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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
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EXPERIAN... The final battle commences


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good...its a petition.... meant to be ;)

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

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Hi finlander you mentioned six years but DCA are chasing old debts as old as 10 years. Do Banks and other lending institutions keeps old agreement older than six years and if so what reason would they do that because it must take up storage space and money.

 

Are they allowed by law to keep old paper work over six years if it is not applicable for them to do so.:mad:

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Surely 10 years is statute barred?.... check with a mod but I'm pretty sure that they can't go after you for that and certainly can't register it:eek:

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

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The head of a rather large DCA once told me " Statute Barred means the debt cannot be enforced through the courts - if a debt is owed then anyone is entitled to ask you to repay it, just because it cannot be enforced through the court does not mean we cannot 'ask' for it " ( some nicer than others)

 

So that's why they do it - they ask...some might feel a moral obligation because they knew they had the money and actually repay it to the dca. Can't blame them for trying I guess, but members of this happy site know the remedy though. The profits gained by these people on just a few people agreeing to repay is enough to keep them in wine and a good living.

 

Sarah

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Yes Sarah, but as we on here know, once the DCA or whoever is chasing has been informed that a debt is stat barred and that the account will not be paid, it's against OFT guidlines to request payment ;) It's probably against CPUTR 2008 as well but I've not looked into that yet...Oops :p

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Six years does that mean that banks and dca can retain documents that is over 10 years old and if so what is the purpose of it. Is it for DCA to harassment people for money that they have no legal right to do so. If they have the correct paperwork then why not send it out at the beginning before they start to send out are begging letter and then threats to take court action, telling lies as if they could take court action they would do swiftly as they would have a legal right to do so. 'No' DCA's would rather harass people with they continuing games and constant phoning people these people should be stopped and soon before more people commit suicide.:???:

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ALLWOOD,

 

You could always ask them for the £10000 you think they might owe you but you can't remember why exactly. It's just as much legally unenforcable, unprovable etc but they think it's ok so why can't you. In fact lets make it a nice round £1000000. while they are scratching their heads trying to figure out what your on about tell them to get lost ......;)

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

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seriously tho allwood... these peole rely on the oxygen of verbal communication. It gives them a chance to brow beat you and act big. If they call answer the phone and as soon as it is apparent its a DCA just put it down.

keep the letters they send as future evidence but ignore any threats as the useless flatulance they are. Keep an eye on your credit file just in case they try it on with a default. but don't let them get you down. Its all hot air and rubbish.

 

AND DONT ACKNOWLEDGE ANY DEBT.

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

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Don't want to distract your thread Finlander, but this article's worth taking a look:

Post 1173 CAG CRA SAR...

Information's 'big money' Allwood - makes my blood boil!:mad:

BUT things must change.

No more suicides caused by unscrupulous DCAs, fuelled by... ??:mad::mad:

We will not be intimidated.

'The pen is mightier than the sword'.

Petition to Outlaw Debt Sale and Purchase

- can't read/post much as eye strain's v.bad.

VIVA CAG!!! :)

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SOSUMI,

 

I agree they do have power and unfortunately access to all the info they need. And thats great for them and the labour party. For all care they can sit in the office and have information fights by throwing pieces of paper at each other all day. However the moment they publish it that becomes a different matter........ Its the law then.. and the defamation act is powerful....... I think we need the OFT involved as well... I have started a thread here..

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-attn-moderator-please.html

 

go and have a look and put your comments down to see if we can get CAG to officially back this and sticky it on the front page....

 

We can stop this if we just stand together and get on with it.......;)

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

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Now if Experian had just removed these defaults... I would have gone away.. but Millsy (good old Millsy) has p*ss*d me off a bit so Im in it for the longterm now.........:p

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

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Now if Experian had just removed these defaults... I would have gone away.. but Millsy (good old Millsy) has p*ss*d me off a bit so Im in it for the longterm now.........:p

 

your not the only one. will stand with you all the way on this one.

 

had enough of getting refused for things i messed up in the past. i couldn't helped it getting laid off i didn't ask for it. not 2 days before xmas.

 

i agree why don't CAG help us by putting up a sticky, whos it going to hurt.

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ALLWOOD,

 

You could always ask them for the £10000 you think they might owe you but you can't remember why exactly. It's just as much legally unenforcable, unprovable etc but they think it's ok so why can't you. In fact lets make it a nice round £1000000. while they are scratching their heads trying to figure out what your on about tell them to get lost ......;)

 

your post made me laugh finlander, I might just send some thing like you said to the DCA's that have been trying to extract money from me without any authority whatsoever. :mad:

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Subbing......with interest, will read it thoroughly

 

Dave

** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **

 

see you stand like greyhounds in the slips,

Straining upon the start. The game's afoot:

Follow your spirit; and, upon this charge

Cry 'God for Harry! England and Saint George!'

:D If you think I have helped, informed, or amused you do the clickey scaley thing !! :D

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Im off folks...work finished home time... will be back tomorrow for some updates... who knows perhaps Millsy(good ole Millsy) will have written to me by then and we can move onto the next stage in the plan......

 

sweet dreams.......;)

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

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This is part of my next letter to all CRA's this is something that I believe will cause them to spit their morning coffe buns all over the office.

sparkie

 

I also do not and will not accept the statement made by CRA’s that they cannot remove any data without the consent of the supplier and will make strong representations to this fact in any court proceedings should they be necessary. Which again I state I will take if also necessary.

If this was true then a CRA could not remove/suppress any data from any individuals credit file as you say you will do if you receive no confirmation from any supplier (verification) to support the data they have supplied.

Even if you do not receive that confirmation according to the statement “you cannot remove it without their specific consent.” You cannot remove it ......(or soyou say) because they have not given you the consent required for you to remove it.

 

If you can and do remove it this confirms that fact that all CRA’s can remove data without the consent of the supplier at any time they desire.

 

 

Therefore the statement that is made contrary to this ............is a misrepresentative statement under the Misrepresentation Act 1967., under which a statement is either.... true or false ....there are no such things as half truths .

Edited by Sparkie1723
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Anyone who hasn't seen this thread

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

 

please have a look and see if you can give any ideas....;)

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

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Hey Finlander.

 

Callcredit have removed the barclays default notice from my credit file. now to go and get them on the cabot one for the same debt. and the hillesden one that has been removed by hillesden.

as Hillesden dont own the debt they can't mark the credit file if im right on this. it has to be the original creditor correct. got them, on this one to. barclays have closed the account and accepted to not chase the debt. due to bank charges that amount to the same amount.

 

the debt was never sold. Hillesden only had the notice off assignment. but that was a fake.

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Hi

 

I'm subscribing to this thread with great interest, as upon checking my credit file again today (last checked in march) Orange have logged it as updated in June, but the balance they are reporting is incorrect. i have evidence of all the standing orders made to them each month, and the balance they recorded doesn't reflect these payments!! :mad:

 

1) Anyone challenged a phone company & got them to update your file/remove a marker of your account being in default?

 

2) Are mobile phone companies even regulated by the CCA?

3) If not, can they record info on your creditworthiness?

4) What happens if they terminate the agreement? Do they terminate my permission to share data with 3rd parties at the same time?

 

Sorry to hijack Finlander.... am really backing you on this one :)

Edited by zosaphine
edited due to my rubbish spelling!
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Best to start your own thread if you haven't already. however, I managed to get Vodafone to remove a default with one letter. It depends how much the default is for. I basically sent them a very polite letter explaining it was a simple mistake and that default for such a small amount would have a HUGE affect on my credit worthiness and would they please consider removing it. 7 days later it was gone as a "good will guesture".

 

I believe Mobile companies are NOT regualted by CCA1974. Yes then can record info with the CRAs because you gave them permission when you signed your contract. On point 4, it appears to be a complex area but ICO's take on it seems to be that consent is only one aspect of sharing data with the CRAs. I don't believe trying to withdraw your consent would be effective but I suppose nothing ventured, nothing gained.

 

It should be noted that mobile companies are notoriously difficult to deal with. I would HIGHLY recommend trying the softly softly touch first ("pretty please remove the default Mr Orange, it was a big mistake on my part, I'm very sorry"). If you go straight in with the heavy handed approach (CCA, DPA etc) they'll probably just tell you to go away and you've already burned your bridge.

 

Hope this helps. If you need more help, send me a link to your thread when you've created it.

[COLOR=blue][B]Defaultless since 2012 :)[/B][/COLOR][COLOR=green][/COLOR]

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Well.... Im feeling quite unloved now...Millsy (good ole Millsy) hasn't written back yet........:(... bored... waiting is dull.....who can I annoy as I wait..... I know...... AA Car loans... we are about to pay ours off and I'm sure they charged us a late payment fee once....... will take it out on them :p

Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat.Thus, what is of supreme importance in war is to attack the enemy's strategy. What is essential in war is victory, not prolonged operations.

 

Sun Tzu 'The art of war'

POST THE LETTER AND SIGN THE PETITION AT POST 88 ON THE LINK BELOW TO GET THE OFT TO INVESTIGATE THE CRA'S

 

http://www.consumeractiongroup.co.uk/forum/campaign/153512-campaign-oft-against-unfair.html

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