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Sisters loan - Telephone Application CCA return - No signature needed


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My sister sent a SAR and got CCA with all the terms and conditions of the loan, amount, APR, etc BUT NO SIGNITURE.

 

She also received a screen print with the words 'telephone application - No signature' hand writtten on the bottom of the page.

 

What position does this put her in if the DCA wants to attempt enforcement?

 

She is really worried and I don't know what to suggest to her.

 

Are they saying that no signiture is necessary are or they stupidly admitting that they haven't got a leg to stand on?

 

Thanks in advance.

We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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When was the account taken out?? It is important I believe owing to changes in the law.

 

Cheers.

UF

 

I am not a legal expert and I have no legal training. All of my posts are just my opinion and I cannot be held responsible for their accuracy or the way in which the information etc is used. If in doubt always consult a qualified professional lawyer.

 

 

I am rarely around these parts any more. I only stop by when something has come to my attention that has sufficiently annoyed me so as to persuade me to awake from my nap and put in my two pence.

 

I am a final year law student; I am NOT an expert in law. All of my posts are just my opinion. I cannot be held responsible for any outcome whatsoever resulting from any person following the opinions or information contained within my posts. Always seek professional legal advice from a qualified lawyer.

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As far as I know it was agreements after April 2006.......... someone will be along to confirm.

I am rarely around these parts any more. I only stop by when something has come to my attention that has sufficiently annoyed me so as to persuade me to awake from my nap and put in my two pence.

 

I am a final year law student; I am NOT an expert in law. All of my posts are just my opinion. I cannot be held responsible for any outcome whatsoever resulting from any person following the opinions or information contained within my posts. Always seek professional legal advice from a qualified lawyer.

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I think this would need to be enforced by a court however with the P-Terms it would be so be careful

 

 

Could you please explain this is a loan taken out early 2004, telephone application.

We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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I will try and find a mod etc to confirm for us what the state of play is.

I am rarely around these parts any more. I only stop by when something has come to my attention that has sufficiently annoyed me so as to persuade me to awake from my nap and put in my two pence.

 

I am a final year law student; I am NOT an expert in law. All of my posts are just my opinion. I cannot be held responsible for any outcome whatsoever resulting from any person following the opinions or information contained within my posts. Always seek professional legal advice from a qualified lawyer.

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