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    • Post #415 you said you were unable to sell it yourself. Earlier I believe you said there had been expressions of interest, but only if the buyer could acquire the freehold title. I wonder if the situation with the existing freeholders is such that the property is really unattractive, in ways possibly not obvious to someone who also has an interest in and acts for the freeholders.
    • i dont think the reason why the defendant lost the case means anything at all in that case. it was a classic judge lottery example.
    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
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Blair Oliver & Scott & old GUS finance loan still paying them!


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Check credit file for a clue as whether this has been sold or just assigned for collection. my guess is sold to Wescot.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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7 threads right back to 2007 merged for history.

 

 

did you ever get that PPI back?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks DX! I am impressed!

 

Yes, We did get the PPI plus interest returned and so reduced the debt by about £1500.

 

We were paying the remainder at £10 per month as per the original agreement

then last year BOS starting getting shirty again.

 

 

Pretending they had been trying to contact us and demanding payment in full.

We reminded them that it was not up to us to to instigate a review of circumstances,

doubled the amount we were paying,

complained again to FOS about their tactics and its all been quite for about 18 months.

 

 

I'm assuming now that they consider anything they do will result in them being seen in a bad light

and so they've passed it on so someone else can have a go.

 

I have emailed westcot and confirmed that continued payments will be made directly to them from next week

and asked them for details to enable us to set up a standing order.

 

Just have to wait and see what they going to do..............bound to involve more money!

 

Thank You.

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why not faf them around for a bit.

 

 

send them a CCA request

 

 

that could be funny!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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well I want to make sure they have no excuse to make trouble.. we've not heard from them yet but according to BOS we are still paying through stepchange and we havnt for years. I probably will sent a request.......you never know.

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Another BOS sleeper account the Blair O S

probably haven't looked at for years.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 1 month later...

hi all,

 

As expected, Wescote have sent a letter (for our benefit) to ensure that we are paying only what we can afford.

 

When they first had the account transferred to them I emailed them to organise continued payments

under both our names but they would not deal with me only with my wife directly stating that the account

was not in joint names and therefore without her confirmation I could not deal with them.

 

they are now asking for income and outgoings,

 

I am sure I have read elsewhere that if the debt is in her name, there is no need to declare any of my income

 

to them and any payment plan can be based only on her finances.

 

Can some body help to confirm this.

 

Obviously payments would be more affordable based on one income.

 

Not trying to get away with anything,

 

just ease pressure.

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right just got time to review this debt.

 

how the hell can you still you more than what you borrowed after 10+ yrs of paying

 

and that PPI must be wrong too

as you got back less than what was charged in the first place.

 

have you got a list of all you payments.

 

and upto date statements till now.

 

seems to me this is not a fixed sum loan

but a running loan whereby they add compounded interest every month

which they should not be doing

it should have been 1/60th of the £3k per month.

 

pers id stop paying 10yrs for borrowing £4300 is beyond a joke.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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