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    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
    • Pasco has recalled 104,000 packs of sliced bread after rat remains were found in at least two packs.View the full article
    • UPDATE I went rooting through an old box of paperwork I have and I've found the original Default Notice. It is dated **/**/201*, however.. The copy of the Default Notice that they sent with the LBC has a completely different date on it 😮 Can they issue 2 default notices for the same debt? Where they have changed the date on the copy, they have also changed the amount owed through failed payments and how much is required to be paid by a certain date. In addition, they sent (with the 1st LBC) a copy of the termination of the agreement, which I cannot find the original. However, the termination date is 3 days after the date given on the (doctored) Default Notice, by which monies are to be paid by. So, they gave until the 'x' date to pay the arrears, then terminated the agreement 3 days later. I bet a dollar to a dime they've doctored the termination date also.
    • Having looked through the paperwork, I note they have sent 3 seperate LBCs. Two are in the name of FCA Automotive (1st one issued 21 Jan 2020, 2nd one 21 Sept 2022) and the last one (issued 12 Sept 2023) is under CA Auto Finance UK Limited. In the first one, they did send a copy of the default notice, but this was not sent with the 2nd LBC and neither was it sent with the last one either. .  A quick look at the default notice and I see it states the agreement start date was not the same day as the original agreement was signed. It's a day different but do not know if that makes any difference. Also, I note we received a letter on the 16 Nov 2023 which states of a 14 day notice of intention to issue claim form. Heard nothing since that, until this court claim arrived. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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County court claim help please


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Yes your right, just imagine if they sent that to a non-CAGer!! I for one would not have a clue what it meant and would be intimidated into backing down and agreeing with their offer to settle!!

 

I may even write back saying thats fine, hit me with your "protracted Litigation"......Cos I just bought a new protractor so I should be fine!!!!!:D

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Yes your right, just imagine if they sent that to a non-CAGer!! I for one would not have a clue what it meant and would be intimidated into backing down and agreeing with their offer to settle!!

 

I may even write back saying thats fine, hit me with your "protracted Litigation"......Cos I just bought a new protractor so I should be fine!!!!!:D

 

Priceless

 

 

:lol::lol::lol:

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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Ok just wanted to update......Have taken our 2 ring binders full of disclosure doc's into court today. Wrote in big black letters on front of foulder so no mistake which case it is..:D The women was very impressed, she said its alot better than we normally get....she said they normally whop a plastic bag on the counter with some papers in it :eek: so hopefully done a good job. It's taken me ages....

 

I showed her the N265 with all details off doc's on it and she said it was correct and stamped it, so then trudged off to post the same to Mortimer Clarkes, cost me a fiver (for special delivery before 1 tomoz) but hey........wish I could be a fly on the wall when they get that package!!!!!!!!

 

Have made no mention of their settlement offer, so unless they come up with something good then I am keeping my protractor in a safe place ready for the fight!!!!!!!

 

Now need to work on witness statement........

 

fedup

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FedupwithDebt, can I just ask a question. I am in court in a few weeks and have to prepare a witness statement. I am going though the Small Claims, I was just wondering if the court ordered the disclosure, I have only been told to send copies of all document I rely on and a witness statement.

 

Does this mean I have to do a disclosure, or is that something else

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Ok just wanted to update......Have taken our 2 ring binders full of disclosure doc's into court today. Wrote in big black letters on front of foulder so no mistake which case it is..:D The women was very impressed, she said its alot better than we normally get....she said they normally whop a plastic bag on the counter with some papers in it :eek: so hopefully done a good job. It's taken me ages....

 

I showed her the N265 with all details off doc's on it and she said it was correct and stamped it, so then trudged off to post the same to Mortimer Clarkes, cost me a fiver (for special delivery before 1 tomoz) but hey........wish I could be a fly on the wall when they get that package!!!!!!!!

 

Have made no mention of their settlement offer, so unless they come up with something good then I am keeping my protractor in a safe place ready for the fight!!!!!!!

 

Now need to work on witness statement........

 

fedup

 

 

Don't forget - keep a record of everything you spend - for an LIP - postage is recoverable if you win as is the cost of photocopying and also your time...

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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Don't forget - keep a record of everything you spend - for an LIP - postage is recoverable if you win as is the cost of photocopying and also your time...

 

Ok thanks .....so that all adds up to about ...erm.....£7500!!!!.....ooohhhh wait a minute, we might be quits here!!!!!:D

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FedupwithDebt, can I just ask a question. I am in court in a few weeks and have to prepare a witness statement. I am going though the Small Claims, I was just wondering if the court ordered the disclosure, I have only been told to send copies of all document I rely on and a witness statement.

 

Does this mean I have to do a disclosure, or is that something else

 

 

Hi there, yes the judge ordered disclosure of all documents we wish to rely on, and a disclosure list to be submitted. It was also allocated to fast track , as per cos its over £5K. Disclosure IS all the doc's you are going to rely on, like statements, and letters and stuff. I copied all mine, and asked court if copies were ok, and they said Yes. I am not letting the originals out my sight!!! The witness statement is basically what you believe to be true ie.....I at no time was XXX amount overdrawn, as claimed. I have one to do soon too......

 

What did it say in the order the judge made?? Did it state Disclosure of ALL doc's or did it just say a LIST of disclosure....thats what I got mixed up with.

 

Fedup

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Yes well they could start with the statements from said bank account actually SHOWING the "alledged" overdraft and, if the account is closed, how much was outstanding when it was closed......mine was 3p in credit :eek:

and their claiming £7600 :eek::eek:

 

Sooo glad I keep statements, even from 12 years ago...;)

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Thats exactly what I mean....if the judge wont order them to produce statements how the **** can you defend the claim properly, methinks they dont want us to so its easier for the courts to deal with, I mean, how dare we mear mortals question a solicitor or even a judge...who do we think we are??? :mad::mad:

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Hi Fed up

 

Mine is small claims, Judge didnt order any disclosure, just said we needed to do witness statements and copy any documents we rely on in court.

 

Still in a muddle about what documentation they should provide for an overdraft

 

Unfortunately that is the problem with small claims track cases

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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Can I just check - they haven't complied with disclosure yet is that right.

 

In that case BEFORE I made any applications I would write to them and tell them that they were in breach of the Order and then give them 7 days to comply. I would also tell them that if they don't comply that I am going to apply for an Order requiring compliance and for costs.

 

If you've done all that I personally would then apply on an N244 for an Order. I would attach copies of my letter to them to the application and ask for an Order that unless they comply within 14 days that the claim is struck out and an order for my costs

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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Ok thankyou for that....Its last day for disclosure tomorrow at 4pm. They will have got mine today before 1.....will see what tomorrow brings, nothing I suspect!!!!

 

 

 

 

P.S...how would you word such a letter IGNM?

Edited by fedupwithdebt2009
mistakes mistakes mistakes tut
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Well, had nice letter today from MCS saying thanx for your disclosure doc's, and wheres the tomlin order we sent you, kindly sign it and send it back by return.

 

No mention of their disclosure doc's...........now I'm getting fed up!!!:mad:

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Hi crafty.....:)

 

Yes well if I DID owe them it I would be more than happy to sign it to avoid court...... I think they expected us to not want to go to court but I actually DO now....they should know from our dis doc's (:rolleyes::D) that we have a good case....and that signing ANYTHING they send would amount to us admitting we DID owe them something...which we DONT .........I'm not that daft MC!!!!!;)

 

Tomlins are ok if its a debt you admit and want to sort out without the need to appear in court,but the 6 month clause is the real killer cos after the initial softly soflty nice low payment time has passed they will go for the jugular and increase payments to some stupidly unaffordable amount, then its off back to court for the undefendable CCJ against you.....naughty Claiments we've twigged what your up to....:eek:

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Hi crafty.....:)

 

Yes well if I DID owe them it I would be more than happy to sign it to avoid court...... I think they expected us to not want to go to court but I actually DO now....they should know from our dis doc's (:rolleyes::D) that we have a good case....and that signing ANYTHING they send would amount to us admitting we DID owe them something...which we DONT .........I'm not that daft MC!!!!!;)

 

Tomlins are ok if its a debt you admit and want to sort out without the need to appear in court,but the 6 month clause is the real killer cos after the initial softly soflty nice low payment time has passed they will go for the jugular and increase payments to some stupidly unaffordable amount, then its off back to court for the undefendable CCJ against you.....naughty Claiments we've twigged what your up to....:eek:

 

I like your style fedup:wink:

 

MC do have a habit of only hearing what they want to hear and doing what they want to do. They are like petulant children and should be treated as such.:p

I believe that they think that just because we mismanaged our money at some point we are all stupid and they can walk all over us....but they have a surprise coming to them in the form of a small, but determined, army of disgruntled consumers....

Whatever the result, it will be fun taking their dummies away..:lol::D:eek:

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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