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    • Just ridicule them about their rubbish PCN (without begin too specific) and the the Unicorn Food Tax they've added.
    • you wont be bargaining with the police where did you get that idea from? it wasnt a bobby with a handheld, it was a gantry camera i suspect. all thats done in court to the judge at the hearing. dx  
    • Well, it's good that you have five days before you're supposed to go there, there is time enough to sort things out.  See if Booking.com rear their head tomorrow.
    • It is an interesting Final Notice. Firstly because there is usually a reminder Notice before the final Notice. Secondly because it contains some of the wording that should be in the original PCN [aka Notice to keeper]. It could be that the necessary wording in the NTK is missing so they put it in the Reminder Notice to cover their error. If they have it hasn't worked. But the only wat we will know if you post up the back page of the Notice to keeper along with the other details asked for on Post 8 .  If they have got it wrong it means that they are unable to transfer the liability to pay the PCN from the driver to the keeper . I take it that you are the keeper and not the hirer? And do you know how long you are supposed to stay in that car park? In the past I have found Sainsbury's pretty good at cancelling PCNs for their customers. Take both PCNs in to the store and point out if you are a regular customer and that the driver spent a lot of money in their store and see if they could please do something with the ticket for you. if the manager can't help, then come back and we will give you their Head office and write to them. It is the easiest and quickest way to get the ticket cancelled. No point in appealing since that would mean they lose the chance to make any money out of you which is their whole reason for running the car park. If you cannot get Sainsbury to cancel then we rely on ECP getting things wrong so that you don't have to pay  on a technicality or technicalities. For example if the PCN does not comply with the Act and the keeper is not then liable it makes it difficult for ECP to win should it go to court as so many people are legally able to drive your car and Courts do not accept that the driver and the keeper are the same person. Which is why we do need to see the questionnaire filled in and the rest of the NTK. Also it would be helpful to get photos of the signs in the car park. Ones that can be read by us, and the sign at the entrance as well as the inside ones especially those that are worded differently. Poor signage is another defence that works well and you will  need a good defence should they decide to go to Court.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Gizmo111 V Citicards**PAID AFTER BALIFFS VISIT**


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Maybe smif gets travel sick and don't like moving around too much.

I love the smell of banks coughing up refunds first thing in the morning.

 

HSBC, they tried they failed, they coughed up in full

To all the others beware i am heading your way next.

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this has got to be roadblocked,by whatever means.It seems contrary to natural justice for a start.How can something be questioned if we don't even know what it is in the first place.

 

I think it's time the newspapers got involved!!!!

 

Now thers a good idea - but my case ahs a stay on it by judge in Bristol CC for further negotiations until 17/11. My AQ was filed 25/09 - I asked court for Citi's AQ and only just received it today. Now do I write to court re the AQ - and citi re the stay and reiterating my position - or do I just stick in my letter that I will vigourously object to any move that is made? ESB was in Bristol with thsi bunch and had a stay until Jan

Consumer Health Forums - where you can discuss any health or relationship matters.

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I think its worth contacting the financial editor of the lot of em........imagine the story running from them all .........:D

 

Should imagine Smithy will book a quick holiday......and no one will be available to answer the telephones.........unless of course they finally get permission to actually have one of the telephone hearings they keep applying for.....:lol: :lol: :lol:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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And as I have Mr. S's direct line phone number, I could help out by providing it to the news desks.......;)

 

Apparently though, when another CAG member asked for his phone number, (told to me via PM, won't say who just to protect them!) he refused, saying he didn't want it plastered all over the website.......:rolleyes:

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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And as I have Mr. S's direct line phone number, I could help out by providing it to the news desks.......;)

 

Apparently though, when another CAG member asked for his phone number, (told to me via PM, won't say who just to protect them!) he refused, saying he didn't want it plastered all over the website.......:rolleyes:

 

Ok so are we making a plan then?

Consumer Health Forums - where you can discuss any health or relationship matters.

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I think we have to do something,but away from prying eyes of course. ;)

 

If everyone with a vested interest in this,and only those with a vested interest,please, would care to PM one of us(keren,gizmo et al are you agreeable?) and we can formulate an approach off forum.....and pool the resources avaialble to get things moving.

 

I think I'll just go and clear me inbox!!!

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count me in

KBO

If you can't fight, wear a big hat.

 

Halifax... 2 successful claims....£518

 

CitiCards..... judgement and cheque (26/7/07) .... won £900

 

RBS business..... .....stay lifted reissued N1..... won £2105

 

Midland1 business.1996/1997.. first letter (27/6/07)....£1470

 

First Direct...... first letter (30/6/07).... £839.... stayed

 

plus another 13 banks/business/cc's to come for £10,000 plus.

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I think we have to do something,but away from prying eyes of course. ;)

 

If everyone with a vested interest in this,and only those with a vested interest,please, would care to PM one of us(keren,gizmo et al are you agreeable?) and we can formulate an approach off forum.....and pool the resources avaialble to get things moving.

 

I think I'll just go and clear me inbox!!!

 

Yep - I'm agreeable and clearing in box now!

Consumer Health Forums - where you can discuss any health or relationship matters.

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Very good idea... willing to lend a hand.

 

Nothing like negative publicity to enlighten people to encourage them to reclaim any unlawful charges, and steer clear from financial institutions that don`t exactly play fair.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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I'm a bit busy at home just now - lot on my plate but any way ask and if i can I will make time!

Nikkiandmidgets Vs BOS (3) - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Capital One (2) - S.A.R sent 11/09/06, Prelims sent 20/10/06, LBA's sent 16/11/06

 

Nikkiandmidgets Vs Citi credit card - S.A.R sent 11/09/06, Prelim sent 9/10/06, LBA sent 28/10/06

 

Nikkiandmidgets Vs Halifax - S.A.R sent 11/09/06

 

Nikkiandmidgets Vs Egg (4) - S.A.R. sent 20/10/06

 

Nikkiandmidget Vs Littlewoods (3) - S.A.R sent 20/10/06

 

Nikkiandmidgets Vs Blackhorse - Prelim sent 20/10/06 requesting £125 charges to be refunded. LBA sent 16/11/06.

 

Nikkiandmidgets Vs Welcome Finance (Macadam Finance) - S.A.R and C.C.A request sent 20/10/06

 

My Mum Vs Halifax - S.A.R sent 11/09/06

My Mum Vs Capital One - S.A.R sent 20/10/06

My Mum Vs Citi - S.A.R sent 20/10/06

My Mum Vs SLC - S.A.R and C.C.A sent 09/10/06

 

Husband Vs BOS (3) - S.A.R sent 20/10/06

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dont forget to keep me informed actually this should also be announced eleswhere........

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Right I have just been having a discussion with the other Mods and we are concerned about the contents of the latest AQs from Citi defence.

Their requests to have both the hearings at Salford as well as the meetings in private with the Judge should be vigourously contested.A letter to address this is currently being drawn up and will be made available soon.

You should make the court aware of your concerns so that these requestd are not directed.More on this soon.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

After receiving a copy of Citi's AQ from the court where they requested a secret hearing in Salford Iwrote to the court and had it confirmed today that the claim has been allocated to the small claims and the hearing will be in Bristol - and is just waiting to be listed.

So one more of Brians little games thwarted - no secret hearings in Salford!

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oh theres a local citi branch - thsi is just there latest little ploy to have secret hearings in salford - they don't share their AQ either it has to be requested from court- but it ain't happening for them - so guess they'll run out of ideas soon and give up :)

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  • 5 weeks later...

If you need a court buddy let me know.

 

Waiting on a court date myself.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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If you need a court buddy let me know.

 

Waiting on a court date myself.

 

I have the same date for natwest - so I expect you will have the same date for citi.

But it would lovely to buddy up for this lot.

Thanks

Consumer Health Forums - where you can discuss any health or relationship matters.

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