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    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called.    I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job.    However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still have sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
    • Thank you dx I'll get on with it  Much appreciated  H
    • Can we have a picture of the damage. It might be a lot easier than you think to do a cosmetic repair.
    • If that was the reason then that is good news. The whole reason that being able to charge £100 for breaching private car park rules is because the law Lords decided in a celebrated case that the rogues had a legitimate interest in keeping their car park spaces available for all motorists . {parking Eye v Beavis]. However when the business is closed then there is no legitimate interest in keeping spaces free so to charge £100 is a penalty. As such any Court would automatically throw out the case when the penalty charge is accepted.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Ending Tenancy and Fair Wear and Tear


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Hello There, I am ending my tenancy and leaving the two bedroom property on March 07, 2009. When we moved in, about two and a half years ago, no formal inventory was done. However, the flat was unfurnished anyway. The carpets were okay but not new and the walls were not painted new either, there were marks on the walls but not too many.

 

I am a father of two young daugthers, one of whom has been born while we were living in this property. Now you know that little children do spill drinks on the floor and carpets. Sometimes they also draw occassional pencil lines on the walls. We have been trying to clean the walls and carpets as much as we could, but they are definitely not in the state when we moved in. The carpets has been degraded and the walls have some more marks too.

 

My question is whether the landlord can charge us for new paint and carpet cleaning, or whether this issue comes under "fair wear and tear" clause (and thus not chargeable from our deposit)?

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Hi there, my kids spill drinks and draw on walls too lol.

I would certainly get the carpet cleaned, just to avoid any reductions from your deposit, maybe a touch up over the drawings with paint. Dont really think that can be called fair wear and tear.

Best of luck x

 

Just to add though, if there was no inventory when the tenancy started it is down to the LL/LA to prove the state of the house, but as you have stated there are a few more marks on walls and carpet stained it would seem only fair to rectify these things. x

Edited by help me kick his butt

Please note, my advice is only my opinion.

If you have found my advice helpful, please tip my scales, thank you

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