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    • Interesting. Thanks for that London.  That’s what I’m gathering.     iv no doubt they would send me fake documents but would they really dare present fake documents to a court of law?
    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
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yet another v barclays


richard gibson
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here we go! after reading all the valuable advice on this wonderful site for the last few days,i have started the ball rolling by sending my sar to barclays by registered post along with a cheque for 10 pounds.

so now i sit back and wait for the reply then get on with the complicated bit(no doubt relying on help and support from all you fellow fighters)

will keep you all posted on my progress.happy hunting!:)

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Guest Mumofthreeboys
here we go! after reading all the valuable advice on this wonderful site for the last few days,i have started the ball rolling by sending my sar to barclays by registered post along with a cheque for 10 pounds.

so now i sit back and wait for the reply then get on with the complicated bit(no doubt relying on help and support from all you fellow fighters)

will keep you all posted on my progress.happy hunting!:)

 

Hi and well done.

 

It's not complicated at all, as long as you're armed with a highlighter, PC and a spreadsheet!!!! :D

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sods law,five minutes after previous post what comes through the door?

thats right,standard reply from mr townsend,along with a returned cheque.

"...please be aware that the bank is not under an obligation to present information according to any particular format.Therefore,your request to assemble a schedule of charges is turned aside.You may of course obtain this data from copy statements and these will be supplied to you within the next few weeks without charge on this occasion."

 

How many weeks is "the next few weeks",i wonder?

 

I'll let you know......

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  • 1 month later...

Day 41, Four envelopes through the post,Masses of statements!!!

 

I have had a quick scan through them this morning and barclays owe me almost 2 grand without interest.

 

I will now attempt to use the spreadsheet and send the first prelim......

 

Keep you posted.

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  • 1 month later...
  • 2 weeks later...

recieved letter dated 23/10/06 saying that barclays are sorry that i'm unhappy etc....

they have also said that they will investigate the matter for me and get back to me within 4 weeks,or send me a report in 8 weeks!!!

 

the time scale outlined in my lba finishes tomorrow whereupon i shall be instigating a claim with mcol as the advice i've read in other threads seems to say that i should stick to my own schedule.

 

the only niggle in my mind is that if this should get to court,would it not seem unreasonable on my part not to allow barclays the time they have said they need to investigate my complaint?

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Recieved notice of issue this morning from northampton:

 

Sent by 1st class 08/11/06

Deemed served 13/11/06

Defendant has until 27/11/06 to reply

 

Something tells me the defendant will reply 27/11/06 doing that thing they do to gain another 14 days.

 

Is this the time to start preparing the court bundle? have kept copies of all correspondance recieved from the bank,any other suggestions as to what else needs to be included?

 

Will be sending the court and barclays the schedule of charges including interest with a covering letter,or am i being a little premature here?

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Recieved a letter from barclays this morning saying that they were sorry i am unhappy etc....

They've offered me 1000 as a goodwill gesture.

As this is somewhat short of my claim total i shall be refusing this sum as full and final payment,and will be persuing the full amount through the courts.

Can anyone tell me whether i should be sending more schedules of charges to barclays now,or should i wait until they have filed thier defense,or until i recieve the AQ?

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Can anyone tell me whether i should be sending more schedules of charges to barclays now,or should i wait until they have filed thier defense,or until i recieve the AQ?

 

I can only tell you what I did. When I filed, I sent both of them my schedule which included the 8% interest added. I have sent every letter by recorded delivery.

 

When I submitted my AQ, I attached another copy to that for the information of the Judge in my local Court.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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  • 2 weeks later...

They have until 4pm today to file. If they fail, then, after midnight tonight or before 9am tomorrow, apply for judgment on MCOL. If you do it before 9am, then it's dealt with that day. If after 9, it is dealt with the next day.

 

Keep checking MCOL periodically.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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Barclays acknowledged the claim just before midnight (Surprise!!!!) so according to mcol,Barclays have untill 28 days from the date the claim was served to enter thier defense,which is the 6/12/06 by my calculations.

Also, I have recieved a letter stating that Barclays have withdrawn their goodwill offer of a grand if i plan to persue the rest of the claim through the courts....Oh well, I can wait.I will not be put off from getting my money back!

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  • 2 weeks later...

Again,last minute action by barclays.They've filed their defence at the last possible minute.

Am waiting for the paperwork through the post,I expect it will be the usual template stuff with a court date set months away!

 

Will let you all know...................

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Got the AQ through the post yesterday,my case has been transferred to portsmouth county court,not the one in wales that i have been hearing about.

Can anyone tell me what the £100 pound charge is for?could do without that over christmas!

Got to admit,am starting to feel a little nervous over the whole court thing....

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Got the AQ through the post yesterday,my case has been transferred to portsmouth county court,not the one in wales that i have been hearing about.

Can anyone tell me what the £100 pound charge is for?could do without that over christmas!

Got to admit,am starting to feel a little nervous over the whole court thing....

 

Furthermore, you get it and the £120 initial filing fee back when you settle.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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