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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

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Many Thanks Hazel, your words are helping to pick me up off the floor at the moment and this headache has become a permanent burden. Will keep you posted how it all goes, luckily I havent got to be there as the process is being done by my IP for a failed IVA that I couldn't afford anymore when I got to year 3.

 

Thanks again

Advice & opinions given by Stinkyfeet are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. :wink:

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:DHey Hazel

 

Told ya!!! The decision to go B/R is the longest and hardest but the process is easy and not as bad as we are led to believe! Good for you and now relax and look after YOU now!

 

Hey StinkyFeet:) - You will be ok, its not as bad as we think it is going to be. I was declared B/R in November and if you follow my thread it was the hardest thing for me to do, very emotional. My *headache* which I had for over 6 years was cleared this year, it is only still sinking in that I don't get any phone calls or even post these days!!! Bliss!!!

Am thinking about you and best of luck. If you need owt just holla!

 

Take care

 

Sugar x x x:D

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Hello Boston! Well done. I know exactly how you feel. I have felt the same happy, in shock, did i dream it, wanting to cry!

 

I had my OR interview today and wasnt as bad as i thought was over and done with within half and hour and the lady was nice and human!

 

It is nice to know a fresh start is ahead and i can start from scratch with money!

 

Take care all of you. I will be a frequent visitor on here still!!!!:p

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Thank you sincerely, unfortunately my headache hasn't gone away yet as I have not heard a thing. Being a a IVA moving towards BR dont know if this had anything to do with it but ziltch.

AM hanging like a thread, checking insolvency register, waiting for phone to ring, checking if my bank account is still open and nothing has happened. Lost, the knowledge of not knowing what is happening is ermmm worse I think. I keep thinking no news is good news, but with 10 years of pure hell battling to keep roof over our head, working full time + extra shifts etc coming to at times 90 hours a week, I dont know.

 

Cant thank you all enough

Advice & opinions given by Stinkyfeet are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. :wink:

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OOOOh.....do you have ANY idea whats likely to happen? Is there anyone you can contact? I ask because the waiting around is an almighty killer and you have been through so much.

Someone cleraly knows the routine and should be telling you, not letting you fret more. I am sorry for you as I have been thinking about you. Just a snippet of info will boost you a little I am sure. Please tell when you are more aware of the situation. Sending you a huge hug poppet.

 

Sugarbabe.......you were, of course right. I do wish I had gone BR earlier but I dont think I was ready to resign myself to the inevitable. This is going to take some getting used to as my brain is trying to behave the way it always has proir to BR and I have to keep telling it- its o.k. Thank you again. Please keep in touch,

 

With love

 

Hazelxxxxxxxxxxxxxxxx AM I ALLOWED TO BE A LITTLE SMUG NOW?:grin:

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Big thank you Hazel, your support has been great.

My problems started in 1999 when my wife and I were expecting our daughter, my wife had a terrible pregnancy and was in and out of hostpital frequently, when my daughter was born my wife still struggled and took ages for her to get back on her feet, my daughter was ill and had to go into baby unit due to septacemea. During this time and with the loss of second income, things became hard juggling work, hostpitals etc.

I then was involved in a nasty car accident in 2002 when I moved out the way to avoid a deer making the car flip over. While off work I got my 'bye bye letter' from my employer. To cut a long story short we moved in with my father as I couldn't keep up the payments etc on our home so this would allow me to concentrate on paying off my borrowings. Later that year my fathers factory closed and relocated so the struggle continued.

We decided to move and set up our own little cafe on lease / rent. Unofrtunately further kicks in the teeth where on the horizon when members off staff emptied everything from the shop over a 2 week period, float, stock and takings. With nothing in the bank as the business was early days and just covering costs at the time. Had video evidence off this but to actually prosecute would have just cost further funds.

This is where the IVA came in 2005. Ive actually paid into this for over 2 and half years but with the way the country has become and costs going up couldn't keep payments up and asked IP for help frequently, he was never helpful and everything I offered or suggested got thrown down the drain. I held my hands up last year and said I was all out of ideas hence the BR petition which I received just before xmas.

Is frustrating that ive always done my best to avoid the BR route and paid into a IVA at a massive £800 monthly rate to still end up like this.

He has seeked to be trustee in BR which was to take place yesterday.

No news regarding it, im basically shaking, cold and fretting as im totally in the dark with it all.

Advice & opinions given by Stinkyfeet are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. :wink:

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Hey all. Hope you are well.

As you are aware, we were declared BR on the 15 January. Not heard from the OR as yet but no doubt, it will be soon.

I got a letter from Capital One today saying " we have been advised there is a bankrutcy order petition against you". Further action intended by the bank--

to terminate the agreement.

to submit a claim to the OR or trustee in BR in respect aof all money due.

 

No money is required to be paid under this notice.

 

Threatening court proceedings etc.

 

SORRY....AM I DENSE? We are already BR AT OUR OWN REQUEST.

 

ANy advice as hubby has just started a big row about this, just when I was getting used to having no worries.

 

Many thanks

 

Hazel:-x:-x:-x

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A friend of mine just had one from Capital One exactly the same a couple of weeks ago, AFAIK it is in case for any reason you get the BR set aside/annuled you still owe the money. The debts arent wiped until discharge. It's nothing to worry about just standard confetti.

Watch out for defaults after the date of BR on your CRA file.

Consumer Health Forums - where you can discuss any health or relationship matters.

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Hiya Hazel, Yep same here but I not took any notice to anything I get, thinking bout fitting a shredder on the letter box :D

Advice & opinions given by Stinkyfeet are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. :wink:

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As you are aware, we were declared BR on the 15 January. Not heard from the OR as yet but no doubt, it will be soon.

I got a letter from Capital One today saying " we have been advised there is a bankrutcy order petition against you". Further action intended by the bank--

to terminate the agreement.

to submit a claim to the OR or trustee in BR in respect aof all money due.

 

No money is required to be paid under this notice.

 

Threatening court proceedings etc.

 

SORRY....AM I DENSE? We are already BR AT OUR OWN REQUEST.

 

ANy advice as hubby has just started a big row about this, just when I was getting used to having no worries.

 

 

You are completely misinterpreting the letter - at tleast the part you have quoted.

They are acknowledging that they know you are now bankrupt and are simply advising what they are going to do next, none of which is new or unexpected.

 

Can you post the text where you say there are threats of court proceedings.

 

There is no point in trying to start a row. Firstly this letter is probably computer-generated, and secondly they might have threatened something but they aren't actually doing anything at the moment. There isn't anything much they can except where, as has been pointed out above, your bankruptcy is annulled.

Go and have a cup of tea (or something stronger) and get on with your post-BR life. This is now behind you and any dealings must be with the OR.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Hi all.

 

I have had a thought . On talking to a debt chaser for Studio, I recently explained we are BR and gave the ref number. He said the debt would be wiped off because it is in affect unenforceable. HIS WORDS. My question is, do I request copies of non existant agreements from my other creditors or will the OR do this. Do I tell the OR i have been told I dont owe Studio anything or will the OR already know many debts are not enforceable. This is all news to me. I only have one signed credit agreement, signed by all parties and the other 13 do not exist then??? I am just thinking if this is so, then I owe 14.000 and not 43.000. You can call me thick...I dont mind. But if I dont ask, I dont find out!!!

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Thats what I thought. I hear so many conflicting views I get lost.

I am, at the moment wondering how much, if any, money the OR might have. Any ideas ? I swear I saw a guide here somewhere but I 'll be blown if I can find it.

Not heard from the OR yet and its been 11 days.

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Forget about agreements at this point in proceedings. If the debts are going to be written off in the bankruptcy then who cares whether it's enforceable or not.

 

Save your time, energy and money on more productive things. Put all this behind you.

Edited by palomino

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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OK.

In reply to the other question, sorry, I meant any surplus, if any, after monthly expendature. Also hubby works so could tax be affected.

I know I dont need to worry. I am just so used to doing it!!!!!

With regards

 

Hazel

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  • 3 weeks later...

Hey all.

Just a brief one. I am BR now and have a query. Went online yesterday to to take a peeky at my account to be told " due to your account status you are unable to access your account". I called Barclays and told them, asked them if my account has been frozen ( they already said it wouldnt be), and they said all is well, my account is open and running.

Tried accerssing my online details to see the same notice.

 

What is this? As ia m sure I read months ago that permission to access online banking wouild be denied whist BR is going through. No online maintenance so any clues??

 

Much obliged.

 

Life after BR is fab, even if it is taking some getting used to not having bills and creditors to pay!!

 

Lotsaluv

 

Hazelxxxxxxxxxx

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  • 3 months later...

Hey all. I hope you are ok.

Not posted here for a while but still following.

Life after BR is ok. I say ok because I am still getting used to it. BR on 15 Jan. I still cant relax until the postmans been! I still get agitated about money but its only because I am adament I will never NOT have any again. Rarely use a card to pay for anything and feeling money is good as opposed to plastic. If we need something, we can get it, if something breaks we can fix it. Life has a much slower pace now and I take so much more in. I no longer chase my own tail, I think about me more which I have never done. I am doing my teacher training in september...gulp...I think I have discovered myself. I am happier out of the house than in now. I dont wear black!! I make my kids do more for themselves and have toughened up on them. I refuse to let my hubby play useless and he has more responibilities now whether he likes it or not! My house is clear of clutter. I go for walks, watched birds fledge from the nesting boxes in the garden. Did some boot sales to get rid of clutter and made enough cash to buy a secondhand car to get me to college. Sold my old car for money to pay for college. OR is fine with this. Had enough left to pay deposit on cheap break in august down in devon. Made and sold enough decoupage and prick and stitch cards to take 400 with us. WILL BE TOO SCARED TO SPEND IT THOUGH. OR dosnt know about this. Hey...I am not totally stupid. Months of being on suicide watch, we deserve a break. Recyling loads. Sold my little boys small clothes toys and shoes to buy new uniform and shoes for back to school in september. Am still seeing my psychiatrist. Still awaiting my inheritance so I can pay my debts, then buy my house. But I am not THAT bothered now I know I dont need to rely on it.

I am luckier than some as I have come through without losing my home. My husband works despite the recession. WE ARE LIVING and not just existing from one credit card to the other. Still fighting the depression but feel like I am starting to win the war after many years of misery.

Life is ok and I nver thought I'd say that.

 

Take care

 

Hazel:-)

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Hazel and family.

 

I am so pleased for you.

 

Bankruptcy can be a very traumatic experience, but nothing compared to the trauma of debt.

 

I would recommend BR to anybody, albeit as a last resort.

 

Good luck with the depression, there is HELP for that to you know.

 

You take care to.

 

Best Wishes to you and yours.

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