilst the account is still open then they must be able to provide the signed agreement. Im not too familiar with credit card accounts but im sure someone else will be along shortly to guide you!

Link to post
Share on other sites

If the account is still in use they should have the terms and conditions governing it. If they don't then the account is actually unenforceable.

 

pete

 

Hi pete,:) I think he said they enclosed a copy of the T&Cs -but surely they should also have a signed agreement to make the account enforceable ?

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

Link to post
Share on other sites

Agreed! :D

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...