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Consolidation loan? - claim back the interest

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If you have been the victim of charges-related debt and have been persuaded by your bank to take out a consolidation loan, then you should be reclaiming the interest which you have paid on that loan to the extent that the loan was used to cover your bank charges-related debt.


This means that if your charges came to £5000 and you were persuaded to take out a loan to cover this - plus, say, an additional £1000 spending money (a common inducement to take out the loan), then you should claim back the interest which you have paid on the £5000.

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