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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The problem with these hearing fees, is that they are exactly that - fees for the hearing to take place. Long story, short, I didn't pay a hearing fee for a claim - I called the Court to grovel and was told that as long as the fee was paid, before the hearing, I'd be ok. If the fee wasn't paid before the hearing, it would be de-listed and won't be relisted until the fee was paid. As it goes, I went to Court and paid the hearing fee when the hearing was scheduled to start and the hearing went ahead. (Actually, it was paid after the hearing was due to start, as it was listed at 10:00am and the Court office didn't open until 10:00am, as it goes. But I digress...) Incidentally, these fees seem to be an incentive to Claimants to settle or discontinue in enough time for the Court to de-list the hearing, nothing more, nothing less...

 

I think the important point here is the lack of defence to Counterclaim, though. Having said that, there can be, by very definition, no Counterclaim without a claim, so it seems likely that they will defend it.

 

Anyhow, there's various differing outcomes to this depending on how the Judge "reads" the situation; (and, sadly, probably his personal prejudices!)

 

"No Defence to counterclaim, no hearing fee, so I'll throw the claim out by striking it out for failing to comply with Court orders"

 

Or

 

"No Defence to counterclaim, no hearing fee, but I'm not really bothered about the hearing fee, so I'll, either;

A) ask the Claimant to submit a response to the counterclaim and pay the hearing fee

B) tell the Claimant to submit a response to the counterclaim and pay the hearing or have their claim struck out and Default Judgment entered on the Counterclaim

C) order a directions hearing, so the Claimant can be put under some pressure as to why they haven't compiled, then come to a decision as to whether to order A), or B), above.

 

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Thanks very much for chipping in, Chris, your help is much appreciated.

 

So can I ask please if we can expect to hear from the court as to what decision it comes to?

So far they haven't been very forthcoming with information. Trying to find out the date Fred's counterclaim was issued was like pulling teeth.

 

I think the important point here is the lack of defence to Counterclaim, though. Having said that, there can be, by very definition, no Counterclaim without a claim, so it seems likely that they will defend it.

Fred submitted an application for judgment by default when they failed to file a defence, but we don't know the outcome of that yet. So far though the judge hasn't been sympathetic to anything submitted by Fred.....no help with the CPR 18 which Lyons Davidson refused to provide, and he completely ignored the draft order for directions.

Oh well, lets hope he decides on this option...

"No Defence to counterclaim, no hearing fee, so I'll throw the claim out by striking it out for failing to comply with Court orders"

;) That would do nicely. Edited by Patma
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But theres not just the hearing fee-theres the lack of defence and also the non compliance to furnish the defendants with information....tell him to call them tomorrow morning.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Already done, I'm right with you there, Martin:)

The probable response will be ..."Put it in writing" or the other one..."We are not allowed to give legal advice"( you'd be amazed what sort of questions get that response)....

but he'll give it a try and I'll keep you posted.

Thanks Martin for everything.....

oh yes and the potential ace I hinted at a week or so ago is still on the horizon ;)

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Any news from today then ?????

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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No news yet unfortunately. Fred couldn't get through to the court today. He's had problems on Mondays before, but he'll be on the phone first thing tomorrow again. More suspense I'm afraid:)

Edited by Patma
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ah ok

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I was wondering-Is the Court not close to Fred ?

If it is not far away I would go there in person,since its not so easy to be fobbed off in person as on the phone.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I did pop in here a couple of times today....tonight I have been watching the pantomime from the house of commons today.....seems it was a real rough and tumble day for the speaker.Bet he was wishing he didnt have to go in there today !!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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He would have gone to the court in person, but he's just started a new job which is about an hours drive away from where the court is, so he can only go down in person when he has a day off, which won't be till Friday unfortunately.

I've been watching the Commons panto too. and listening to the latest revelations. So far my MP hasn't had a mention, but I bet they're all terrified of what's coming next.

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I was watching newsnight-Esther Ranzen was on there saying she is thinking of standing as an indip.

So looks like we may get rid of one old dinasaur only to be getting another:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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There must be something about the place that attracts them.:eek:

How about standing as an indie yourself...or maybe the CAG party.We could all help you write your manifesto.There's a thought.:D

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Ha Ha ....yep I think there would be heads rolling in just about every area....including the OFT FSA and FOS.....The banks would have to toe the line then.

Theres a few MPs who look like they will be on borrowed time now-but the problem is that those who will be looking to do the job without any perks or fiddles (and so replace them )are likely to have loads of dosh anyway and maybe those who didnt get caught out when they were last in the House.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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How about standing as an indie yourself...or maybe the CAG party.We could all help you write your manifesto.There's a thought.:D

I know you're only joking but the idea that CAG members stand Martin Bell style against the MPs who've had their snouts to the trough (i.e. most of them) could be a very good vehicle for people's anger. Some may even be elected.

 

As the election could come any time in the next year or so we should start on the manifesto now

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I agree Bedlington. After I mentioned it, I started thinking,.....actually that's not a bad idea.We could even raise money for our candidates deposits.

I do think people are more likely to vote for an independent nowadays rather someone carrying a party label after all that's happened.

Maybe we should start a thread about it what do you think?

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Looks like Mr Martin is to make an announcement at 2.30.

Bet the House is packed to the rafters today.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I have an update about Fred's case.

He rang the court just now and was told that the judge has decided to call an allocation hearing.

Lyons Davidson have paid the hearing fee on 15th May (2 days late), so I guess that means the judge is allowing them that.

They haven't filed a defence to the counterclaim though.

Don't know yet when the allocation hearing is to be held, but no doubt they'll write about that.

Does that mean we might be able to get the judge to order them to comply with the draft directions?

At least something is happening.

 

Wonder what 's going to happen in the House then?

Edited by Patma
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Yes given that the claim is comfortably inside the 5k even with their 76p a day section 69 its not unusual to assume that the Court has called a hearing to look at the submissions supplied within the AQs.

So you should get the chance to get those answers-and Fred should seek the Courts ordering of disclosure....this is good opportunity to do that.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I agree Bedlington. After I mentioned it, I started thinking,.....actually that's not a bad idea.We could even raise money for our candidates deposits.

I do think people are more likely to vote for an independent nowadays rather someone carrying a party label after all that's happened.

Maybe we should start a thread about it what do you think?

I've put something in the Campaign forum. Link:http://www.consumeractiongroup.co.uk/forum/campaign/200310-cag-political-party.html

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So you should get the chance to get those answers-and Fred should seek the Courts ordering of disclosure....this is good opportunity to do that.

That's good news, thanks Martin.

What do we need to do to prepare for this hearing? I guess we'll know more when the letter arrives about it.

Oh what a day, the speakers done the decent thing and there's a bit of good news about Fred's case.:D

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