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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Wentworth Direct Finance


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Update on this

 

I took the advice and wrote to them regarding the two companies were based in the same area also stated the terms and conditions of the refund status from their terms. i gave them 14 days to refund and not the 4 weeks that advised.

 

25th June 09

 

Letter arrived this morning from Wentworth with a cheque for £105, not the £110 that had been taken from my account, they have charged me £5 admin fee to produce the cheque, (Cheeky buggers) but the end of it is that at least i have regained most of the money.

 

Many thanks guys on here, very helpful and these places you learn a lot

 

Darren

 

 

MERLIN-ATLANTIC

 

The bank will have to take up a fraud case that you have to submit which can be done via mail online banking, takes about 2 weeks they are really quick to be honest. with Wentworth just mail them and get their terms and conditions which is on their site and quote it to them that you do not want to proceed and they will refund the money via cheque

Edited by tiptopman69
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  • 2 weeks later...

i cant belive im reading this, ive just a week ago paid my fee to wentworth. and now waiting on a phone call from ralph marlon ltd. They keep telling me ill hear from a lender within 7days ive alredy waited 7days. From what i see from all your comment does this mean i wont be getting a loan? please reply

Thank you

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They say you have provisionally been excepted and Ralph Marlon are Wentworth as is Parkside Financial Services..

 

Contact the bank mate and Wentworth BY MAIL not phone as they will keep you hanging on the line for 45 minutes..power of writing seems to make them wake up

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  • 4 weeks later...

I'm reading all of your comments on Wentworth Finance, i am having the same problems, i am so so angry :mad: I have been researching them over past week and :shock: have they got soooooooo many different phone numbers and adresses. How do they get away with [causing problems] people?

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  • 2 weeks later...

oooooppppps! well theyve got me.......i paid my £55 on the 17/7 and then heard frm parkfield asking for wage slips and utility bill so i sent them!!!!!! and i cant get intouch with them (parkfield) and when i phone wentworth i can never get through because my phone flashes up 'no answer' after 20mins and cuts off!!!!! what do i do???

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right u need to cancel it straight away, i was waiting 1month, write them a letter threatning to tell trading standards for unfair traiding pracitice. it take at least 2 letters but youl get your money back but onlt £50 as £5 is for admin charges. MAKE SURE YOU DO RECORDED DELIVERY AND KEEP COPIES. Dont wait no longer its a CON

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snap.ive just done the same thing as you,7.7.09.was really hoping i would get this loan 2 take my 2 small kids away for a week,but no! these horrid people have taken £55 that i couldnt afford 2 waste,hense why im was wanting a loan cause im not loaded and they have made me feel worse than i did before i applied for the loan. how can people do this ?its so wrong and upsetting,now im going 2 bank in the morning 2 stop my card and face facts that i wont be takin my kids away next week due 2 me wasting the last 4 weeks on this loan.if only i hadnt taken wentworth on i could be going on a little holiday with the kids with some other company who was trusting and true 2 there word.im going trading standards with this.not gonna let em get away with this if i can.

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good good, ive been in touch with trading standards they told me they already got there eye on them. But if you contact them too the more people who complain the more likely they are to shut down. good luck. sorry to hear about yoour holiday going to cock.

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hi can any of you guys advise me as i have just paid the £55 brokers fee and received paperwork from Ralph Marlon as in other posts i have tried ringing took over 1/2 hr and was told been accepted provisional do they ask for more money how do i get my money back is my bank card at risk????????

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hi can any of you guys advise me as i have just paid the £55 brokers fee and received paperwork from Ralph Marlon as in other posts i have tried ringing took over 1/2 hr and was told been accepted provisional do they ask for more money how do i get my money back is my bank card at risk????????

 

ralph marlon and wentworth are the same company. you need to sent a letter to wentworth on recorded delivery asking for you fee back. I said on mine id take it to solicitors and inform trading standard i got my money back. phoning is a waste of time you NEED to write letters

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ralph marlon and wentworth are the same company. you need to sent a letter to wentworth on recorded delivery asking for you fee back. I said on mine id take it to solicitors and inform trading standard i got my money back. phoning is a waste of time you NEED to write letters

Hi thank you for the advice i will do that

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ralph marlon and wentworth are the same company. you need to sent a letter to wentworth on recorded delivery asking for you fee back. I said on mine id take it to solicitors and inform trading standard i got my money back. phoning is a waste of time you NEED to write letters

Hi sorry to ask in your letter did you say that you knew it was a [problem]?

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Hi sorry to ask in your letter did you say that you knew it was a [problem]?

no i wrote that i had been waiting 3 weeks and no reply, so i gave them 1 week to repay my fee otherwise i would take it to trading standards. They didnt reply so i sent another letter writting the similer message. i got £50 back because £5 was for admin fee. i wasnt complaining glad to get my £50 back. I have told trading standards anyway aparently they already got their eye on wentworth ;)

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wow, its hard to sum up the amount of hatred i now have for these guys, my mum is disabled and unable to work, im an 18 year old lad and also her full time carer, as you can probaly tell this leaves us low on money, i have a job at a hospital and earn all i can, but we still struggle, i see my friends with normal things they have at their age, like clothes that arent ripped, shoes without holes in, freedom with transport ect, i look at my life and realise i have jack ****, then i see this glimre of hope, the beautiful wentworth unsecured personal loans, i applied for a loan for 6000, almost jokiling, so i could pay off some debts ect get transport, be a normal 18 year old, i was so shocked when they sent me a txt saying, your loan has been approved, i was dancing round the house, mum was so happy that we would be ok, i then went on this site after receiving the letter, and now tbh im quite crushed, wentworth has made my heart leap then they spat on it, so thanks for the 5 minuets of happy denial i had wentworth, to think they can happily take money from people who are desprate in the first place, glad i still have my pride intact in the fact i didnt send any money, anyway sorry for all you guys as well, hope you all sort out your money problems :)

 

 

i hate you wentworth

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Wentworth Direct Finance Also Known As Parkfield Financial Services Ltd, Ralph Marlon And Now As

Swift Finance (uk) Ltd

206-208 White Lane

Sheffield

South Yorkshire

S12 3gl

Tel. 01142650088

Go To Fsa Register With The Lic.no. 469755 Wentworth Direct Finance Gave On There Site And U Get This Info And An E Mail Address For A P Howard Another Name To Add To The Investigation Trading Standards.

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just to update the wentworth direct finance ltd,parkfield finance ltd, ralph marlon ltd situation add this one to the list swift finance (uk)ltd

checked out the lic.no. 469755 given on the wentworth direct finance site with fsa register and info was as follows

SWIFT FINANCE (UK) LTD

206-208 WHITE LANE

SHEFFIELD

SOUTH YORKSHIRE S12 3GL

TEL 01142650088

AND AN EMAIL ADDRESS FOR P HOWARD CAME UP IN THE DETAILS

ANOTHER NAME TO ADD TO THIS INVESTIGATION

THANKS FOR UR ADVICE

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Subbing,my hubby just applied to wentworth for a loan but i stopped him paying the fee,thank goodness i did.

But he did pay a £69.50 fee to yes loans,i had a row with them on the phone over this,i have written to them and sent an e-mail to reclaim it,he only paid this on monday of this week:mad:.

 

Another company to steer clear of is a company called Go Loans they [problem] people in the same way,they deal with a finance company called FLM,and FLM only deal with customers that have a guarantaur,you won't get the amount you apply for and their APR is extortionate.

Go Loans are a broker,but they are planning to start loaning in the near future with an APR of 53.1.:eek:

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Yes Loans

Go Loans

Wemtworth Finance

 

These People Are Not Creditors, Only Brokers

 

How Can They Call Themself A Loan Company

 

Surly Cputr Comes Into Play Onthis One Let Alone Trade Description

 

You would think so would'nt you,i would love to see these cretins taken down.

In fact i like the idea of trading standards being involved,i'll give them a call in the morning see what they have to say.

Yes loans lied to my OH every step of the way to get him to pay the fee.

It makes me so angry that many people that use these brokers are desparate.

These companies are owned by pondlife,they only add to people's misery.

when i rang yes loans the gut i spoke to went off the head about the amount of complaints BT and British Gas receive:confused:,i'm not dealing with any of the companies he mentioned,bizzarre conversation all round.i told him they were [problematic] and i will get money back,they have 30 day's by law.

 

We'll see;)

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Hi

 

Sorry to jump in on your thread here, but I am another person/victim of this nasty [problem]. When you say you can write to Wentworth to get the broker fee back - did you mean in general or just in the case when they have debited the money twice?

 

What exactly would you say in the letter demanding the fee back for this [problem]?

 

And when you say about getting the money back from the bank because you paid with a debit/credit card - is that for anyone that pays this fee?

 

I am raging, like the rest of you, and annoyed with myself for not seeing through this stupid [problem], as I consider myself a pretty intelligent person.

 

Thanks in advance

Missy

 

Send Them A Letter

Thats Wentworth

 

Head It 14 Day Letter Before Action And Demand The Return Of The Brokers Fee

 

They Do Give Back In The End

 

Send Recorded Delievery

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bsj,

 

I have unapproved your post, please re-post.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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