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alda180
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I'm new to this so not used to the jargon. I have had a history of charges over the years, including the normal bank charges, interest charges, referral charges. Which of these is legal? If any can be claimed for, how many years can you go back? The heavy charges have often compounded my problem of going overdrawn. How do I go about claiming back?

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Hi ALDA180 Welcome to CAG You have come to the right place,there are lots of people on this site who will point you in the right direction.

You can go back 6 yrs and if you check out the bank claiming threads they will really help you

Good Luck B4E

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Hiya Alda,

 

Here is a list of what you can claim.

 

NatWest

Card Misuse Fee (Changed to Guaranteed Card Payment Fee)

Cheque Return Fee

Default Notice Fee

Guaranteed Card Payment Fee

Paid Referral

Unarranged Borrowing Fee

Unpaid Item Fee

Unpaid Items

 

Have a look at the links in the bottom of my signature, especially the step by step guide. It will help you.

 

If you have any questions, please ask. :D

Edited by sea-sidelady
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I will move you over to Natwest and give you a list of the Natwest charges.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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