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Hello from a nervous noob


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Hi, my name is Stew, new to the forums today.

Hoping to try and reclaim some of the fees that i have paid over the past few years with youse guys help.

Quite nervous about doing it, as i dont want to get myself into any more strife, but it seems this is the only way to really help myself.:sad:

I find that i cannot stay in my overdraft no matter what i try, i never buy anything and i am on a good wage so dont know why i am on this position, its a viscious circle, i pay some fees and then my own payments `bounce` and i incur more fees, i guess you guys know all about it.

 

anyway looking forward to your help in all required areas, definitely making a contribution if i get any of my fees back.

 

Stew.:)

:| worried and stressed:|

Nationwide! Here i come, could be alot of money they might have to pay me back:eek:

 

Data request letter sent 04/06/06 via Hull Branch Nationwide.

Hull financial consultant called ME to help 04/06/06

:smile:Refunded £1200, 19/07/06, still going for the rest of it though!

LBA posted 22/09/06 claiming £2720!

D`oh! - put wrong amount in LBA - short by £1000!

Finally got the money to go to court 09/03/07

Acknowledged 13/03/07

No reply, so judgement issued 29 days after acknowledgment 14/04/07

DEFENCE FILED ??!! 09/03/07

FULLY PAID UP 17/04/07

Second Prelim sent 20/04/07

Second LBA sent 01/05/07

MCOL acknowledged

County court letter saying PAID UP 20/06/07 - although this wasnt the claimed amount, so i disputed it.

Still awaiting court date/decision due to OFT case.

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Hello there nervous noob :)

 

Don't worry about it... most of us are/have been in the same boat.

 

Have a good read of the FAQ's below and really get to know the procedure before making a start.

 

Good luck

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

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