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    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
    • It seems the solicitor has got your case listed for this “appeal” but not for the Stat Dec(SD). You need to ensure you can perform your SD on the day. If you are able to make your SD in court, the situation you are in now is more straightforward than if you made your SD via a solicitor. You have been convicted of two offences (and two were dropped) via proceedings of which you were not aware. The way to remedy that is to perform an SD. No appeal is necessary (nor is it available via the magistrates’ court). If you are able to make your SD this is how I see it panning out: You will make your SD to the court. The court must allow you to make it as it will have been made within 21 days of you discovering your convictions. You will then be asked to enter pleas to the four charges again. At this point you should plead not guilty to all four but make the court aware that you will plead guilty to the speeding charges on the condition that the FtP charges are dropped. The prosecutor will be asked whether or not this is agreed. In my opinion the overwhelming likelihood is that it will be. If it is you will be sentenced for the two speeding offences under the normal guidelines. In the unlikely event it is not accepted,  the speeding charges will be withdrawn (they have no evidence you were driving). You have no viable defence to the FtP charges and so should plead guilty. This will mean 12 points and a “totting up” ban (as you have already suffered). You can present an “Exceptional Hardship” argument to try to avoid this (explained below).   Because of this, I don’t see any need to make an argument to ask to have any ban suspended (pending an appeal to the Crown Court) unless and until you are banned again. The only reason I can think the solicitor suggested this is to secure a (Magistrates')  court date. I was surprised when you said you had an appointment so quickly; a date for an SD usually takes longer than that. However, if you can use it to your advantage, all well and good. I can’t comment on the argument that the two speeding offences were committed “on the same occasion” as I don’t have the details. That phrase is not defined anywhere and is a matter for the court to decide. It’s an interesting thought (and only that) that such an argument could equally be made for the two FtP offences. If the requests for driver’s details arrived at your old address at the same time, with the same deadline for reply, it could be argued that you failed to respond to hem both “on the same occasion” (i.e when the 28 days to respond expired) and so should only receive penalty points for one. Hopefully you won’t need to go there. I think you have information about avoiding a “totting up” ban. But here’s the magistrates’ latest guidance on "Exceptional Hardship" (EH) which they refer to: When considering whether there are grounds to reduce or avoid a totting up disqualification the court should have regard to the following: It is for the offender to prove to the civil standard of proof that such grounds exist. Other than very exceptionally, this will require evidence from the offender, and where such evidence is given, it must be sworn. Where it is asserted that hardship would be caused, the court must be satisfied that it is not merely inconvenience, or hardship, but exceptional hardship for which the court must have evidence; Almost every disqualification entails hardship for the person disqualified and their immediate family. This is part of the deterrent objective of the provisions combined with the preventative effect of the order not to drive. If a motorist continues to offend after becoming aware of the risk to their licence of further penalty points, the court can take this circumstance into account. Courts should be cautious before accepting assertions of exceptional hardship without evidence that alternatives (including alternative means of transport) for avoiding exceptional hardship are not viable; Loss of employment will be an inevitable consequence of a driving ban for many people. Evidence that loss of employment would follow from disqualification is not in itself sufficient to demonstrate exceptional hardship; whether or not it does will depend on the circumstances of the offender and the consequences of that loss of employment on the offender and/or others. I must say, I still do not understand what the solicitor means by “As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge.” When they speak of “leave of the judge” I assume they mean they have lodged an appeal with the Crown Court. I don’t know what for or why they would do this. It seems to follow on from their explanation of the “totting up” ban. If so, I’m surprised that the Crown Court has accepted an appeal against something that has not yet happened. But as I said, i is no clear to me. Only you can decide whether to employ your solicitor to represent you in court. If it was me I would not because there is nothing he can say that you cannot say yourself. However, I am fairly knowledgeable of the process and confident I can deal with it. That said, I do have a feeling that the solicitor is somewhat “over egging the pudding” by introducing such things as appeals to the Crown Court which, in all honesty, you can deal with if they are required. I can only say that the process you will attempt to employ is by no means unusual and all court users will be familiar with it. I can also say that I have only ever heard of one instance where it was refused. In summary, it is my view that it is very unlikely that your offer to do the deal will be refused. If it is accepted, you may be able to persuade he court that the two speeding offences occurred "on the same occasion" and so should only receive one lot of points. Let me know the details (timings, places, etc) and I'll give you my opinion. Just in case your offer is refused, you should have your EH argument ready. Whether it's worth paying what will amount to many hundreds of pounds to pay someone to see this through is your call.  Let me know if I can help further.    
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Marlin/Mortimer CCJ HFC Marbles Card - Set Aside Help **WON plus Costs**


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Thanks R&B all comments are really appreciated...

 

I don't know if I have confused things by sending £75 'cause I've only just found this...

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/ex50.pdf

 

P.5 states that for an order it should be £40 and as far as I'm aware my application was for an Order to produce docs, therefore DJ has an extra £35 to spend on his Hob Nobs!:D

 

I shall definitely ring the court and take advice...I am happy to go ahead with the duff docs I've got so far because in all honesty they don't have much in their favour...:razz:

 

My main concern is that I'll get to the hearing and they'll adjourn it for the docs to be produced because 'the other side weren't aware I wanted them!' :rolleyes:

 

ad infinitum. :)

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They say money talks......mine just keeps saying "Goodbye"

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Oh, now I get it spam Sorry been reading too many threads to keep track.

 

I didn't realise you'd sent in an N244 for disclsoure aswell. Suspect the court doesn't realise that this is the case either, therefore a phone call on Mon. is def. the best way forward.

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Having read the x20 thread again, particularly this post

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-1771008.html

 

I'm wondering if perhaps I should have sent a draft order in with my application for the order of disclosure of Docs.

 

I intend to go to the court rather than phone tomorrow and take some of the paperwork with me.

 

Does anyone think taking a draft order would be a good thing as well?

 

Thanks Spam.

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A draft order is usually acceptable & even welcomed by some DJs as it makes life easier for them.

  • Haha 1

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Ok Here goes,

 

Draft Order

 

1 Unless by 4:00pm on xx/xx/xxxx the Claimant complies with a request made by the Defendant on (What date do I put here? is it the date of my first written request or the date of this application?)pursuant to CPR 31.14 by the provision to the Defendant of documents mentioned in the Particulars of Claim, namely,

 

1. The Agreement,

2. The Assignment (s),

3. The termination Notice

 

With regards to the following..

the claim shall stand struck out and the Defendant shall be at liberty to enter judgment against the Claimant without further order of the court, and

[ii] the Claimant shall pay the Defendant his/her costs of this case to be assessed on the standard basis and pursuant to the provisions of The Litigants in Person (Costs and Expenses) Act 1975.

 

2 In the event that the Claimant shall comply with this order,

the Defendant shall file and serve a Defence by 4:00pm on (date) and

[ii] the Claimant shall pay the Defendant his/her costs of this application [in any event] [assessed in the sum of £130.00]

 

How much of the above is relevant to my situation and what do I need to use/ lose bearing in mind the judgement is already in place?

 

Thanks again, Spam.

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Ok, In the abscence of advice so far I've cobbled together a Draft Order using x20s Thread and Satterthwaites overturned CCJ an CO and come up with this.

 

Claim No. xxxxxxxx

 

 

 

Draft Order

 

1 Unless by 4:00pm on (date) the Claimant complies with a request made by the Defendant on (date) pursuant to CPR 31.14 by the provision to the Defendant of documents mentioned in the Particulars of Claim, namely

 

1.The Agreement

2. The Assignment(s)

3. The Termination Notice.

 

[1]The judgment in this case shall stand set aside without further or other order of the court,

 

[2] The costs of the Defendant's application to set aside, to include the costs of the Defendant's application leading to this order, shall be paid by the claimant to the Defendant to be assessed by the court pursuant to the provisions of the Litigants in Person (Costs and Expenses) Act 1975 by detailed assessment proceedings and

 

[3] All further proceedings in this case save for detailed assessment proceedings shall be stayed with liberty to apply within one calendar month of the date of this order whereafter in default of an application for an order to lift the stay, the claim shall stand struck out.

 

Please feel free to add any comments ;-)

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They say money talks......mine just keeps saying "Goodbye"

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well spam my ph call didnt cast much light but she thinks we will be using the hour to sort out if he deems disclosure necessary or not if so we ll fight on if not he ll make a decision....

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Well.......

 

My trip to the court didn't enlighten me much either!

 

Took all the paperwork with me, explained to the nice lady what my problem was i.e I asked for an order and they gave me a hearing I've paid £75 twice for the same hearing etc etc.

She agreed that it was strange when I had explained my situation and went off to look for my file..... ages later and a big Q forming behind me she came back and said she couldn't find it but she'd spoken to another court officer who said it had been in with the DJ and he/she said to list it for hearing...

 

Nice Lady did intimate that it looked like the judge hadn't actually read it properly without actually saying so and said to either write in with my query or ring them up in a few days when my file should have turned up!...

 

My personal opinion is that the DJ should have taken more water with it that day :p and I shall be writing a letter requesting that the order be granted or to return my money 'cause I'm not paying twice for the same /thing!!!

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WHEN u win it will be them payin twice spam...;)

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Mini Update.. :)

 

The postman brought me a present this morning....

 

A letter from Mortimer Clarke saying ' Please find enclosed a copy of you Statement of Account as requested.

 

We hope this is of assistance to you.' (their grammer.. not mine ;))

 

MarblesApplicationForm-1.jpg picture by Spamalot_bucket - Photobucket

 

Don't know what anyone else thinks, but it looks like an application form to me. :rolleyes:

 

I'm not sure if this is what they are claiming to be my agreement as it has arrived under the guise of a 'Statement of account' and they haven't said 'Here is a copy of your agreement'

 

If this is their idea of an agreement there doesn't appear to be any T&C's etc so I'm guessing it wouldn't be enforceable. ;-)

 

Oh well, onwards and upwards and please excuse the dripping sarcasm... I just don't know why I ever let this shower frighten me!

 

Spam. :-)

Edited by Spamalot
oops

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They say money talks......mine just keeps saying "Goodbye"

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not sure if thats a ph number left on there spam?

looks like an appl form to me too spam even tho it does have credit agreement at the top and as IGNM has espoused before in skeleton arguments under the contra proferentum rule any ambiguity should fall against the party that seeks to rely on it....

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not sure if thats a ph number left on there spam? And there's me harping on about their mistakes! :oops:. Thanks... edited

looks like an appl form to me too spam even tho it does have credit agreement at the top and as IGNM has espoused before in skeleton arguments under the contra proferentum rule any ambiguity should fall against the party that seeks to rely on it....

 

Hmm sounds good to me.. But is this what they are relying on?

 

As I said, they sent this with a covering letter saying it was a 'Statement of account' so I've got nothing yet that says 'Here is your agreement as requested'. Then I could safely (with a modicum of trepidation) say they were relying on my application form.

 

 

It would be an added bonus if that is the case as quite frankly everything else they have supplied so far has been disasterous!

 

Think I may ring the court today to see if my other little problem regards to disclosure is getting anywhere.

 

Spam. :-)

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I have decided to take the bull by the horns and send this letter with a copy of what they sent me and see what they reply with....

 

As per usual all input welcomed. ;)

 

Dear Sir/ Madam,

 

I am writing with reference to your letter dated 15.6.09 and its enclosure.

It states that there is a copy of your ‘Statement of account’ enclosed but as you can see that is not the case.

 

I am wondering if the enclosure is in fact your response to my five requests for a copy of the agreement on which you will rely in court.

 

I would be grateful if you can clarify this point by confirmation in writing so I may update my records.

 

Yours Faithfully

 

Spam. :)

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I have decided to take the bull by the horns and send this letter with a copy of what they sent me and see what they reply with....

 

As per usual all input welcomed. ;)

 

Dear Sir/ Madam,

 

I am writing with reference to your letter dated 15.6.09 and its enclosure.

It states that there is a copy of your ‘Statement of account’ enclosed but clearly (as you can see) that is not the case.

 

(I am wondering if) As the document in question contains reference to The Consumer Credit Act, I shall take the enclosure, a copy of which I have attached to avoid any doubt, as in fact your response to my five requests for a copy of the agreement pertaining to this case on which you will rely in court.

 

(I would be grateful if you can clarify this point by)I shall deem this as fact and amend my records accordingly, unless I receive alternative confirmation in writing. ( so I may update my records.)

 

Yours Faithfully

 

Spam. :)

 

just trying to pin em down a bit spam. dont know if u agree?

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just trying to pin em down a bit spam. dont know if u agree?

 

Looks good to me... I shall amend accordingly and get that off in the post today.. Thanks.

 

BTW I spoke to the court today and it looks as though my request for disclosure is still going to be heard after my Set Aside hearing.

 

I did query the fact that I really wanted to see the docs before the hearing as I needed them for my defence, and that if the judgement doesn't get set aside then I've wasted money and the courts time, but she said the judge wants to deal with it all at the same time and give directions and I probably won't have to come back to court after that.

 

Not quite sure how to take that....:confused:

 

Spam. :)

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They say money talks......mine just keeps saying "Goodbye"

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mmm im not sure wot these judges are thinking? havent got the same one have we? lol...

trub is if we keep harping on abt discolsure this n that we risk getting under his wig and i think things are delicately balanced enuff without that...so i for one am just gonna go with the flow n make objections at the time if i feel its not going my way.

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Yes, I'm of the same opinion, I shall bide my time now collect what I can, get my case together and hope for the best...

 

only another 10 weeks! :eek:

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They say money talks......mine just keeps saying "Goodbye"

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It's not much, but I've just noticed that The POC states 'By a credit agreement in writing between HFC and Spam dated 15.11.99. etc.'

 

Having looked at the copy of the application form ... It's difficult to tell if I've put 5.11.99. or 15.11.99 against my sig but it is then signed by HFC on what looks like 3.12.99. so I'm guessing this is actually what they are going to use as my agreement.... I wonder where the T&C's are. :confused:

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  • 2 weeks later...

Mini Update..

 

To date I have not received anything from MC with regards to the Application form they sent me so I think this is what they may be relying on in court with regards to my 'Agreement'

 

No wonder they rushed it through Nothampton CCBC!

 

Seriously... I cannot see any prescribed terms on the copy they have sent and I am therefore reasonably comfortable that the 'agreement' is unenforceable.

 

Please correct me if I am wrong!!!

 

Also, is there anyone out there that has a seen a marbles agreement circa 1999/2000 who knows whether the T&C's could be on the back?

 

I have only been sent the one side of the document and have no clue what is on the other and don't want them to turn up with the original on the day and make me look an idiot...:oops:

 

It looks like it's in a whole folder full of application forms and they have only photocopied the front..

 

Comments please.

 

Thanks Spam. :)

Edited by Spamalot

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They say money talks......mine just keeps saying "Goodbye"

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hi spam,

sure uve seen some of this b4 but 42man has just put this up here may help galvanise the prescribed term issue:

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/199150-sb100-hfc-default-compliant-4.html#post2251137

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Seriously... I cannot see any prescribed terms on the copy they have sent and I am therefore reasonably comfortable that the 'agreement' is unenforceable.

 

Please correct me if I am wrong!!!

 

If this is the copy you posted further up the thread, there are no prescribed terms.

Also, is there anyone out there that has a seen a marbles agreement circa 1999/2000 who knows whether the T&C's could be on the back?

 

Don't know- never had a marbles card but put Marbles or Goldfish in the search for others who may have agreements.

 

I have only been sent the one side of the document and have no clue what is on the other and don't want them to turn up with the original on the day and make me look an idiot...:oops:

 

You won't - they will. You have asked for true copies of cca & t&cs & they haven't sent them. If they turn up on the day with anything & expect to offer it in court, object & ask for an adjournment (even a short one) to enable you to assess the doc.

 

 

FG

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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  • 2 weeks later...

Belated Thank yous FG. :oops:

 

Righty ho,

 

I need to start getting things finalised for my set aside hearing next month so I can be clear on what I have and how I proceed.

 

Firstly, I have established that there are unlawful charges on the account.. should I reclaim them first or wait until after the court hearing ( I completely forgot about them in my excitement over the assignment discrepencies and I was confused as to whether I could claim on an agreement that I was challenging :eek:)?

 

Secondly, will I hear anything more from the court with regards to procedure or is this it now ?..Do I just turn up and go ahead with what I've got?

 

 

Thirdly, I believe I have now received everything I am going to get in relation to my 'agreement' etc. and I would like some help in getting a proper draft defence together etc.

 

So, any help and advice would be sincerely welcomed.

 

Thanks,

Spam.:)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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