Alliance and Leicester PPI-Can i claim?

[snakeio115]

On May 2008 i got a loan from A&L for 6K. now i cant recall signing an agreement (silly i know) for the PPI but it is still coming off and i dont even want it, i never wanted it in the first place as i know its not worth the paper its wrote on.

 

Total amount payable for the PPI is £451.68. Can i challenge them? I believe they were fined for misselling PPI' for £7m?

 

Any help is Appreciated.

 

Regards

 

Ian

[zcars6]

hiya snake, i'm in the process off claiming back ppi off A&L. mine was a phone application , i think the £7m fine was concerning phone applications. Perhaps the person that sold you the loan told you to accept the ppi to make sure your loan application was approved.

[snakeio115]

Mine was done through the phone as well. never talked to anyone face to face.

[zcars6]

phone them up, tell them the score and start the ball rolling...i will update you on my claim as it goes through....

[zcars6]

ps....check out my thread...that might give you better advice

[snakeio115]

will do thanks. wheres the link for ur thread?

[zcars6]

if you just click on my name , that should bring it up

[tiger33]

hi,just send them a letter stating you was mis-sold and the reason why and they will pay you,i,ve had two claims off them totaling £6000 and they paid out with ease.

[ronvin]

Hi Snake

I took a loan out with a&l in 2004 and topped it up in 2005 both done over the phone. I Sent them a PPI SARS in november asking for all info on both my loans.

After a few letters to and fro i received an offer of all ppi premiums on both loans just waiting for my cheques.

I used the SARS below, i just included a cheque for £10 and sent it recorded delivery (that way you know they've received it) They have 40 days to comply with your request but allow a couple of days for postage.

 

Stick to your timetable they will use delay tactics !

 

ALLIANCE & LEICESTER PLC

CARLTON PARK

NARBOROUGH

LEICESTER

LE19 0AL

 

 

DATA PROTECTION ACT 1998

SUBJECT ACCESS REQUEST

 

 

Dear Sir/Madam

Your name

Account No’s-

 

 

I understand that you currently hold details of my personal and financial information within your internal record systems with regard to personal loan accounts.

 

Please supply me with a complete list of transaction and charges relating to my history with your organization, INCLUDING Loans, payment protection insurance and other products. Alternatively a complete set of statements for the accounts or associated accounts is acceptable. I would be grateful if you would provide the following for ALL accounts or associated accounts I have held with your organization:

-Full copies of all contracts which you believe exist or have existed between myself and your organization, including true copies of any documents you hold in support of the same.

 

- A complete list of all transactions or statements relating to ALL of my Loan Accounts with your organization.

 

-Copies of all documents which include any of my personal information including copies of any contacts or invoices, emails or computer records containing my personal information, or any records which pertain to this information.

 

-Full copies or transcripts of any correspondence in postal, email or any other format which you have entered into with any individual, organization or third party which contains my personal or financial, or which pertains to me.

 

- Where any previous information or records held have been deleted or disposed of, the methods used to do so, including dates, certificates or references confirming details of destruction. Where you are unable to provide such certificates, please provide a declaration, signed by an authorised officer of your company, confirming the dates and methods of destruction of this data.

 

-Full hard copy print outs of my personal or financial information, held in a digital, magnetic or any other format which is held in any archives, backups or other storage devices / locations.

 

I enclose a cheque in the sum of £10 to cover your fee.

 

 

IF YOU UNABLE TO DEAL WITH THIS REQUEST, YOU SHOULD IMMEDIATELY FORWARD IT TO THE PERSON WITHIN YOUR ORGANISATION RESPONSIBLE FOR DATA PROCECTION.

 

I look forward to hearing from you in the first instance of receipt of this letter.