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lol321
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Thanks for that, but where does it state the twelve days, also in there it still says after one month he commits an offence - I thought that was repelled or am I wrong?

 

(6) If the creditor under an agreement fails to comply with subsection (1)— (a)

he is not entitled, while the default continues, to enforce the agreement; and

 

(b)

if the default continues for one month he commits an offence.

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