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    • Thanks London  if I’ve read correctly the questionaire wants me to post his actual name on a public forum… is that correct.  I’ve only had a quick read so far
    • Plenty of success stories, also bear in mind not everyone updates the forum.  Overdale's want you to roll over and pay, without using your enshrined legal right to defend. make you wet yourself in fear that a solicitor will Take you to court, so you will pay up without question. Most people do just that,  but you are lucky that you have found this place and can help you put together a good defence. You should get reading on some other Capital One and Overdale's cases on the forum to get an idea of how it works.  
    • In both versions the three references to "your clients" near the end need to be changed to "you" or "your" as Alliance are not using solicitors, they have sent the LoC themselves. Personally I'd change "Dear ALLIANCE PARKING Litigation Dept" to "Dear Kev".  It would show you'd done your homework, looked up the company, and seen it's a pathetic one-man band rather than having any departments.  The PPCs love to pretend they have some official power and so you should be scared of them - showing you've sussed their sordid games and you're confident about fighting them undermines all this.  In fact that's the whole point of a snotty letter - to show you'd be big trouble for them if they did do court so better to drop you like a hot potato and go and pursue mugs who just give in instead. In the very, very, very, very unlikely case of Kev doing court, it'd be better that he didn't know in advance all the legal arguments you'd be using, so I'd heavily reduce the number of cards being played.
    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
    • Here's a suggested modified version for consideration by the team. (Not sure whether it still gives too much away?)   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you added. Shall we raise the related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding parking periods. Especially with no consideration of section 13 in your own trade association's code of practice and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked, unmanaged over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the above issues and more, with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture a couple of useless ANPR photos. If you insist on continuing this stupid, money grabbing quest, after having all of the above pointed out, we will of course show this letter to the Judge and request “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Signed, "Spot". (Vehicle Keeper's pet Dalmation).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Egg credit card agreement terminated


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TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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It really is incredible how uncoordinated Egg are.

We have just walked them into providing information bit-by-bit for our case. It has worked like a dream.

 

They clearly are not taking legal advice before answering either.

We asked the exact same question via 3 routes. One answer said it was with their legal department, another kept avoiding the question, the other sent the requested information out within 3 days.

 

Keep the messages disconnected, and what might seem an innocent query with no history, provides the perfect bit of information that we require.

 

The nice chap that replied has a rather unusual name, quite easy to look up his Facebook profile. Almost felt like adding him as a friend he was so helpful!

 

This is turning out to be good fun.

 

:D

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It is being manifested in a rather unfortunate way at the moment; i.e. they are trying to claw in as much as possible with minimum payment increases, and interest increases. They are also passing on to debt collection very, very quickly.

 

This is a sign of desperation.

I'd be interested to hear if anyone knows of anyone who has been approved for a new Egg card in recent times?

 

It does also mean that they will just fob you off for as long as they can.

So, everyone taking the CCA route - stick very firmly to the timescales very well-advised throughout this site, and take quick (but controlled) action.

 

Unless is has been tested previously, I think the termination route that we are taking may take some time - although we will certainly win with this. Mistermind - I am prepared to eat my words on this :-)

 

CCA seems to have previous form that is encouraging.

 

We have just bowled Egg a googlie today, interesting to see how they handle it.

 

 

THIS IS NOT LEGAL, OR QUALIFIED ADVICE REMEMBER!!!

Edited by BigEddieChek
Oh, I wish I could say more...!
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It is being manifested in a rather unfortunate way at the moment; i.e. they are trying to claw in as much as possible with minimum payment increases, and interest increases. They are also passing on to debt collection very, very quickly.

 

This is a sign of desperation.

I'd be interested to hear if anyone knows of anyone who has been approved for a new Egg card in recent times?

 

It does also mean that they will just fob you off for as long as they can.

So, everyone taking the CCA route - stick very firmly to the timescales very well-advised throughout this site, and take quick (but controlled) action.

 

Unless is has been tested previously, I think the termination route that we are taking may take some time - although we will certainly win with this. Mistermind - I am prepared to eat my words on this :-)

 

CCA seems to have previous form that is encouraging.

 

We have just bowled Egg a googlie today, interesting to see how they handle it.

 

 

THIS IS NOT LEGAL, OR QUALIFIED ADVICE REMEMBER!!!

 

Good luck eddie !

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It is being manifested in a rather unfortunate way at the moment; i.e. they are trying to claw in as much as possible with minimum payment increases, and interest increases. They are also passing on to debt collection very, very quickly.

 

This is a sign of desperation.

 

Rats, when backed into a corner are at thier most dangerous ! :(

 

Unless is has been tested previously, I think the termination route that we are taking may take some time - although we will certainly win with this. Mistermind - I am prepared to eat my words on this :-)

 

CCA seems to have previous form that is encouraging.

 

We have just bowled Egg a googlie today, interesting to see how they handle it.

 

 

THIS IS NOT LEGAL, OR QUALIFIED ADVICE REMEMBER!!!

 

Any idea as to time scales with the termination case?

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Haven't the US government just taken a controlling stake in their parent company, Citibank?

 

They have certainly been behaving very strangely in my friend's Egg loan case:

http://www.consumeractiongroup.co.uk/forum/egg/174507-militant-consumers-friend-egg.html

 

They've gone completely silent for about 10 weeks. I'm not sure if it's because this agreement got featured in the CAG guide to unenforceabe agreements!

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Just had an email from Egg - call this number urgently blah blah, but found this rather perplexing statement in the footer

"Hillesden Securities Ltd t/a direct legal & collections does not accept legal responsibility for the contents of this message, as the Internet is not secure and this message is subject to possible data corruption either accidentally or on purpose."

:confused:

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Then why do they call it a SECURE messaging service?!

 

Egg are getting beyond a JOKE!

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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Then why do they call it a SECURE messaging service?!

 

Egg are getting beyond a JOKE!

 

They sent this by normal email not the secure messaging facility but even so I feel like saying since the internet is not secure all the info on my account has been subject to data corruption either accidentally or on purpose :p

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I got an email yesterday, asking me to log on or call the number. I tried to log on-and guess what? it won't accept my username and password-so I presume I am supposed to immediately call them.

 

 

Just to make it clear to Egg

 

"Ahem...............I ain't as stupid as I'm green looking.

 

If you have something to say to me, just jot it down on a piece of paper ( it's called writing), put it in an envelope, put my address on the front and put it into the small oblong hole at the top of one of those tall red things, you know, a postbox.

 

Like you've been told to."

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It would seem from other threads that the Egg agreements are unenforceable, and have case history to back this up.

 

Thanks to this wonderful site, more and more people are becoming aware of this.

 

I would agree with many that have said on here that they have mixed marketing speak with legal speak, and made a big mistake with this.

 

The reason that they will be trying to get on the phone to people is because they can apply pressure much more easily and try and catch you on the hop.

 

ONLY EVER DEAL IN WRITING WITH THEM.

EVER.

EVER.

EVER!

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It would seem from other threads that the Egg agreements are unenforceable, and have case history to back this up.

 

Thanks to this wonderful site, more and more people are becoming aware of this.

 

I would agree with many that have said on here that they have mixed marketing speak with legal speak, and made a big mistake with this.

 

The reason that they will be trying to get on the phone to people is because they can apply pressure much more easily and try and catch you on the hop.

 

ONLY EVER DEAL IN WRITING WITH THEM.

EVER.

EVER.

EVER!

 

I look forward to it, they are idiots!

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I love the way the credit card companies start sending you stuff in hand written unofficial type envelopes or on pretty postcards. What are they hoping to achieve?

 

Saving money to pay the lawyers (peanuts) !! :p

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Well according to Egg, they can send me a default message via secure message, but I can't talk to them about my account via it. That HAS to be a tad unfair don't you think? They haven't sent me the default notice in writing. :( Just online. Hmm.

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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Well according to Egg, they can send me a default message via secure message, but I can't talk to them about my account via it. That HAS to be a tad unfair don't you think? They haven't sent me the default notice in writing. :( Just online. Hmm.

 

Would they be under any obligation to prove you read it?

I am just confused as to why they would send out a default notice by post if a secure message was sufficient and I have had one in the post.

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I'm just annoyed that they wont communicate with me about my account over secure message, but will send out default noticed via secure message. That's not a 2 way communication - its all going in my BIG complaint to Egg!

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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