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    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I have been involved in a protracted battle with our friends :-|

 

They got a CCJ on me and a Final Charging Order.

 

 

So they could not produce CCA and we went off to a court in the south east and the judge adjourned the hearing..he liked what we said about the CCA and that they couldn't prove the debt. He was miffed with Caboot because they had not responded.

 

So we were asked to come back again to Court in the early part of 2008..

 

No need they have written and informed me that they will make no further collection attempts and they are offering no contest to have the CCJ set aside and the Final Charging Order removed.

 

This is a victory in excess of £15,000 made up 75% ish of CHARGES so I do not feel too bad :rolleyes:

 

I am obviously very pleased especially to get rid of the FCO/CCJ .

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Cabot - Don't feck with the Cabot Fan Club ! - You've have been warned before!

 

 

Absolutely brilliant Josh - they never learn do they? Well done for having the confidence to take it on - head-on ...

 

 

Sarah

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WELL DONE -- Fantastic Result :D

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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They got a CCJ on me and a Final Charging Order.

 

So they could not produce CCA and we went off to a court in the south east and the judge adjourned the hearing..he liked what we said about the CCA and that they couldn't prove the debt. He was miffed with Caboot because they had not responded.

 

So we were asked to come back again to Court in the early part of 2008..

 

No need they have written and informed me that they will make no further collection attempts and they are offering no contest to have the CCJ set aside and the Final Charging Order removed.

 

I have 3 CCJ's but no CCA compliance. One has a charge on my property but i've always been told i can't do anything about it as CCJ means enforcement so how can s.127 make it unenforceable.

 

But your victory shows there is something that can be done.

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Do you know something we don't renegotiation? It's more like Uncle Ken doing the 'writing off' at present :D

 

I just thought he needed someone to stick up for him. Poor Kenneth... He must feel lonely if he ever comes here. I will play my violin for him. :( :( :(

What sort of world do you want your kids to grow up in?

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I just thought he needed someone to stick up for him. Poor Kenneth... He must feel lonely if he ever comes here. I will play my violin for him. :sad: :sad: :sad:

 

Dear oh dear. Whatever you do don't feel sorry for Cabot and crew for every win you read about they are feeding off other unknown victims. Dear oh dear!

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thank you all for the messages, I appreciate them

 

I will be sticking around....

 

 

The issue as I saw it (and I was gently warned off that I could not do this by not just this forum) was that getting a CCJ without actually legally proving your debt is wrong..they just send these claim forms in and certain bulk processing courts seem to just nod each one off without so much as a question.

 

So my challenge was, OK you have a CCJ but you cannot prove to me or the court that the debt is legal and in this case there was no deed either. Therefore, the CCA states clearly that they cannot pursue the debt with or without a court order..so the dilemna I put to the Judge was that they could hold this over me for the rest of my days..they cannot collect (which he accepted) and the CCJ whilst disappearing after 6 years is meaningless and effectively unenforceable because (and this has been a bit of a hot point) the CCA 1974 holds the contractual superiority and provided the foundations for the CCJ being obtained, if the basis of obtaining the CCJ was significantly flawed then the CCJ cannot hold its own..

 

So that it why I went for it....I do hope I make sense..

 

:lol:

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