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    • Oh I see! thats confusing, for some reason the terms and conditions that Evri posted in that threads witness statement are slightly different than the t&cs on packlinks website. Their one says enter into a contract with the transport agency, but the website one says enter into a contract with paclink. via website: (c) Each User will enter into a contract with Packlink for the delivery of its Goods through the chosen Transport Agency. via evri witness statement in that thread: (c) Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency I read your post at #251, so I should use the second one (and changing the screenshot in the court bundle), since I am saying I have a contract with Evri? Is that correct EDIT: Oh I understand the rest of your conversation. you're saying if I was to do this i would have to fully adjust my ws to use the consumer rights act instead of rights of third parties. In that case should I just edit the terms and stick with the third parties plan?. And potentially if needed just bring up the CRA in the hearing, as you guys did in that thread  
    • First, those are the wrong terms,  read posts 240-250 of the thread ive linked to Second donough v stevenson should be more expanded. You should make refernece to the three fold duty of care test as well. Use below as guidance: The Defendant failed its duty of care to the Claimant. As found in Donoghue v Stevenson negligence is distinct and separate to any breach of contract. Furthermore, as held in the same case there need not be a contract between the Claimant and the Defendant for a duty to be established, which in the case of the Claimant on this occasion is the Defendant’s duty of care to the Claimant’s parcel whilst it is in their possession. By losing the Claimant’s parcel the Defendant has acted negligently and breached this duty of care. As such the Claimant avers that even if it is found that the Defendant not be liable in other ways, by means of breach of contract, should the court find there is no contract between Claimant and Defendant, the Claimant would still have rise to a claim on the grounds of the Defendant’s negligence and breach of duty of care to his parcel whilst it was in the Defendant’s possession, as there need not be a contract to give rise to a claim for breach of duty of care.  The court’s attention is further drawn to Caparo Industries plc v Dickman (1990), 2 AC 605 in which a three fold test was used to determine if a duty of care existed. The test required that: (i) Harm must be a reasonably foreseeable result of the defendant’s conduct; (ii) A relationship of proximity must exist and (iii) It must be fair, just and reasonable to impose liability.  
    • Thank you. here's the changes I made 1) removed indexed statement of truth 2) added donough v Stevenson in paragraph 40, just under the Supply of Goods and Services Act 1982 paragraph about reasonable care and skill. i'm assuming this is a good place for it? 3) reworded paragraph 16 (now paragraph 12), and moved the t&cs paragraphs below it then. unless I understood you wrong it seems to fit well. or did you want me to remove the t&cs paragraphs entirely? attached is the updated draft, and thanks again for the help. WS and court bundle-1 fourth draft redacted.pdf
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Debt Managers/Equidebt chasing old Nationwide Loan


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Hi all,

 

My wife and I are being hounded by the above once again.

 

We received the latest letter from them this morning.

 

NOTICE OF LEGAL ACTION

 

Account due to : Equidebt Ltd - Nationwide

 

Client Referencexxxxxxxxx

Our Referencexxxxxxxxxx

Amount to be Suedxxxxxxxxx

 

Your failure to respond to previous letters has resulted in your account being passed to this department for Court Action and our Solicitors may prepare Court Papers within seven days. If you wish to avoid legal action you must pay now in full today using the attached giro or phone and pay by Debit or Credit card or alternatively you must immediately telephone our legal manager on xxxxxxxxxx

 

Thats the contents of the letter.

 

We have this morning checked on our credit file and found the following.

 

Equidebt Ltd

Account type Loan

Started 20/01/2000

Defaulted on 01/06/2004

 

We do not know what to do next,we have not made any payments on this loan for years,certainly no money has ever been paid to Equidebt.

Are we to assume that Equidebt bought this debt?

 

Any help or advice would be much appreciated.

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Definitely statute barred. Have you sent a letter to them stating this? Once you do, they are not allowed to pursue you any further for this alleged debt. Send them the following:

 

Dear Sir/Madam

 

Acc/Ref No xxxxxxxx

 

You have contacted us regarding the account with the above reference number, which you claim is owed by ourselves.

 

We would point out that under the Limitation Act 1980 Section 5 “an action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued.”

 

We would also point out that the OFT say under their Debt Collection Guidance on statute barred debt that “it is unfair to pursue the debt if the debtor has heard nothing from the creditor during the relevant limitation period”.

 

The last payment of this alleged debt was made over six years ago and no further acknowledgement or payment has been made since that time. Unless you can provide evidence of payment or written contact from us in the relevant period under Section 5 of the Limitation Act, we suggest that you are no longer able to take any court action against us to recover the alleged amount claimed.

 

The OFT Debt Collection Guidance states further that “continuing to press for payment after a debtor has stated that they will not be paying a debt because it is statute barred could amount to harassment contrary to section 40 (1) of the Administration of Justice Act 1970”.

 

We await your written confirmation that this matter is now closed and that no further contact will be made concerning the above account after that last letter.

 

We look forward to your reply.

 

Yours faithfully

 

Post up here what they send back to you. They have to prove it is NOT statute barred.......

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Thanks for that we will send the suggested letter and see what happens.

 

Definitely statute barred. Have you sent a letter to them stating this? Once you do, they are not allowed to pursue you any further for this alleged debt. Send them the following:

 

Post up here what they send back to you. They have to prove it is NOT statute barred.......

 

Ok,thanks for that we will do a letter over the week-end

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  • 5 months later...

:sad:Hi all,

 

Help or advice required regarding CAS (Credit Ancillary Services),never heard of this lot.

 

I am in receipt of a letter threatening DOORSTEP COLLECTION ha! ha!

 

It refers to a debt that I do not even remember having. I have checked my credit file and it does not even show on there. So my question is what do I do about it? send a statute barred letter or just ignore. This seems to have been passed on from Equidebt.:mad:

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Hi Jacko

 

I found thid link to another thread, hope it throughs some light on things for you ..

 

Credit Ancillary Services/Equidebt Ltd‎ - 2 Feb 2009

 

It seems others have dealt with them before

Good luck

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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Hi Jacko

 

I found thid link to another thread, hope it throughs some light on things for you ..

 

Credit Ancillary Services/Equidebt Ltd‎ - 2 Feb 2009

 

It seems others have dealt with them before

 

Good luck

 

Thanks for the info Revenant, I have read all the threads and I think in my case I will send them in the first instant a statue barred letter and see what happens from that.:mad:

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