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ian v lloyds - not long now?


ian001
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does any1 think it would delay my case if i did not tell them about this obvious typing error also has anyone sent the solicitors the working out of interest - dont know if i have to send this as it states in their defence that they do not know how i have gotten to that sum and it seems vague? is this normal

cheers folks

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hi

can someone tell me if they have had to send the working out of interest to their solicitors as in their defence it says how i calculated my sum was vague - i never sent how i worked the interest out - has any1?

please any advise woyld be great - i now have to pay another £100 to the court and cant do anymore online so i must be getting close to court date?

regards

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If that's all they can come up with to grizzle about you have no worries. They have even less idea than you have how to calculate the interest! If they want to challenge your figures, let them must come up with their own calculations. As long as you have a schedule of charges, that's all you need.:)

 

I presume the rest of their defence is bog standard?

 

Once you have returned your AQ you must be prepared for another wait. The court date might be a way off, or the judge might order a stay:o

 

Your patience will be rewarded in the end, though.:)

 

Elsinore

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  • 2 weeks later...

hi

i sent my aq back to the solicitors a week ago and thge deadline was 4th sept - any advise on when i will hear off them and maybe when i will hear of lloyds offering my settlement?

regards

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Ian,

 

You could be due for a (conditional) settlement offer any day now. In very many cases - including my own - they seem to offer it withen 2 weeks of the A/Q deadline. No guarantees of course, some people seem to be left waiting untill a few weeks of their court date. You could ring the court to find out if SC&M have submitted an A/Q and if there are any other developments in your case - I have always found the staff at my local court to be most helpful. If though, as they usually do, SC&M request a month to attempt settlement (which is a p**s take), then your case probably won't get allocated and a track and court date untill after then.

 

Hang on in there - patience is important when claiming from Lloyds, but it WILL be worth it in the end! Keep reading and taking in as much information as you can from the site, the better informed you are, the more comfortable you'll be with everything.

 

Keep us posted!

 

Gary

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Erm - one moment. You sent your AQ back to the solicitors?! I hope you mean the county court!

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Good point! I missed that.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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  • 1 month later...

hi

my case has been going on months now and i have court date 24 nov - is this normal - also i need to know what exactley i need to send the court as "evidence" as it states i need to send info in 2 weeks before date - please help as what to send in

regards

ian

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Yes this is normal. Provide the evidance as directed and you should find Lloyds pay up soon after. Have a look in the templates library and there is a court bundle. Print all of it out - you'll need 3 copies of everything - together with other evidance such as the transcript of the McNamara interview, which again, is in the templates library. You'll need to send one copy of everything to the court, one to Lloyds solicitors, and keep one for yourself.

 

Could you also scan or otherwise post the directions you have been given please. This may enable us to help you more specifically.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Hi Ian,

 

You're on the home straight now. You'll probably get your money within the next three weeks but be prepared to go to court just in case. Everything you need is there as Gary advised but just shout if you're not sure about anything.

 

Good luck

Walgrave

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LTSB settled with me 3 days prior to court date.

 

Write SCM a letter now, pointing out they have 7 days (14 days prior to hearing) in which to provide you and court with evidence they intend to rely on. Point out you you are willing to come to an amicable arrangement to save all parties exp of hearing, etc. Be sure to mark it confidential and without prejudice (dont want a judge seeing you applying pressure even if the banks do)

 

Call them a couple of times. Hey presto, amazing how quickly an offer falls through the door.

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Be sure to mark it confidential and without prejudice (dont want a judge seeing you applying pressure even if the banks do)

 

Total nonsense. You should NOT mark it confidential and without prejudice, and you DO want to be able to show the judge you made every reasonable effort to settle out of court!!! It is both parties' duty to try and mitigate and not resort to the court hearing if possible! :rolleyes:

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hi

thanks for that

ive had a look at this section and see there are over 40 pages - do i need to print all this or what parts do i need to send as i dont understand most of it- thanks for your time

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Yes, you will need the lot. Can you scan or type up your directions from the court please?

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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