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Eddie v NatWest **WON**


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Been away for the weekend but on my return I had a letter from Cobbetts and also the AQ from the court which I will fill in and post this week.

The letter from Cobbetts is I think the usual bog standard rubbish and I just need to know if I should reply or not.

It says;

 

We note your comments on our Request for Further Information. It is our clients contention that your Particulars of Claim did not properly particularise your claim.

For example,our client cannot properly defend a claim where you have not given the details of each charge you claim is disproportionate and unreasonable.

The Court is bound by an overriding objective to deal with cases justly and to ensure that parties are on an equal footing. It was clearly the case that our client could not respond to your claim where you did not provide sufficient particulars.

Our client therefore objects to your allegation that the Request is intimidating.

 

I have of course sent the list of charges to Natwest and also to Cobbetts with all dates and reasons for the charge plus the interest so they have actually got all the info they are asking for in the letter.

Should I send a copy of this letter to the court with the AQ along with the list of charges complete with interest so that they can see what games these people are playing,and let Cobbetts know that I have done so.

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Should I send a copy of this letter to the court with the AQ along with the list of charges complete with interest so that they can see what games these people are playing,and let Cobbetts know that I have done so.

 

Yes, do that. This is Cobbetts standard reply to your CPR part 18 refusal.

 

You could send them a mirror image reply, or ignore it, up to you

 

Dear Sir,

 

I refer to your letter dated XXX

 

I note your comments on my allegation that your CPR Part 18 request is intimidating. It is my contention that my Particulars of Claim did properly particularise my claim. For example, a schedule of charges, which fully details each charge I claim is disproportionate and unreasonable, has been sent to your client, the court and yourselves at every stage.

 

I agree that the court is bound with an overriding objective to deal with cases justly and ensure that parties are on an equal footing. It was clearly the case that your client could respond to my claim since I have provided sufficient particulars. I object therefore to your allegation that your client was not on an equal footing.

 

Yours faithfully.

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Today I received 2 letters from Cobbetts one offering me £1100 and the other offering me £2200 as a gesture of goodwill and of course informing me that I dont have a hope in hell of winning in court both dated 24th Oct.

These people really are useless, I will of course send them a letter accepting as part payment I am sure they will pay up very soon.

Should I also remind them that my costs have now increased by £100 for the AQ which I posted yesterday,and also the daily interest.

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Letter posted saying will accept £2200 as part payment but my costs have now increased by another £100 and please dont forget the £0.77 per day interest since moneyclaim was issued.

I can smell another victory for this site very shortly.

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Got a letter from Cobbetts today thanking me for my letter and saying that they suspect that one of the letters was mistakenly attached to my letter and was sent to me in error.

They want me to telephone them to confirm the name of the person of the letter they were offering £1100 to.

Both letters were addressed to me and both were sent seperately these people really are totally useless.

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Got a copy of Cobbetts AQ today and in Other Info it says,

Case management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 27th Oct 2006.

In light of this,the defendant may amend its defence or apply to strike out.

I take it thats the CPR18 to which I sent the standard reply from the Library and I have of course sent a list of charges to both Natwest and Cobbets.

Should I write to the court to tell them that Cobbets have this info or ignore it.

Is this Cobbetts standard comments on their AQ.

Thanks all

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Hi Eddie:D

Yep, looks like we're at the same stage!

Fingers crossed it'll be over soon...;-)

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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Was hoping to get home to a nice cheque today but nothing has arrived.

Just hope I've done everything right its a bit worrying when people who where at the very same stage as me got their cheques on Saturday and I am still waiting.

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Got a copy of Cobbetts AQ today and in Other Info it says,

Case management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 27th Oct 2006.

In light of this,the defendant may amend its defence or apply to strike out.

I take it thats the CPR18 to which I sent the standard reply from the Library and I have of course sent a list of charges to both NatWest and Cobbets.

Should I write to the court to tell them that Cobbets have this info or ignore it.

Is this Cobbetts standard comments on their AQ.

Thanks all

I got exactly the same in my AQ yesterday morning. Like you, I have already sent them the CPR reply from the template library, plus another charges schedule and they have wrote back to me confirming they had received this letter, so what are they on about - until the claimant serves a reply to the request for further information which was due on 27th Oct 2006

I don't know whether to tell the court, wrie back some kind of response to Cobbetts, or just ignore it

Strange one

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Was hoping to get home to a nice cheque today but nothing has arrived.

Just hope I've done everything right its a bit worrying when people who where at the very same stage as me got their cheques on Saturday and I am still waiting.

:) Eddie, how are things?

Try not to worry, you'll have your cheque soon, I am sure!

;-) I found the last few days of waiting especially nerve-racking,too, but you'll be fine!:grin:

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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Just got home to find a note from the postie saying couldnt get any answer and need a signature for a letter.

Could this be my cheque?

I hope so.

Its either a cheque from Natwest or a cheque from Capital One which I am also waiting for.

All will be revealed tomorrow when I pick up the letter.

Wallet I wrote to the court informing them again that I had supplied Cobbetts with all the info they needed and also sent a letter to Cobbetts informing them what I had done.

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Just got home to find a note from the postie saying couldnt get any answer and need a signature for a letter.

Could this be my cheque?

I hope so.

Its either a cheque from Natwest or a cheque from Capital One which I am also waiting for.

All will be revealed tomorrow when I pick up the letter.

Wallet I wrote to the court informing them again that I had supplied Cobbetts with all the info they needed and also sent a letter to Cobbetts informing them what I had done.

Aaahh, now then.

So did I yesterday morning. I wasn't in and there was a Sorry You Were Out card on the floor saying they need my signature at the collection office for a SPECIAL DELIVERY.

I think if the delivery what i missed yeterday is not the cheque, then I will send Cobbetts a letter back and also let the court know

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Hi all,

It appears that i'm at exactly the same point as you - awaiting my cheque, and i must agree that each time i hear the postie i run for the door. Need the cheque badly as Focus diy shop have a 60% off offer on kitchens which finishes in a week.

good luck - hope you get you cheques soon which hopefully will be in this weekends batch. As we were offered 50% on te same day then we should get our settlements on the same day also, or at least that's what logic says.

chin up:smile:

Peep x

Bite me and i'll bite back....

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I'VE WON

 

Got my cheque today for the full amount.

Once the cheque has cleared there will be a donation to this site, and I just want to thank all those who advised and encouraged me through the process as I wouldnt have done this only for this excellent site.

If you are still fighting for your money back dont give in, keep on going and you will win.:D :D :D :D :D

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Bravo, Eddie :lol:

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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