Ginger vs Lloyds TSB

[kingliam]

Hey,

 

I am today filing a "request for repayment of charges letter" to Lloyds for the grand sum of £917. I am doing this on behalf of a friend.

 

I cannot believe he had been charged £175 for a single unpaid DD.

 

Shocking!

[reload]

Sounds about right. Had one or two hits like that myself!

[kingliam]

Had a nice standard letter back from Lloyds saying that they did not belive the charges to be unlawfull or even unfair, He agreed to terms etc. . . . . blah blah blah

 

Roll on the 9th - Gonna file a claim against them!

[kingliam]

I have started a Moneyclaim today on behalf of the Ginger one - cost £120 up front, however was relitavely painless!

[kingliam]

Their solicitor acknowledged and apparently intend's to fight full claim!

 

I have to wait 28 days now from 14/08/06 - Can't wait for 12th September.

[kingliam]

Not long now!

[kingliam]

12th September is almost here

[kingliam]

Could I ask, at what day do you start a judgement and how long after do you leave it before the warrant. I have not heard anything and the 28th day is 12th September, so I'm thinking Judgement on 12th . . . . ?

[reload]

I'd file it first thing in the morning on the 13th, myself - just to be on the safe side. I believe the information should be available on the MCOL site, though?

[kingliam]

Cheers Reload! will check the MCOL site

[kingliam]

Defended at the last minute, of the last day

 

Court Allocation Questionaire sent off today 28/09/06, they asked for it back before 07/10/06.

 

Any help or support would be really welcomed now!

[kingliam]

Please?

 

Any help or support . . .

[skbuncks]

Hail to the King

 

Im bout a week behind you, AQ sent bout 30 min ago. I expect them to request 28 days to negotiate a settlement which will probably cometo nothing. Dont think we have anything to worry bout tho. They categorically dont want to go to court. Still we might have a bit of a wait on our hands before we they pay up. Courts are VERY busy right now. Heaven alone knows why. To put your mind at rest read through some of the success stories. It helps.

 

 

skb

[kingliam]

Copy of AQ from Sechiari, Clark and Mitchell received 10/10/06, they have said they are unavailable for whole of october and ticked A yes they want the claim to be postponed for one month so that we can attempt to settle the claim.

 

I take it I just wait now .....

[kingliam]

Nothing yet . . .

[skbuncks]

Im exactly 1 week behind you, received there copy of A/Q on 17th and surprisingly would like to postpone for one month to negotiate settlement. In my case they are unavailable for october and november.

There are a couple of letters knocking round you can send them, or you can try phoning but are likely to just get fobbed off with a "the person you need to speak to is out of the office having the s*** scrapped out of his ****" type excuse. Is probably worth trying anyway so further down the line when they request a stay youcan present proof to the court that they have no intention of using the time to reach a settlement. You can find one of the letters in my thread, and a fax number to send it too.

[kingliam]

Did not speak with them during the time they said that they wanted to use this time to make a settlement.

 

Rang the court this morning who confirmed that a small claims trial date has been set for 31/01/07, Ill receive confirmation tomorrow apparently.

[kingliam]

I have faxed a letter to SCM, similiar to the one in skbuncks thread. Do I now wait until court date? or should I call them to press for settlement?

[kingliam]

Nothing yet, obviously quite busy at the moment, I wonder why?

 

I would like a little guidance on how to play this right now, do I just hang tight or should I call and press for a settlement?

[kingliam]

I have just received a letter confirming what was said on the phone, I have been set a court date of 31/01/2007, Having said that I expect them to have paid up in full before that I have 28 days to get all my evidence to the court, 29/11/06, then they have 56 days (24/01/07) responding to my evidence.

 

Do I respond as quickly as possible?

[kingliam]

Anyone?

[GaryH]

Can you post your directions please?

[kingliam]

Directions?

 

Hi, Gary my query is ...

 

I have just received a letter confirming what was said on the phone, I have been set a court date of 31/01/2007, Having said that I expect them to have paid up in full before that I have 28 days to get all my evidence to the court, 29/11/06, then they have 56 days (24/01/07) responding to my evidence.

 

Do I respond as quickly as possible?

[kingliam]

ahh I think I see ....

 

It is ordered that:

 

1. This claim is allocated to the Small Claims Track

 

2. The Claimant shal by [28 days] file and serve:

 

(a) A schedule setting out each charge repayment of which is sought, showing the date, amount and alledged reason (if any) for that charge being made;

 

(b) Copies of any statement or other document relied upon as showing that each and every such charge has been made;

 

© A statement of his eveidence, if such is to be relied upon as tending to show that the alledged charges have been made, or that they are irrecoverable as penalties.

 

3. Defendant shall by 56 days file and serve a response to the claimants schedule, stating in respect of each item claimed:

 

Do you need me to go on?

[GaryH]

Yes, you need to respond in the time specified. Lloyds are holding out on settleing now untill you submit your evidance, so get this stage done and dusted and you'll be nearly there. Directions are what the court has ordered you to do before the hearing and you would have had a list of maybe three - a), b) and c) - on the same order that informed you of your court date. What I'm basically trying to get at is what exactly has the court asked you to provide, by way of evidance, etc?