GE Money PPI POC***WON***

[bathgatebuyer]

Isn't it awful how these costs just keep accruing as we try to do little more than just make a bank accountable for their actions?

 

I've got to pay £35 with my AQ and then the hearing costs thereafter. Like you, it seems like the stocking and suspenders will be on this weekend to pay for it all At least that will help pay for the stamps.

[Goldlady]

I have just discovered that I can reclaim my court fees as our joint income is £200 below the limit. Mind you we have five kids so that helps:p

[stroke a badger]

Like you, it seems like the stocking and suspenders will be on this weekend to pay for it all At least that will help pay for the stamps.

 

Being a 5ft 9" 16 stone guy I think my customer base would be limited, however needs must!!

[stroke a badger]

I have just discovered that I can reclaim my court fees as our joint income is £200 below the limit. Mind you we have five kids so that helps:p

 

Excellent

[deb4tlj]

Any updates on this Stroke a Badger? Have been reading with great interest as am currently at the LBA stage with Ge myself.

[stroke a badger]

Nothing as of yet, well apart from the hearing date has been set for mid September.

 

Looks like we will be going to court

[adamski]

On what grounds are you claiming misselling?

[stroke a badger]

Hiya.

 

On the grounds that the PPI field was pre-selected when the agreement was taken out and that my wife was told that it was not optional.

[stroke a badger]

Ok guys what should I do, should I even reply?

[adamski]

The last sentence I think is one to consider. Its not a request under CPR so I guess you could ignore it.

 

They want evidence they hold i.e. the agreement with the box pre ticked, i take the box is either a computer generated tick or cross or it not in your handwriting.

I guess the other evidence they want to see is your contract or employees handbook etc.

 

I personally would ask a mod to look at this or post it in the legalities section.

[stroke a badger]

Adamski,

 

My wife still has her contract but it's somewhere in the loft, guess who is going to have to look for it!!

 

With regards to the PPI box have a look at the link below. I appreciate that it does not look like it but the tick is too uniform to have been penned by hand and is in a completely different style to the rest of the writing on the form.

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/104138-confused-ge-money-agreement.html

[stroke a badger]

Bump

[Goldlady]

SAB we have exactly the same situation with a B&Q loan. OH has signed the box (fool) but the tick is in a much thicker pen than the rest of the form so I suggest it was added later. Ours is actually in the middle of court action (by them) at the moment and I am waiting to hear if it has been struck out.

[stroke a badger]

Thank god it's not just me then. Where abouts are you,have you been tou court yet?

[Goldlady]

Gateshead. They issued claim months ago and have so far come up with a random selection of statements but with 26 months missing. We have some missing as well, but not as many as them:D. I have said in our defence that we cannot complete a full defence as they are unable to supply the statements and as the mis-sold PPI is a major aspect of our defence the case should be kicked out. Still waiting to hear from the court but suspect it has bitten the dust.

[adamski]

Is that the form for this thread also?

I also notice that it does not state clearly that the PPI is optional it should clearly state that the PPi is optional and there is not a no box to be ticked this is a good part in my opinion for your claim and should be added to your bundle.

[stroke a badger]

My thoughts exactly. We are out of the country for most of August so I'm going to make a start on the court bundle this weekend.

[adamski]

are you going to reply to Salens?

[stroke a badger]

That is the $1m question as I'm carp at writing letters off the cuff.

[Goldlady]

As said above it is not a CPR request and really they are fishing to see what you are going to come up with. I would be tempted to say that as the matter is now the subject of litigation you will only respond to directions issued by the court. IMO anyway!!

[adamski]

I agree with goldlady an excellent strategy

[stroke a badger]

That is what I will be doing.

[stroke a badger]

Another letter from Salans asking my wife to confirm her position and provide the requested information - I.e documents which we will rely on in court.

 

Desperation?

[adamski]

Still no sign of a CPR request on the letter then?

 

I would write back and ask them if it is a CPR request or not

[stroke a badger]

Nope, not a sausage