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mbevan84 v FD ** WON **


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You will get a letter offering half iin the morning i should think.

 

they will offer half, so you may want to draft a responce saying that you will only take full amount. they will accept the responce by fax aswell. i got a letter offering full amount yesterday - two days after they got my reply stating i would accept half as a downpayment and take them to court for the rest...........not long to go now.....

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Thanks for the help Hannah,

 

Doesn anyone have any idea what I should say in the letter of responce. Luckily I have a fax machine at my work so will use that to send responce

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How about "stick offer of half where the sun don't shine. Give me all or see you in Court buddy"

 

They'll get the message :D

Egg Data Protection Act Statements arrived. On hold.

 

Halifax - Moneyclaim £3100

 

Amex to Remove Default - acknowledged didn't issue correct documents - default removed :) . £135 paid in full without Court

 

I'm on a roll now :rolleyes:

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i faxed mine to them and that was fine

 

I just put the following

 

Dear DG

 

Thankyou for your offer of £****, i will accept this as a partial settlement but will carry on with my claim for the full amount.

 

If you would like to discuss this further you can do by contacting me in writing or via ***TEL NUMBER*****

 

Many thanks

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Is that what I really want though? i would like it to be settled, rather than dragging on. Couldnt i say thankyou for the offer, but if you dont pay the full amount then I will be forced to continue my claim?

 

Not in those words obviously!

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they offered me full amount 2 days later I wroyte that i would accept that as partial settlement and continue my claim just as it would be deemed as resonable in court.

 

You can always write that you decline there offer and will carry on your claim for the full amount - they will offer you full withing 2 days again so same T/A

 

Its up to you but i dont think either way is quicker from the posts ive read

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Payment went in my closed account last night, it will take 3 days to transfer in my normal halifax account. your 6 days behind me so in therory you shoud get your money on the 7th (is a sunday so maybe the 6th if your lucky of the 8th if they are dragging it out a bit) no matter what it should be in your account within the week, so it may be a couple of days into your holiday.

 

i reackon you will get your full offer tommorow

 

 

keep us posted ";-)

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CONGRATULATIONS

 

I am about 5 days behind you.

Egg Data Protection Act Statements arrived. On hold.

 

Halifax - Moneyclaim £3100

 

Amex to Remove Default - acknowledged didn't issue correct documents - default removed :) . £135 paid in full without Court

 

I'm on a roll now :rolleyes:

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Just look at at all that money they took as a forced savings scheme at 8% interest minus the stress it caused you of course

Egg Data Protection Act Statements arrived. On hold.

 

Halifax - Moneyclaim £3100

 

Amex to Remove Default - acknowledged didn't issue correct documents - default removed :) . £135 paid in full without Court

 

I'm on a roll now :rolleyes:

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The thing I would like to know is:

 

I have made a claim, won the claim but they havent asked for when I have been charged and so on. They havent had the excel spreadsheet that I created so couldnt anyone claim?

 

PS - to the people who have won, how long till it goes into my account?

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Firstly CONGRATULATIONS!!!

 

as DG work for first direct they actually use the same systems as FD and HSBC so they can access your accounts. So they would have checked the charges alredy or they would have disputed this so dont worry about not sending it.

 

Secondly, i sent back my confirmation and they rec'd it last thursday, the money was in my account monday evening so as long as you sent yours back today you should have yours sat if your lucky if not mon/tuesday.

 

so you only have about 5 days till payday ;-)

 

You will rec'v a letter stating that the money will be in your account in the next day or so friday/sat aswell.

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