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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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Cl Finance/howard Cohen/barclaycard ***WON***


shammy36
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Hi All,

 

Had a letter from Lewis debt recovery on 21/12/08 acting for cl finance for a barclaycard debt of just over £2000 demanding full payment by the 29/12/08 or else , a notice of assignment was printed in a little box at the bottom of the letter.

 

Then on the 31/12/08 had papers through from northhampton , issue dated 30/12/08. (there was also no LBA sent)

 

The poc states that a default notice was sent (it wasnt ) and also shows my account number.

I aknoweledged service on the 12/01/09 saying that i wished to defend the whole claim , as i know that there is a lot of charges on the account in the nine years ive had it.

 

I have just printed of x20s letter under cpr 31.14 "getting them to revial their vitals" to send them today.Any thoughts on the best defence to submit to go along with this ?

 

Many thanks guys

 

Sham

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Hi 42, just had a look at both of them and still a little unsure which one would be the better one to send regarding my case.

 

Do i send the CPR 31.14 request and wait for a response from cohens,or do i send the defence to the court as well as the cpr request to cohens.

 

Many thanks for your help

 

Sham

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If it was me in your situ, I would send the CPR straight off by recorded....wait as close as you can to the deadline for putting in the defence, and if they don't respond then i'd use the short defence to send to court...

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Hi shammy, so here we are again then, check out my thread with CL:D

 

CCM do you have a link for this, I am just starting out with CL and HC - recieved court papers yesterday, sent CPR 18 off due to contesting PPI applied to account although agreement shows PPI not ticked.

 

Regards

 

PGH

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Hi All,

 

Just a quick update.

 

Had the standard reply from cohens today , the "we dont have to give you any info" letter.

 

A quick question , I know my defence has to be in by the 1st feb , and ive found a nice short holding defence to use. Am i right in thinking i can file this online on the 1st (its a sunday)

 

Thanks Sham:)

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may i formally bring to the attention of our subscribers the follwing post from alanfromderby

 

quote

 

 

http://www.consumeractiongroup.co.uk/forum/announcement.php?f=&a=149

 

 

Have you had dealings with a West Yorkshire based Debt Collection Agency?

 

If so, we have received this request for help:

 

I'm a journalist at the BBC, working in local radio in West Yorkshire. I'm interested in hearing from anyone who has had dealings with any West Yorkshire based debt collection agencies. If you too are based in West Yorkshire that would be ideal, however I'm still very interested in hearing from people all across the UK.

 

After initial chats at some stage I may wish to do a pre recorded interview with you. If anyone would like to get in touch to tell me about their past or current situations with West Yorkshire DCAs please contact me at: [email protected]

 

unquote

..

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  • 3 weeks later...

Hi All

Quick update. Had a letter from cohens yesterday telling me that a judgement had been made against me,and telling me how and when to pay.

 

Phoned northhampton cc who said it was not and to ignore the letter.

How the hell can these crooks get away with this !!!

 

Has anybody else had one of these letters

 

Sham

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Quite a few on here lately, there must be someone we can raise this with

 

What about this

 

Complain about someone else's solicitor: How do I do this?

 

We can't deal with your complaint if it is about the service provided by someone else's solicitor or about the impact on you of the actions of someone else's solicitor – for example, divorce proceedings.

Action can only be taken if the solicitor has broken the rules of professional conduct – which all solicitors must follow. Breaking these rules, is called misconduct.

Some examples of possible misconduct

  • the solicitor lies to you or others
  • the solicitor uses his or her position to gain unfair advantage of you
  • the solicitor is holding money that belongs to you
  • the solicitor fails to comply with an undertaking they have given to you or your solicitor
  • the solicitor discriminates against you on the basis of race, religion, gender, sexual orientation, disability or age

http://www.legalcomplaints.org.uk/home.page

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Hi All

Quick update. Had a letter from cohens yesterday telling me that a judgement had been made against me,and telling me how and when to pay.

 

Phoned northhampton cc who said it was not and to ignore the letter.

How the hell can these crooks get away with this !!!

 

Has anybody else had one of these letters

 

Sham

 

Quite a few on here lately, there must be someone we can raise this with

 

What about this

 

Complain about someone else's solicitor: How do I do this?

 

We can't deal with your complaint if it is about the service provided by someone else's solicitor or about the impact on you of the actions of someone else's solicitor – for example, divorce proceedings.

Action can only be taken if the solicitor has broken the rules of professional conduct – which all solicitors must follow. Breaking these rules, is called misconduct.

 

 

Some examples of possible misconduct

  • the solicitor lies to you or others
  • the solicitor uses his or her position to gain unfair advantage of you
  • the solicitor is holding money that belongs to you
  • the solicitor fails to comply with an undertaking they have given to you or your solicitor
  • the solicitor discriminates against you on the basis of race, religion, gender, sexual orientation, disability or age

LCS: Legal Complaints Service home

 

 

Yep will lliw had the same yesterday http://www.consumeractiongroup.co.uk/forum/show-post/post-1987117.html

 

This seems like a new, and totaly unlawfull tactic:rolleyes:

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Hi PGH7447,

It stinks , I cant understand how they can get away with this,my letter starts with "As you are aware a judgement has been entered against you"

 

I mean that is just plain and simple lies , it is realy quite shocking that they are prepared to use these tactics !!!

 

Sham

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