J D Williams Settlement Agreement

[mepretty]

I have filed a claim for admin and interest charges against Shoe Tailor at court for £450.68 they have offered to settle for £550.00. The thing is the original debt with them was £534.43. I have requested a CCA and have also tried requesting return of POMP as this was mis-sold (currently been looked into by FOS) but they would not budge. My problem is the the debt has now risen to £852.35. with interest and late payment fees . I want to sign the settlement offer for the 550. but i do not want them to ask me to pay the further 302.35 as the original balance was 534.43. Is there a letter available that I can use or can i get some help please.

[Guest Old_andrew2018]

Hi

I see your dilemma, I am sure that they will indeed try and recover that extra money, you may have to request the whole amount, or try to recover it by further action later on.

I am sure you will recieve advice from someone who has experienced a similar situation

 

Regards

Andy

[sea-sidelady]

Im curious why you only requested £450.68, when your charges are £534.43?

 

Have you actually filed your court papers yet, if not you can add on more charges to your spread sheet.

[mepretty]

The balance on my account was £534.43

I filed in court for charges of £450.68 this was money already taken

 

I requested CCA but received a blank one. After such long ado i decided to file in court as they kept chasing the debt and applying more charges although the account was in dispute I have the Allocation Questionnaire to hand in before the 19th March so that is why I am asking for help with this as they have offered £550.00 to settle but I don't want to sign the form and then they ask for the the additional sums oustanding on the account which are made of fees and intrest at their rate. I was thinking of asking them to confirm in writing that the debt will be closed for the settlement figure

[The GodMother]

efore you take the settlement you could always ask that this is on your conditions and add anything you want to it.