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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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Gemric v Lloyds TSB


Gemric
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Hi

 

Have sent DPA letter to Lloyds, just starting on, what seems to be, the long road to fighting the big boys for what I am entitled to.

 

Any advice would be appreciated. In the meantime I have many more companies to approach.

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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What advice are you looking for ? if you read the FAQ's , step by step guide and the long threads where bank charges have been settled / won will give you all the information you should need .If you get stuck just post in this thread and let us know.:)

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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  • 1 month later...

Have received my statements from Lloyds ( amazingly before my request for them was even received by Lloyds, according to the Post Office track & trace). Anyway it seems I have just over £1000 to claim back, so here goes, will be preparing next letter tomorrow.

 

I would be grateful for some advice on the best method of contacting Lloyds; email, recorded delivery or straigh to my branch.

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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  • 2 weeks later...

Prelim letter sent recorded delivery to Lloyds today with spreadsheet attached. So as I see it my first deadline is about the 5th October at which point I will send my letter before action.

I am feeling a little nervous now, but getting lots of inspiration from reading all the threads and I am sure I will be able to muddle through. The thought of eventually having just over £1000 in my back pocket is helping to keep me motivated, not to mention the great feeling I am sure comes with getting one over on Lloyds !!

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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Prelim letter was delivered to Lloyds today, the clock has started ticking. :)

 

From what I have read here they wont pay up without a fight, which is costing them more money, but that suits me.

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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Yeah, your right, they do kick and scream a bit. Its all bluster and bulls**t though, just a feeble attempt to intimidate you, so take no notice and stand your ground and you'll get whats legally yours soon enough. Just think of it as if your moneys in a savings account. At 8%APR its a damn good one too!

  • Confused 1

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Can anyone help me. I read somewhere yesterday that any "overdraft usage fees" should not be included. I have found several of these on my statements over the last 6 years and they are for £25 each. I assumed that they were to be included and so I did.

 

Would be grateful of any help. Thanks

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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Yes, I think these are default charges, so they are re-claimable. My LTSB account never had an overdraft though, so I'm not 100% sure - hopefully someone else can confirm.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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  • 2 weeks later...

I have received the standard reply from Lloyds but from the collections centre in Andover.

 

LBA prepared today ready to go recorded delivery on Monday.

 

Have been very busy reading loads of threads feels like my heads gonna explode, so much info but its great and very inspirational to read.

 

Good Luck to everyone and keep up the good work!!

 

Gem

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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  • 3 weeks later...

I have received the usually response from Lloyds so I am pushing on with the next step. N1 almost ready.

I just have one question..........When I started with the prelim my charges went back to Sept 2000, can I still include these charges as they are now over 6 years old or is it essential to now only go back as far as late October 2000.

 

Any help gratefully received.

 

Gem

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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That`s great. I can include some charges that I had knocked off.

Thanks!

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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N1 form now complete and ready to go Friday morning, I am actually quite proud of it, in fact its stunning, bring it on !! until the next bit when i am sure I will crumble again.

 

Could not have done it with out all the wonderful advice on here ( would not have even contemplated it), Thanks.

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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  • 2 months later...

Hello, I hope everyone had a good Christmas & new year.

 

I am affraid I have not yet been in a position to submit my court papers, but I am now ready to do so, with renewed enthusiasm, just a couple of queries first.

 

Having completed the form back in October I was wondering whether any new issues had come to light, Is there anything I need to add? I have been reading the threads and cant see anything, but would just like some reassurance, I feel a little out of touch at the mo. I shall continue to read as many threads as possible.

 

Do I need to send another letter before action because of the delay?

 

I would really appreciate any assistance. Thanks

LLOYDS TSB

4th August 06 - Data Protection Act S.A.R - (Subject Access Request) sent

19th September 06 - Prelim sent

2nd October 06 - Standard Lloyds reply

9th October 06 - LBA sent

20th October 06 - Standard Lloyds reply

**N1 to be submitted 27th October 06**

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Hi Gemric - welcome back!:)

 

Just go ahead and file it. A couple of months delay won't do any harm. I suppose you could re-issue the LBA if you wanted too, but its not essential.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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