Jump to content


  • Tweets

  • Posts

    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
    • Come and engage with homelessness   Museum of Homelessness MUSEUMOFHOMELESSNESS.ORG The award-winning Museum of Homelessness (MoH) was founded in 2015 and is run by people with direct experience of homelessness. A very different approach. If you're in London you should go and see them
    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Default removal - Vodafone


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5695 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I was wondering if it would be possible to remove a default made by Vodafone from my credit report, which is preventing me from getting a mortgage. Any feedback would be a great help.

 

Thanks

 

Last year I moved away in early April, and whilst waiting for my broadband connection to be setup I used my mobile as a modem to submit some work for university. I managed to run up a £496.07 bill. With the hectic time of moving to another city, I forgot to notify them of my new address, therefore did not receive any statements or notification, and only realised the size of the bill when my mobile service was stopped. I rang them up about my phone not working when they told me how much I owed. They wanted me to pay the full amount to resume services. I explained that I was unable to pay the entire bill immediately and offered to make a partial payment, which was rejected. It was around this time that I was involved in a serious car crash where I was unable to call for an ambulance. Shortly after they tried to take the direct debit that, I could not pay in full, and was subsequently rejected.

Below is a chronological list of events.

 

Moved to new home 1st April 2007

26 June 2007, statement arrived at old address for £496.07, direct debit due on 10 July 2007. I rang them and said that I was unable to make the payment, as I did not have the funds, and the cut my phone line as they thought it may be possible fraud. I offered to pay a small amount with the money I would have expected to “average” amount (plus some extra), but was declined and they only wanted the full amount.

30 June 2007, I was in a serious car crash leaving us on our roof on a motorway, and was unable to call ambulance due to having phone cut off.

01 July 2007, I went on holiday for 1 week after been given OK to by hospital, returned 08 July 2007.

10 July 2007 Vodafone tried to take £496.07 by direct debit, which was unpaid as I told them previously.

12 July 2007, received letter from Vodafone stating that they had suspended the contract due to overdue payment plus possible termination fee of £72.14 if not paid.

26 July 2007, £521.63. I spoke to Vodafone again telling them that I could not afford the bill, they offered to spread the payments over 2 months at approximately £260. I declined this, as it was still too high when I did not have the funds to do so.

28 Aug 2007, £553.68 unpaid for reasons as before

25 Sept 2007, statement produced for £558.87 (Address now Newcastle)

29 Sept 2007, £236.64 paid by debit card

26 Oct 2007, statement produced for £389.47

28 Oct 2007, Notice of Default issued if not paid within 7 days

11 Dec 2007, agreed to pay over 3 months with debt collector, first payment of £129.82 was made.

26 Dec 2007, statement produced for £259.65

02 Dec 2007, Default shown on Experian

Settled with CSL 16 Jan 2008 for £207.72

13 Apr 2008 Default satisfied shown on Experian

Edited by hoareap
Link to post
Share on other sites

not familiar with mobile contracts so will have to bow out to the more experienced mobile bods

 

you may want to take a look at this thread

 

Edited by SharpmanTF1

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

  • 2 weeks later...

I've just read Dayglow's thread about their case with Vodafone. I was wondering if I have a case? I was wondering if my case is warranted. Is it OK to slap on a default notice, when mobile phones are not covered by the CCA, and also the bill was for an unforseen amount. £500 compared with £35. I was unaware of the data charges until I was billed for them. Does my inabilty to pay for a unsuspecting, large one-off phone bill, reflect on me paying my mortgage each month, which is for the same amount?

Link to post
Share on other sites

One thing that peeves me, and partly because it is my own fault. Is that I made a payment on the 29th September and on the 28th October they issued a default notice, within a month of my last payment.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...