Requesting SARs

[Don Carlo]

My original loan with Universal Credit was taken over years ago by Paragon, who took over UC (I think). The debt is now with Robinson Way/HF. From whom should I request the SAR? Thanks!

[Guest Old_andrew2018]

You could send it to Paragon, however Some people have suggested sending them to the debt collection agency, personally I'd send it to R W they should send it on to Paragon

 

Regards

 

Andy

Edited April 26, 2009 by old_andrew2007
typo

[cerberusalert]

No send it to Universal Credit not the DCA because they will not have all the information you need.

[Don Carlo]

Are Universal Credit still in business? I thought Paragon had taken them over. Thanks for the help!

[cerberusalert]

The problem is once an account has been sold the original creditor only has to keep information for six years, so depending on what information you're after will depend who you SAR.

[Don Carlo]

Thanks. The loan was taken out in the late 1990s. I fell into arrears when I was making reduced payments. Paragon had taken over from UC and had continued to pile on interest. They then eventually ccjd me. Last year they sold the inflated debt to RW. Is this worth pursuing? They added so much interest and so many other charges on, as well as continuing to pay a PPI although I was so in arrears that the PPI could have had no validity of any sort. have I let everything go too far and on for too long? Does the ccj make it more complicated? Can anyone advise me? Anyone else in a similar situation?

Edited April 26, 2009 by Don Carlo
correcting my spelling!