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    • The ISA quoted vehicle CY08JCJ entering 12.49 and exiting 14.19 this is not my sons vehicle. These times also vary from the two payments made?
    • Not completely black and white. ICO says if you ask for the information to be sent in a particula way, in your case electronically, then they should send in that way "if possible". So I suggest making that request firmly. I would guess if they actually only hold paper copies they'd be with their rIght to decline to scan everything for you. Or they could transcribe just your personal information. 
    • Hey guys, just wanting to double check since it's been a a year since my last claims mediation, this is the best stance to have during the mediation right?: "I am willing to be flexible by not taking Evri to court to get a judgement against  them and i'm willing to settle now. but I'm not here to compromise on my rights or the amount i'm owed as I have all the rights in this claim and Evri know this, despite what they may say now. I do not wish to waste the courts time and our time, it's Evri who are being inflexible and they are just wasting evryones time if the are not just paying up now. they should just offer the full £ and we can proceed The function of mediation is not to persuade you to give up some of your rights. The function of mediation is to help you obtain what you are entitled to without having to go to court and without having to inconvenience or trouble anyone further. The benefit to the defendant is that they are saved the expense and the inconvenience of going to court." I can also bring up that 1. they no showed this court in our previous mediation call and wasted all our time, and 2. they already settled in full with me last year on an identical parcel and case so we're going down the same road?
    • Regarding SARs - does the recipient provide hard or digital copies of info?  I sent out a request recently. All the info was digital and I'd like it sent digitally - for expedience -  but they want to post hard copies.  Can I demand digitally?  If it's hard then I will have to labour over scanning it all back in to my computer - which is a waste of my resources.  I had this issue recently with a lawyer - they said they had too much info to send by email. Yet miraculously found a way within 2h. (It would be useful to have hard copies too - but in terms of short-term follow up communication digital is best for me)
    • As the tories declare they will do all sorts of err things they had already promised, and often actually themselves blocked,  including 40 hospitals policy, ground rent caps, abolishing no-fault evictions and restoring historic train lines .. all feature in the 2019 and 2024 documents.   .. in perhaps better news Man, 46, arrested in connection with criminal investigation into PPE Medpro | UK news | The Guardian WWW.THEGUARDIAN.COM Suspect understood to have been arrested on suspicion of offences including conspiracy to commit fraud     Man, 46, arrested in probe into PPE linked to ex-Tory peer Michelle Mone - Mirror Online WWW.MIRROR.CO.UK The National Crime Agency said a 46-year-old man was arrested in Barnet, North London, in an ongoing investigation into how PPE...   Correcting the mirror - thats current tory peer isnt it?   Arrest in probe into Michelle Mone-linked company PPE Medpro WWW.HERALDSCOTLAND.COM A 46-year-old man has been arrested as part of the National Crime Agency (NCA) investigation into PPE Medpro.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Advice needed please


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Hi

 

I need some advice on how to go about helping my partner reclaim his PPI payments. He took out a Barclayloan about 6 years ago (yes I know – statute of limitations may apply!) along with their PPI and now thinks it may be worth trying to reclaim it.

 

He was in employment at the time and had no pre-existing medical conditions.

 

Unfortunately he has no documentation and can’t remember what was said at the time so doesn’t know whether he was asked relevant questions when he took the loan out.

 

Question 1: How can he get the documentation?

 

Question 2: What grounds can he give for mis-selling if he doesn’t remember the conversation that took place at the time he signed up?

 

Any advice gratefully received

 

H

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Hello there.

 

The first thing you need to do is get a S.A.R - (Subject Access Request) off. Take a look at this thread

 

http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/118145-r-subject-access-request.html

 

which gives more information, also have a read of everyone elses on the forum, many of these show different letters along the same van. The SAR costs £10 but will be worth the cost if it helps you get the premium back. Use the time while you wait for them to send the information to get as much information as possible. This forum has a wealth of information so soak it up !

 

Good luck with your claim, and dont forget to keep your thread updated so we can all follow along with you.

 

Braveheart Bear.

Edited by Braveheart Bear
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Thanks a lot guys - S.A.R - (Subject Access Request) on it's way - hope they wont get us with the 6 year thing; I'll keep you posted watch this space! :-)

Hello harrystottle,

 

They will probably state they have difficulty in provision of information under the data protection act as it is over 6yrs. No where does it state this, the apply the limitation act as a 6yr rule.

 

If they do become difficult I would quote the money laundering regulations to them and also section 32 of the limitations act:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Thanks for the info folks.

 

I have one more question, thanks in advance for any answers that may be forthcoming...

 

Would I be right in saying that the outstanding balance that he owes on the loan could now be classified as a disputed debt and if so can I get Regal Credit off his back for the time being at least?

 

By coincidence (or perhaps not) they have written to him saying that his repayment programme is up for review (he's been paying £20 a month).

 

It would be so nice to tell them to shove their review where the sun don't shine :-)

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Sorry to bump this but need to know the answer to this one - to recap the loan was defaulted and is now in the hands of Regal Credit so my question was does the lodging of a S.A.R - (Subject Access Request) put the loan into 'in dispute' status and if so can I get Regal to give it back to Barclays until it's resolved (hopefully in our favour :-))?

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