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Hi All..taking on MBNA here.......................


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Hi

I joined the forum on 16th July, and sent the DPA letter to MBNA the same day.. I am still waiting for any sort of reply !

I'll keep you posted..they owe me a lot of money.

I fell seriously ill 4 years ago.. they informed me my payment protection (that I had been paying £19 a month for for 2 years was wortless because I was on contracted employment!)

The upshot being they charged me late payment fees, over limit fees and the works each and every month I was in hospital and unable to work..which put payments out off my reach..it just escalated..usual story I guess :sad:

Can anyone point me in the direction of where to go next if I don't hear from them witihn the 40 days ?

 

Cheers! Robert ;)

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Hi there and welcome!

 

16th of July huh!! You are keen to get results! Only kidding!:D

 

You can telephone to chase up DPAs, I did with my claim against NW and it worked v well. But otherwise you will have to be patient. There are procedures to follow IF they dont respond within 40 days, you can read about that in the templates section and the FAQs. Its worth spending at least 2-3 days REALLY reading as much as you can, you'll feel much more confident and certain of the process.

Look on the MBNA forum and post a thread to let everyone know how you are doing.

BTW My sister had 2 yrs worth of payment protection refunded by LLoyds. Did they mis sell it to you?

Good luck

kate

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Can you please start your own thread in the MBNA forum Robert this is just a welcome to newbies page

Thanks

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

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Hi, Just wanted to let you know that I used the template letter on here to claim back charges imposed by Virgin(MBNA) on my credit card. Within a month of me sending the initial letter they refunded me £330.00!! I was so chuffed as I had only asked for £250.00!! :p

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