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    • Looks promising then.  Well done   Dx
    • So a little update.  I sent a complaint to ico and have heard nothing. I just got the general reply email and that's it.  Sat twiddling my thumbs and thought about what I should do next. I searched for the CEO of Studio but then found that he'd left so as keep getting letters from studio about the arrears etc. I thought I'd email the David Twigg. Sent him all the bumpft and a copy of my original complaint and sars request.  Got no response. So didn't know what else to do. Then I thought I'd try through the financial difficulties option on the online form. One last try before I just give up and let them default me.  Then on the 5th June. I got an email from their customer services. That the items that had gone AWOL have all been cancelled. Nothing else on that email, so I had a look in an email account that I don't use anymore and there was an email from the customer service.  That they were sorry for the problems I've had for the last 9 months. That the sars info was emailed to me on 14/04, it wasn't I've kept all spam and deleted emails on that account, they have raised a complaint with their studio pay team regarding the issues, balance dispute, fee's and my credit file. They are hoping to resolve in 3 days but they have upto 56. They also said in regards to my other issues I have to raise a complaint with studio retail but haven't told me how I do that.  The sars info only goes upto the end of December 2023. It has my previous complaints on there but nothing after so I don't know how I get hold of that information. Luckily I've kept copies of every time I've contacted them. Every web chat or social media contact.  Apologies for the extremely long post but I wanted to add everything I could just incase.  I have checked my account balance and it's still minus 900 odd pounds but I'll keep checking to see if it's all cleared and on my credit file.  I'm hoping this is the end of the whole debacle and they close my account because I never want to do this again. Although it's been a learning experience.  Thanks to dx100uk for pointing me in the right direction. Much appreciated.   
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • If you want to cause DCBL trouble, then complain to the SRA.  It would be even more fun if mystic_bertie would complain at the same time, to show the SRA there is a pattern.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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i have just checked my credit history and this is one of the companys i took a loan out with in 2005,i dont have any of the paperwork and was wondering how i would go about finding the details?

 

is this the same mob who were recently fined?

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Hi you need to send off a CCA request to them for your original agreement, there is a template in the library on this site. They have 12+2 days to comply. This will cost £1- best £1 i've ever spent!!! Do NOT sign your request though. Good luck

<<<If I have helped please tickle the scales;-)<<<

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Hi you need to send off a CCA request to them for your original agreement, there is a template in the library on this site. They have 12+2 days to comply. This will cost £1- best £1 i've ever spent!!! Do NOT sign your request though. Good luck

 

could you point me in the direction of it mate,cant seem to find it?

 

thanks.

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could you point me in the direction of it mate,cant seem to find it?

 

thanks.

 

Hello jojo

 

Here is the link to find the ca request

 

Creditors and DCAs - Letter Templates & Budget Planner

 

You need letter N send it with a £! postal order, recorded delivery:-D

 

Now as bobby has stated it may not be much use to use if the loan is paid off, but on the other hand if it is not paid off send it and see:-D

 

Both these requests are important in obtaining information to reclaiming back what is rightfully yours.

 

Once you send them you can track them on the royal mail website to ensure they get them and start counting the days:-D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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