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Stealth CCJ


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Hello, I was wondering if anyone could offer me some advice on the following:

 

This morning I received a letter from Young & Pearce Solcitors who are based in Nottingham, informing me that they have obtained judgment against me for the sum of £3,077.56 for outstanding university fees. They have stated that I have 28-days to discharge the monies or the CCJ will be registered against me.

 

Their letter starts off: As you are aware we have obtained Judgment, and the balance shown above is due and payable forthwith....

 

Whilst I acknowledge that I do owe some university fees my defence is that (a) I only owe £3k in total of which I have paid £1,500 of it.

 

(b) I have an existing arrangement with the university, and have done for the past year. The fees are due to be cleared by June, which I have budgeted for.

 

© I was not made aware. I have had no correspondence whatsoever from the university, solicitors or any other party informing me that this was even going to the County Court. I have had no correspondence whatsoever informing me of any Court date. Only the letter this morning informing that it had been to Court.

 

If I was informed I would have defended myself and shown my arrangement with the university and shown that I have not been in any breach of the arrangement.

 

Apparently the hearing was in Nottingham which is about 150 miles from where I am based.

 

Can anyone tell me what I need to do to either get this case re-heard at a Court in my area (Can I do that?), appeal, overturn or generally get this unjust judgment reversed, struck off or at least something to give me the opportunity to defend this action against me?

 

Thanks very much.

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This morning I received a letter from Young & Pearce Solcitors who are based in Nottingham, informing me that they have obtained judgment against me for the sum of £3,077.56 for outstanding university fees. They have stated that I have 28-days to discharge the monies or the CCJ will be registered against me.

 

Have you checked with the court to see if the judgment exists? Where the papers served?

 

You might be able to apply for a set-aside if you have a realistic prospect of success in defending the claim.

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Dear Sequenci,

 

Thank you for your reply.

 

I haven't checked to see if the Judgment exists at this stage because I don't have a case number. I can also categorically say that at no time have I had any papers/documentation served on me prior to, during or after the case came to Court apart from the letter that arrived this morning informing me that it had all been done and dusted.

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